Payson Homes with VA Loan New Financing

Welcome to Payson, Arizona, a hidden gem nestled in the heart of Gila County. Known for its stunning natural beauty, Payson offers a unique blend of small-town charm and outdoor adventure, making it an ideal destination for families, retirees, and outdoor enthusiasts alike. Surrounded by the majestic Mogollon Rim and the Tonto National Forest, residents can enjoy hiking, fishing, camping, and breathtaking views right at their doorstep. With a mild climate and abundant recreational opportunities, Payson is not just a place to live; it's a lifestyle.

For those considering a move to this picturesque town, the housing market in Payson is diverse and inviting. One of the standout features for potential homebuyers is the availability of homes eligible for VA loan financing. This means that veterans and active-duty military personnel can access favorable loan terms, making homeownership more attainable. With a range of properties from cozy cabins to spacious family homes, there’s something for everyone in Payson.

The community is also known for its friendly atmosphere and vibrant local culture. You’ll find charming shops, delightful restaurants, and community events that bring neighbors together. Whether you’re strolling through the historic downtown or exploring the scenic parks, Payson offers a welcoming environment that feels like home.

Embrace the opportunity to live in this enchanting town with the added benefit of VA loan financing. Discover your dream home in Payson, where adventure meets tranquility in a setting that truly captures the essence of Arizona living.

Newest Payson Homes with VA Loan New Financing

$360,000

3 Beds ⋅ 2 Baths ⋅ 7088207 MLS ⋅ 1,400 SqFt.

Clean all electric 3 bedroom, 2 bath home featuring a desirable split floor plan with comfortable living spaces and plenty of functionality. Step outside to the private backyard, fully fenced with a wood privacy fence and featuring a nice back patio perfect for outdoor dining, relaxing, or entertaining. A gazebo offers another great space to unwind, while three sheds provide ample storage. The property also includes a nice sized workshop, ideal for hobbies, projects, or extra workspace. A carport provides convenient covered parking. This home offers a great combination of comfort, privacy, storage, and outdoor living space.

2003 N Fredanovich Circle, Payson

$390,000

3 Beds ⋅ 2 Baths ⋅ 7087013 MLS ⋅ 1,595 SqFt.

Nice 3-bedroom site-built home located in a lovely, established Payson neighborhood. This home features a split floor plan with an open great room layout and a comfortable, functional design. An additional room off the back of the home provides flexible space that could be used as an enclosed porch, hobby or craft room, or additional sitting area. Enjoy the fenced backyard and private covered patio--perfect for relaxing or entertaining. Home is being offered in its current 'as-is' condition.

606 N Blue Spruce Road N, Payson

$390,000

3 Beds ⋅ 2 Baths ⋅ 7086677 MLS ⋅ 1,664 SqFt.

Beautiful cabin home nestled on desirable private lot in ''Woodland Meadows'' located in Payson, AZ. This home incorporates a subtle balance of contemporary finishes with a modern design. This home offers 3 bedrooms, 2 bath(s), an open concept [1,664 sq ft] floor plan, upgraded kitchen w/ raised panel cabinetry, granite counter tops, well maintained appliances, gas cooking, and pantry. Additional home details will also include upgraded vinyl flooring, a dedicated dining space, great room living room space, modern plumbing/lighting fixtures, ceiling fans, and lots of windows offering great natural light throughout the living spaces. The master retreat boasts a spacious sleeping quarters, dedicated vanity, large step-in shower, and a walk-in closet. Lastly, the home features a large.. mud/laundry rooms, a 2-car garage, covered porch space, and a private back yard offering low-maintenance landscaping--perfect for entertaining family and friends. Woodland Meadows offers residents lots of scenic walking paths, forest views, and is within close proximity to dining, shopping, and entertainment in downtown.

104 N Lakeshore Road, Payson

$525,000

3 Beds ⋅ 2 Baths ⋅ 7086398 MLS ⋅ 1,446 SqFt.

A river runs through it! Whether you are looking for a tranquil family getaway or a permanent mountain residence, this lovingly maintained, owner-built 1,446 sq ft cabin in desirable Whispering Pines offers unmatched natural beauty. The main living space features 2 bedrooms, 2 full baths, plus a flexible room currently used as a 3rd bedroom. Enjoy an open floor plan with hardwood floors, a dramatic 12-foot cantilevered ceiling, and a bright kitchen island perfect for entertaining, complete with a separate laundry room and foyer/mudroom. Step outside onto your redwood deck to listen to the East Verde River and take in views of the Tonto National Forest. Sitting on 0.64 acres at the end of a quiet road with virtually no traffic, the property boasts approximately 100 feet of riverfront with a sandy beach (plus ~15 feet of land across the river). Because it borders the National Forest in a designated riparian area, no homes will ever be built behind you. Additional highlights include a cozy fireplace with insert, central heat, two portable AC units, covered parking with room for toys, and a working well with a 1,300-gallon holding tank for outdoor watering.No HOA Professional pictures coming soon!

2561 N Juniper Drive N, Payson

$285,000

2 Beds ⋅ 2 Baths ⋅ 7086262 MLS ⋅ 1,280 SqFt.

SINGLE-LEVEL PAYSON HOME! This charming 2-bedroom, 2-bath home offers 1,280 square feet of comfortable single-level living. The open floor plan features a spacious living and dining area with a cozy woodstove, plus an open kitchen with plenty of room for everyday living and entertaining. Enjoy the outdoors from the covered side deck or open front deck, with a fenced yard providing a great space for pets, gardening, or relaxing. Additional features include a single carport and a convenient storage room. A great opportunity for a full-time residence, weekend getaway, or investment property in Payson!

607 E Drowsey Circle, Payson

$424,000

3 Beds ⋅ 2 Baths ⋅ 7085959 MLS ⋅ 1,433 SqFt.

211 N Heritage Lane, Payson

$429,000

3 Beds ⋅ 2 Baths ⋅ 7085957 MLS ⋅ 1,582 SqFt.

Beautifully updated 3-bedroom, 2-bathroom home tucked into the pines of Payson North. Sitting on a spacious, fully-fenced double lot with no HOA, this property offers the space, privacy, and flexibility that's tough to find at this price point. Inside, you'll find fresh, modern updates throughout, making this home truly move-in ready. The versatile Arizona room adds bonus living space perfect for a home office, sunroom, or extra entertaining area, while the attached garage and additional carport provide ample covered parking and storage for vehicles, toys, or a workshop. The fully fenced double lot is a rare find in this price range plenty of room for pets, kids, RV/boat parking, gardening, or future expansion. Enjoy Payson's Payson's cool pine-country climate, with easy access to hiking, the Rim Country, and small-town charm just a short drive from the Valley. Whether you're looking for a primary residence, a mountain getaway, or an investment property, this home checks all the boxes: updated interior, extra covered parking, and tons of usable outdoor space.

1209 N Gila Drive, Payson

$917,000

4 Beds ⋅ 4 Baths ⋅ 7085759 MLS ⋅ 3,976 SqFt.

Experience breathtaking views of Payson and the Mogollon Rim from this beautifully upgraded custom home on a .55 acre hilltop cul de sac lot. A dramatic wall of windows fills the living room with natural light, complemented by a cozy gas fireplace. The main level offers two private primary suites with updated baths and walk in closets, plus an office/den, grand foyer, and oversized utility room with pantry and workspace. Upstairs features two spacious bedrooms with a modern Jack and Jill bath and a versatile loft--ideal as a media or game room. The entertainment center conveys. Major improvements include owned solar, Andersen windows (2019), new siding and exterior paint (2019), roof replacements (2020-21), recessed LED lighting, three heat pumps (two new in 2023-24), additional mini splits, 2025 flooring, new washer/dryer, RV gate with 6 ft fencing, and added 220 power to the deck and garage. Outdoor living shines with a large west facing composite deck, new exterior doors and stairs, mature landscaping, pergola, and fully fenced yard with double gate. Extra gravel parking and an oversized two car garage with built ins add convenience. This home blends luxury, privacy, and panoramic mountain views for exceptional Payson living.

1002 N Hillcrest Drive, Payson

$975,000

4 Beds ⋅ 4 Baths ⋅ 7084471 MLS ⋅ 2,615 SqFt.

Welcome to your own private mountain retreat in the sought-after Chaparral Pines golf course community in Payson, Arizona. Surrounded by towering Ponderosa pines and the beauty of Arizona's Rim Country, this thoughtfully designed cabin offers a spacious main living level plus a separate downstairs apartment--perfect for guests, extended family, a home office, or additional private living space. The main level features an inviting split-bedroom floor plan, vaulted ceilings, and expansive windows that fill the home with natural light while bringing the surrounding pine forest indoors. The generous primary suite offers a large bedroom and private bath, while two additional guest bedrooms and a guest bathroom provide comfortable accommodations for family and friends. Read more: A convenient half bath completes the main living level. Below, a separate apartment with its own private entrance beneath the deck offers exceptional flexibility. The space includes a kitchenette, living room, dedicated office area, full bathroom, closet, and an additional room that can be used as guest quarters, storage, or whatever best suits your needs. Step outside and enjoy everything the Chaparral Pines lifestyle has to offer, including golf, tennis, pickleball, swimming pools, kids' camps and activities, all within a private community surrounded by nature. Just beyond the neighborhood are miles of hiking opportunities and the peaceful beauty of Payson's tall pine forests. Whether you're looking for a full-time mountain home, a weekend escape, or a place where family and friends can gather, this cabin offers space, privacy, flexibility, and an authentic Rim Country lifestyle.

2303 E Scarlet Bugler Circle, Payson

$310,000

2 Beds ⋅ 1 Baths ⋅ 7083990 MLS ⋅ 897 SqFt.

Escape to the mountains and discover your own private slice of Rim Country! Nestled among towering pines in peaceful Colcord Mountain Estates, just 30 minutes east of Payson, this beautifully updated 2-bedroom, 1-bath cabin sits on a spacious ½-acre lot with incredible mountain views.Step inside to a bright, open layout featuring soaring vaulted ceilings, beautiful flooring, modern updates, and a cozy wood-burning stove perfect for chilly mountain evenings. A large picture window brings the outdoors in, filling the living space with natural light while showcasing the surrounding forest and mountain scenery. Outdoor living is just as impressive with an extra-long covered patio made for morning coffee, afternoon relaxation, and evenings under the stars. MORE... The oversized 3-car garage offers plenty of room for vehicles, toys, and storage, plus a dedicated workshop bay for projects and hobbies.Whether you're looking for a full-time mountain home, weekend getaway, or peaceful escape from the Valley heat, this property has it all--privacy, views, fresh mountain air, tall pines, and plenty of room to enjoy the Arizona mountain lifestyle!

254 S Blackfoot Road, Payson

$399,000

3 Beds ⋅ 2 Baths ⋅ 7083770 MLS ⋅ 1,906 SqFt.

Gorgeous cabin get away. Calm community and ready for a perfect weekend retreat or full time home. Master bedroom is a good size with lots of closet space. Inside washer and dryer and loft area for an additional bedroom or living space. Kitchen and half bath could use some updating, otherwise the home has good bones. There is a hand painted mural in the living room with a stuffed bear that conveys. Oversized lot .46 acre, the land adjacent with the storage unit and mini storage sheds is part of this property.

436 W Blackberry Lane, Payson

$650,000

4 Beds ⋅ 2 Baths ⋅ 7083378 MLS ⋅ 2,028 SqFt.

There are homes near the forest and then there are homes where the back gate opens directly into it. At 1900 W Fairway Lane, Tonto National Forest is your backyard, Payson Golf Club is directly across the street, and the best of Rim Country living begins at home. Set on a fully fenced .36-acre cul-de-sac lot with no HOA, this updated single-level residence offers approximately 2,028 square feet with four spacious bedrooms, two remodeled bathrooms and a dedicated office/bonus room. Inside, the home feels warm, open and full of character. Vaulted ceilings and wood-look flooring lead into a generous living area centered around a wood-burning fireplace with barnwood and corrugated-metal accents, built-ins and abundant storage. The remodeled kitchen combines extensive distressed cabinetry, tile countertops, a deep double farmhouse sink and Samsung Smart appliances. An adjoining dining area surrounded by windows brings in beautiful natural light, while the well-equipped laundry room adds cabinetry, a folding counter and utility sink. The flexible floor plan is designed for real life. The fourth bedroom includes its own exterior entrance--an excellent option for guests, a private workspace, studio or hobby room. The primary retreat offers exceptional storage with a walk-in closet, second closet and linen closet. Its custom bath stands apart with dual sinks and a large tiled walk-in shower featuring rain and handheld showerheads and a decorative frosted wilderness-scene window. An adjoining bonus room opens directly to the patio. Outside, the property becomes an experience of its own. Dine beneath the covered patio, unwind in the spa, enjoy the pond and water feature, or grow your own harvest in two fenced garden areas. Established apple, peach, plum and pomegranate trees are joined by grapevines, blackberries and raspberries. The permanent two-story site-built chicken house with metal roof can also provide substantial storage or hobby space. An RV gate and parking in both the front and backyard provide room for a boat or trailer. The two-car garage includes a workbench, shelving and cabinets. The roof was replaced in 2018, the exterior was painted in 2020 and the water heater was replaced in 2021. City water and public sewer complete the practical advantages. Green Valley Park, historic Main Street, local shops and restaurants are all close by. A home with this much space and flexibility is special; one with the forest through the back gate and golf across the street is something altogether different.

1900 W Fairway Lane, Payson

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