Payson Homes with Conventional New Financing

Payson Homes with Conventional New Financing

Welcome to Payson, Arizona—a charming town nestled in the heart of Gila County, where the beauty of nature meets a vibrant community spirit. Known for its stunning landscapes and cool mountain climate, Payson offers a unique blend of small-town charm and outdoor adventure. Surrounded by the breathtaking Tonto National Forest, residents enjoy a plethora of recreational activities, from hiking and fishing to camping and golfing. With its picturesque views and serene environment, Payson is the perfect escape for those seeking tranquility and adventure alike.

One of the most appealing aspects of Payson is its diverse real estate market, particularly for those looking to invest in homes with conventional new financing. Whether you’re a first-time homebuyer or searching for a vacation retreat, Payson has a variety of options to suit your needs. From cozy cabins tucked in the woods to modern family homes with spacious yards, the housing market here is as diverse as the natural beauty surrounding it.

With the availability of conventional financing, purchasing a home in Payson has never been more accessible. This financing option allows buyers to secure favorable terms and rates, making it easier to turn your dream of mountain living into a reality. Imagine waking up to the crisp mountain air, sipping your coffee on the porch, and enjoying the stunning views that Payson has to offer.

Come explore the inviting community of Payson, where your new home awaits amidst the pines and the promise of a fulfilling lifestyle. Let the adventure begin!

Newest Payson Homes with Conventional New Financing

407 W St Moritz Drive, Payson
$379,900
3 Beds ⋅ 2 Baths ⋅ 7097585 MLS ⋅ 1,294 SqFt.
Search no further for a site-built turn-key 3 bed/2 full bath single level home under $400k. Comfortable Payson living set up for easy care inside and out. Bonus room can be used for office/den or add an armoire and you got a 4th bedroom. Three spacious covered and uncovered patios front and rear make for year-round enjoyment. Solid surface flooring throughout this functional layout which just received complete interior paint. Newer appliances serve a galley kitchen topped with custom made white oak countertops. The electrical panel is wired for an easy backup generator feed. There is also a nice sized storage shed/shop in rear yard. We will entertain concession type offers.

407 W St Moritz Drive, Payson
209 S Colcord Road, Payson
$298,000
3 Beds ⋅ 2 Baths ⋅ 7097482 MLS ⋅ 1,040 SqFt.
Site-built home with significant improvements. Recent upgrades include NEW flooring, fresh interior and exterior paint, NEW mini-split heating and cooling system, updated plumbing, new propane system, new windows, and bathroom tile. A stone-faced fireplace and wood plank accent wall add warmth and character to the living area. Framed by Ponderosa pines, the home sits on a spacious, fenced yard with plenty of room to enjoy being outside. A detached storage shed/workshop provides additional space for storage, hobbies, or projects. Conveniently located within walking distance of the middle school, high school, and nearby coffee shop, this property offers extensive updates, generous outdoor space, and a great location. This home has been a welcoming place for many to gather, ready to welcome those who come next.

209 S Colcord Road, Payson
2514 E Pine Island Lane, Payson
$1,295,000
4 Beds ⋅ 5 Baths ⋅ 7097431 MLS ⋅ 3,328 SqFt.
Discover this exceptional home in the desirable Pine Island enclave of Chaparral Pines, beautifully positioned along the 18th fairway in a private setting surrounded by towering Ponderosa pines and picturesque golf course views. Offering four ensuite bedrooms, four full baths and a half bath, this thoughtfully designed residence combines the convenience of main-level living with spacious accommodations for family and guests. Both the primary suite and an additional ensuite guest bedroom are located on the main level, while the walk-out lower level provides a wonderful retreat. The inviting living room is anchored by a dramatic stacked-stone fireplace, complemented by multiple sliding glass doors opening to an expansive, fully tiled patio overlooking the lush fairway and surrounding pines. The beautifully updated kitchen features newer GE Profile appliances and a sun-filled breakfast nook surrounded by a wall of windows. The spacious primary suite offers a walk-in snail shower and jetted soaking tub. The walk-out lower level is ideal for entertaining or hosting guests, featuring two additional ensuite bedrooms, a half bath, spacious family room, wet bar and direct access to its own private patio. This thoughtfully designed space provides a comfortable and inviting setting for guests to relax and enjoy the beautiful mountain surroundings. Numerous improvements include updated kitchen and baths, newer HVAC systems and roof, all-new LED lighting and ceiling fans, updated outdoor carriage lighting, and an exterior repaint completed approximately two years ago. The beautifully landscaped lot features majestic Ponderosa pines and a fully automatic drip irrigation system. An oversized two-car plus golf cart garage with epoxy flooring adds convenience and functionality. For the ultimate convenience, this beautiful mountain retreat may also be purchased completely turnkey, with furnishings and accessories available by separate bill of sale. Enjoy the perfect combination of privacy, comfort and scenic golf course living in one of Chaparral Pines' most distinctive neighborhoods.

2514 E Pine Island Lane, Payson
112 W Sherwood Drive, Payson
$375,000
2 Beds ⋅ 2 Baths ⋅ 7096773 MLS ⋅ 1,240 SqFt.
Mountain living starts at 112 W Sherwood Drive. This 2 bedroom, 2 bath home offers 1,240 sq ft of comfortable space, plus a beautiful porch that's made for morning coffee and cool Payson evenings. Out back, the yard gives you room to garden, grill, or just unwind, and the shed has space for tools and gear. Carport parking is a nice bonus.

112 W Sherwood Drive, Payson
2413 E Scarlet Bugler Circle, Payson
$849,900
3 Beds ⋅ 3 Baths ⋅ 7096706 MLS ⋅ 2,030 SqFt.
Welcome to this inviting JFC-built retreat located in a quiet cul-de-sac in the prestigious Chaparral Pines Golf Community. Thoughtfully designed with upgraded finishes throughout, this home offers three bedrooms and three bathrooms. The main level features floor-to-ceiling windows, a cozy fireplace with stone accents, and built-in shelving on both sides. The gourmet kitchen boasts a gas cooktop, stainless steel appliances, a spacious island with breakfast bar, and an eat-in dining area--perfect for entertaining in the open-concept layout. The primary suite is conveniently located on the main level and includes dual vanities, a soaking tub, a walk-in shower, and a generous walk-in closet. Step outside to the expansive, L-shaped covered deck--ideal for relaxing or enjoying the hot tub. The large laundry/utility room with washer and dryer is just off the kitchen for added convenience. The oversized two-car garage provides additional space for a golf cart and ample storage. Downstairs, you'll find two guest bedrooms, a full bath, a spacious family room, and access to a private lower-level deck. Beautifully landscaped with excellent curb appeal, this home is move-in ready. Please note: Buyers are required to purchase a minimum Trailhead (Non-Golf) Membership at close of escrow. Don't miss your chance to own this exceptional home--schedule your showing today!

2413 E Scarlet Bugler Circle, Payson
315 N Mogollon Trail, Payson
$599,000
4 Beds ⋅ 3 Baths ⋅ 7096225 MLS ⋅ 2,642 SqFt.
Located in the highly desirable Trailwood neighborhood, one of Payson's premier walkable communities, this beautifully updated 4-bedroom, 3-bath home (Easy To Ad The 5th Bedroom) also features a private dedicated home office. This home offers exceptional comfort, quality, and convenience. Just minutes from shopping, medical facilities, dining, and other city services, the property is also within walking distance of Rumsey Park and the Payson Public Library. The home showcases high-end custom cabinetry throughout along with genuine engineered hardwood flooring -- not laminate -- offering both durability and elegance. Recent renovations include fresh interior and exterior paint, plus brand-new carpet in all bedrooms. The roof has also been recently replaced, providing added peace of mind.

315 N Mogollon Trail, Payson
800 N Grapevine Drive Unit 166, Payson
$169,000
7095940 MLS
Amazing corner lot next to the 8th green, showcasing dramatic southern views of the Granite Dells. This .53 acre accommodates a single level or multilevel design. This is currently a top tier opportunity for a homesite in Chaparral Pines. Soon to be firewised.

800 N Grapevine Drive Unit 166, Payson
801 N Chaparral Pines Drive, Payson
$1,500,000
3 Beds ⋅ 2 Baths ⋅ 7095786 MLS ⋅ 2,692 SqFt.
Discover the best country living has to offer in this distinctive Pioneer log home on approximately 5.56 acres in Payson, backing to the National Forest with stunning views of the Granite Dells. The 3,373 +/- sq. ft. home features a dramatic great room with soaring vaulted ceilings, expansive windows, and a beautiful stone fireplace. The inviting kitchen offers copper countertops, a gas range, and a great island for entertaining. A split floor plan provides comfortable living, while the spacious loft includes a den/library. The current formal dining room could also be used as office space or a hobby room. The third bedroom is located above the garage. The property also features a four-stall barn with tack and hay rooms, pipe corrals, a round pen, and riding arena. Enjoy the outdoors from the large back deck or gazebo, surrounded by landscaped grounds, tranquil water features, and a natural spring. A spacious two-car garage with built-in cabinetry adds convenient storage. Experience the privacy, scenic beauty, and charm of Rim Country living, just minutes from Payson's shopping, dining, and everyday amenities. See documents tab for the full list of property amenities.

801 N Chaparral Pines Drive, Payson
2305 E Indian Pink Circle, Payson
$1,650,000
3 Beds ⋅ 4 Baths ⋅ 7095193 MLS ⋅ 3,161 SqFt.
Located inside the gates of Chaparral Pines, a private golf club community in Payson, this beautiful single-level WTM home was built in 2021 and offers a highly desirable floor plan in an exceptional golf course setting on Hole 12. Tucked at the end of a cul-de-sac, this home combines privacy, quality finishes, and premier golf community living. The sought-after WTM home features a split-bedroom design, with secondary bedrooms offering the privacy of their own en-suite bathrooms. The gourmet kitchen showcases quartz countertops and backsplash, an oversized island, gas cooktop, electric wall oven, and built-in microwave. The spacious family room features a beautiful beamed ceiling and stone gas fireplace, opening to a large covered deck overlooking the golf course. The spacious primary suite also opens directly to the deck, creating a relaxing private retreat. The primary bathroom features a freestanding soaking tub and a beautiful walk-in shower with tile surrounds. Gorgeous engineered hardwood flooring flows throughout the home, complemented by tile flooring in the bathrooms and laundry room. An oversized three-car garage with epoxy floors completes this exceptional property. Enjoy the best of single-level living, a highly desirable WTM floor plan, private en-suite bedrooms, and a spectacular golf course setting within one of Arizona's premier private golf club communities.

2305 E Indian Pink Circle, Payson
132 W Lucky Lane, Payson
$437,777
3 Beds ⋅ 2 Baths ⋅ 7095079 MLS ⋅ 1,338 SqFt.
Tucked into the desirable Deer Creek Village subdivision, this well-maintained, all-electric 3-bedroom, 2-bathroom home combines single-level convenience with easy access to Tonto National Forest trails, town amenities, and a milder lower-elevation climate. Key Features: *Move-In Ready & All-Electric: Low-maintenance, energy-efficient living with a seamless, single-level, split floor plan, open layout. *Upgraded Finishes: Kitchen equipped with granite countertops and stainless steel appliances; primary suite features a walk-in closet and custom tiled showers in both bathrooms. *Outdoor Space & Views: Shaded covered back patio and landscaped yard positioned to capture lovely views towards the Mazatzal Mountains. *Garage & Storage Space: Attached 2-car garage with plenty of room for vehicles, tools, and recreational toys. Attic space for tons of extra storage. *Prime Location: Surrounded by national forest for quick outdoor escapes, yet under 15 minutes to Payson's shops and dining. Come see this beautiful oasis before it's gone!

132 W Lucky Lane, Payson
2710 W Palmer Drive, Payson
$549,900
3 Beds ⋅ 3 Baths ⋅ 7094915 MLS ⋅ 2,919 SqFt.
Lodge-Style Home with Two Garages, Dual Workshops & RV Parking. A Dream Setup for Vehicles, Hobbies & Projects. This property is a standout for anyone who needs serious space. In addition to the attached garage, a detached garage features two large, separate workshops, perfect for woodworking, mechanical projects, or hobbies. RV parking is ready and waiting, and the solar-powered gate on the driveway adds convenience and security for your vehicles, equipment, and toys. The main-level primary suite is a true retreat, complete with a spacious walk-in closet and a ¾ bath. Upstairs, two additional bedrooms share a full bath. The lower level with 840 sqft. expands your living space with a comfortable family room, dedicated office, bar, laundry, and another ¾ bath, ideal for entertaining, working from home, or hosting guests. Covered front and back composite decks offer low-maintenance spaces to relax in any season, and the back deck showcases beautiful views.

2710 W Palmer Drive, Payson
2506 E Feather Plume Court, Payson
$797,500
3 Beds ⋅ 3 Baths ⋅ 7094329 MLS ⋅ 2,272 SqFt.
Prepare to be captivated by this highly upgraded, custom-built home offering panoramic views of the majestic Mogollon Rim, set within the prestigious, guard-gated Chaparral Pines Golf Community. A dramatic wall of glass frames an unforgettable 300-mile stretch of the Rim, setting the tone for this true masterpiece of design. Featuring rich wood flooring, vaulted tongue-and-groove ceilings, and custom chandeliers throughout, this home boasts a chef's kitchen with granite countertops, stainless steel appliances, a gas range, and a built-in wine refrigerator. A floor-to-ceiling stone fireplace anchors the open-concept main living area, flowing seamlessly to an expansive outdoor living space with zero-maintenance decking and mounted TV -- perfect for entertaining. Enjoy true one-level living Enjoy true one-level living with a main-floor master suite and private office/den. Downstairs offers a guest retreat with an additional living area, pool table space, two generous guest bedrooms, and a second-covered deck with incredible views. Additional highlights include a new HVAC system, oversized 2-car garage, extra storage, and a lightning rod system. Chaparral Pines membership grants access to golf, a community pool & spa, fitness center, and tennis/pickleball courts. Luxury mountain living at its finest don't miss this Payson paradise!

2506 E Feather Plume Court, Payson
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