Payson Homes with Conventional New Financing

Payson Homes with Conventional New Financing

Welcome to Payson, Arizona—a charming town nestled in the heart of Gila County, where the beauty of nature meets a vibrant community spirit. Known for its stunning landscapes and cool mountain climate, Payson offers a unique blend of small-town charm and outdoor adventure. Surrounded by the breathtaking Tonto National Forest, residents enjoy a plethora of recreational activities, from hiking and fishing to camping and golfing. With its picturesque views and serene environment, Payson is the perfect escape for those seeking tranquility and adventure alike.

One of the most appealing aspects of Payson is its diverse real estate market, particularly for those looking to invest in homes with conventional new financing. Whether you’re a first-time homebuyer or searching for a vacation retreat, Payson has a variety of options to suit your needs. From cozy cabins tucked in the woods to modern family homes with spacious yards, the housing market here is as diverse as the natural beauty surrounding it.

With the availability of conventional financing, purchasing a home in Payson has never been more accessible. This financing option allows buyers to secure favorable terms and rates, making it easier to turn your dream of mountain living into a reality. Imagine waking up to the crisp mountain air, sipping your coffee on the porch, and enjoying the stunning views that Payson has to offer.

Come explore the inviting community of Payson, where your new home awaits amidst the pines and the promise of a fulfilling lifestyle. Let the adventure begin!

Newest Payson Homes with Conventional New Financing

2305 E Indian Pink Circle, Payson
$1,650,000
3 Beds ⋅ 4 Baths ⋅ 7095193 MLS ⋅ 3,161 SqFt.
Located inside the gates of Chaparral Pines, a private golf club community in Payson, this beautiful single-level WTM home was built in 2021 and offers a highly desirable floor plan in an exceptional golf course setting on Hole 12. Tucked at the end of a cul-de-sac, this home combines privacy, quality finishes, and premier golf community living. The sought-after WTM home features a split-bedroom design, with secondary bedrooms offering the privacy of their own en-suite bathrooms. The gourmet kitchen showcases quartz countertops and backsplash, an oversized island, gas cooktop, electric wall oven, and built-in microwave. The spacious family room features a beautiful beamed ceiling and stone gas fireplace, opening to a large covered deck overlooking the golf course. The spacious primary suite also opens directly to the deck, creating a relaxing private retreat. The primary bathroom features a freestanding soaking tub and a beautiful walk-in shower with tile surrounds. Gorgeous engineered hardwood flooring flows throughout the home, complemented by tile flooring in the bathrooms and laundry room. An oversized three-car garage with epoxy floors completes this exceptional property. Enjoy the best of single-level living, a highly desirable WTM floor plan, private en-suite bedrooms, and a spectacular golf course setting within one of Arizona's premier private golf club communities.

2305 E Indian Pink Circle, Payson
132 W Lucky Lane, Payson
$437,777
3 Beds ⋅ 2 Baths ⋅ 7095079 MLS ⋅ 1,338 SqFt.
Tucked into the desirable Deer Creek Village subdivision, this well-maintained, all-electric 3-bedroom, 2-bathroom home combines single-level convenience with easy access to Tonto National Forest trails, town amenities, and a milder lower-elevation climate. Key Features: *Move-In Ready & All-Electric: Low-maintenance, energy-efficient living with a seamless, single-level, split floor plan, open layout. *Upgraded Finishes: Kitchen equipped with granite countertops and stainless steel appliances; primary suite features a walk-in closet and custom tiled showers in both bathrooms. *Outdoor Space & Views: Shaded covered back patio and landscaped yard positioned to capture lovely views towards the Mazatzal Mountains. *Garage & Storage Space: Attached 2-car garage with plenty of room for vehicles, tools, and recreational toys. Attic space for tons of extra storage. *Prime Location: Surrounded by national forest for quick outdoor escapes, yet under 15 minutes to Payson's shops and dining. Come see this beautiful oasis before it's gone!

132 W Lucky Lane, Payson
2710 W Palmer Drive, Payson
$549,900
3 Beds ⋅ 3 Baths ⋅ 7094915 MLS ⋅ 2,919 SqFt.
Lodge-Style Home with Two Garages, Dual Workshops & RV Parking. A Dream Setup for Vehicles, Hobbies & Projects. This property is a standout for anyone who needs serious space. In addition to the attached garage, a detached garage features two large, separate workshops, perfect for woodworking, mechanical projects, or hobbies. RV parking is ready and waiting, and the solar-powered gate on the driveway adds convenience and security for your vehicles, equipment, and toys. The main-level primary suite is a true retreat, complete with a spacious walk-in closet and a ¾ bath. Upstairs, two additional bedrooms share a full bath. The lower level with 840 sqft. expands your living space with a comfortable family room, dedicated office, bar, laundry, and another ¾ bath, ideal for entertaining, working from home, or hosting guests. Covered front and back composite decks offer low-maintenance spaces to relax in any season, and the back deck showcases beautiful views.

2710 W Palmer Drive, Payson
2506 E Feather Plume Court, Payson
$797,500
3 Beds ⋅ 3 Baths ⋅ 7094329 MLS ⋅ 2,272 SqFt.
Prepare to be captivated by this highly upgraded, custom-built home offering panoramic views of the majestic Mogollon Rim, set within the prestigious, guard-gated Chaparral Pines Golf Community. A dramatic wall of glass frames an unforgettable 300-mile stretch of the Rim, setting the tone for this true masterpiece of design. Featuring rich wood flooring, vaulted tongue-and-groove ceilings, and custom chandeliers throughout, this home boasts a chef's kitchen with granite countertops, stainless steel appliances, a gas range, and a built-in wine refrigerator. A floor-to-ceiling stone fireplace anchors the open-concept main living area, flowing seamlessly to an expansive outdoor living space with zero-maintenance decking and mounted TV -- perfect for entertaining. Enjoy true one-level living Enjoy true one-level living with a main-floor master suite and private office/den. Downstairs offers a guest retreat with an additional living area, pool table space, two generous guest bedrooms, and a second-covered deck with incredible views. Additional highlights include a new HVAC system, oversized 2-car garage, extra storage, and a lightning rod system. Chaparral Pines membership grants access to golf, a community pool & spa, fitness center, and tennis/pickleball courts. Luxury mountain living at its finest don't miss this Payson paradise!

2506 E Feather Plume Court, Payson
308 E Juniper Street, Payson
$349,000
4 Beds ⋅ 2 Baths ⋅ 7094134 MLS ⋅ 1,396 SqFt.
Spacious 4-Bedroom Property on Almost A Half an Acre in Payson, Arizona! Discover the possibilities at 308 E Juniper St, Payson, AZ 85541! Situated on approximately .44 acre, this 4-bedroom, 2-full-bath property offers room to spread out and make it your own. With a versatile layout and plenty of potential, this property presents an exciting opportunity for buyers looking to personalize a home to fit their vision. The generous lot offers space to enjoy the outdoors, create a garden, entertain, or explore additional storage options. Whether you're searching for a primary residence, a second home, or an investment opportunity, this property offers flexibility and the chance to make it your own. Enjoy the charm of Payson and the beauty of Arizona's Rim Country, with its scenic landscapes and outdoor recreational opportunities.

308 E Juniper Street, Payson
1302 W Lake Drive, Payson
$455,000
3 Beds ⋅ 2 Baths ⋅ 7092804 MLS ⋅ 1,591 SqFt.
Imagine waking up to sweeping views of the Payson Golf Course and Green Valley Park, sipping your morning coffee against a serene backdrop, and enjoying front-row seats to Arizona's best fireworks show right from your own front yard! Welcome to 1302 W. Lake Dr.--a move-in ready 1,591 sq. ft. single-level ranch retreat sitting on a spacious 0.40-acre landscaped lot with NO HOA and additional vehicle or RV parking on the west side of the driveway. Embracing true one-level living with no interior steps, this 3-bedroom, 2-bathroom home features a highly desirable split floor plan that seamlessly balances privacy with connection, complete with fresh 2026 interior paint throughout. Embrace the ultimate in Living the Payson Lifestyle, where everyday convenience meets mountain charm close to local schools, shopping, and dining. Whether you are looking for a primary residence, a relaxing second home, or an investment opportunity as a short- or long-term rental, this property delivers endless possibilities. Inside, a welcoming foyer opens to a cozy living room anchored by a warm propane or woodburning fireplace. The fully equipped kitchen boasts an abundance of cupboards, prep space, and storage, flowing effortlessly into the formal dining area where you can step outside to a private, partially fenced rear patio. Thoughtful additions include a dedicated utility room with included washer and dryer, deep closet space, a clean blend of carpet, vinyl, and durable laminate flooring, plus an attached 2-car garage for all your gear. Book your private tour today!

1302 W Lake Drive, Payson
909 S Coronado Way, Payson
$529,000
3 Beds ⋅ 3 Baths ⋅ 7092645 MLS ⋅ 1,790 SqFt.
Gem of a home in Golden Frontier! This beautiful, 1,790-square-foot single-story ranch home features three bedrooms, two bathrooms, and something for everyone. Step inside to a spacious living room boasting dramatic vaulted ceilings, which flows seamlessly into a well-appointed kitchen. The kitchen comes complete with beautiful wood cabinetry, updated countertops (2023), and a brand-new refrigerator (2026). Designed with a split-bedroom layout, the home ensures maximum privacy for the primary suite. Out back, a fabulous, fully covered deck lets you enjoy the outdoors rain or shine from the comfort of your private, in-deck spa. Car enthusiasts and hobbyists will love the extensive parking and storage, including a 2-car garage (24'x24'), an additional single-car garage (14'x24') with an attached workshop, and a bonus backyard shed. New roof (2023) and major mechanical upgrades featuring a high-end Bosch HVAC heat pump and a brand-new water heater, both installed in 2026. Don't let this turn-key treasure get away!

909 S Coronado Way, Payson
1101 E Tyler Parkway Unit 16, Payson
$650,000
7092435 MLS
Room to Build. Room to Breathe. This 4.65-acre buildable lot in Payson, AZ is ready for your plans, and the right building site could take in views of the Granite Dells, the Mogollon Rim, and Gibson Peak. Access is off Tyler Parkway, a few miles from town, with the Goat Camp Trail and Payson trail system right across the street. Electric, water, sewer, and gas are readily available. Zoned R1-90, you can keep the whole parcel or split it once. Build a custom home, add horse facilities, or plan for an ADU on this Payson horse property with no HOA.

1101 E Tyler Parkway Unit 16, Payson
500 S Primeval -- Unit 82, Payson
$250,000
7092347 MLS
The perfect setting for your dream home is on this beautiful 1.09-acre forested homesite in The Rim Club, one of Payson's two exclusive golf course communities. Enjoy a peaceful, private setting surrounded by natural beauty, with stunning views of both the Mogollon Rim and Granite Dells. EXCLUSIVE HOMESITE DESIGN EXPERIENCE INCLUDED! Your dream home deserves the perfect setting, and we're making it easier than ever to bring that vision to life! With the purchase of this exceptional homesite, buyers will receive a complimentary design and building consultation with the experienced team at Integra Builders. This exclusive opportunity includes a preliminary homesite evaluation, consultation with an architect, conceptual home placement, and guidance on maximizing the property's views, topography, privacy, outdoor living spaces, and natural surroundings. Explore potential floor plans, architectural styles, driveway access, and the ideal positioning of your future home, all with the guidance of professionals who understand the unique characteristics and building requirements of Rim Country's premier golf communities. Don't just purchase a homesite. Take the first exciting steps toward creating the home you've always envisioned! No obligation to build with Integra Builders.

500 S Primeval -- Unit 82, Payson
515 N Grapevine Drive Unit 439, Payson
$89,000
7091872 MLS
Nestled within the exclusive gated community of Chaparral Pines in Payson, Arizona, this stunning .52-acre lot offers an unparalleled opportunity to build your dream home. Perfectly positioned, the lot boasts breathtaking panoramic views that stretch across the Mogollon Rim. The elevated location ensures unobstructed vistas and a serene setting, making it one of the most coveted view lots in the community. Chaparral Pines provides a lifestyle of luxury and recreation, featuring world-class amenities such as an 18-hole championship golf course, a state-of-the-art fitness center, tennis courts, and exclusive dining options. Enjoy access to hiking trails, fishing, and the tranquil charm of Payson's high-country living, all just a short drive from Phoenix. This lot offers not only stunning na tural beauty but also the potential to create a custom home perfectly tailored to your lifestyle. Don't miss this rare opportunity!

515 N Grapevine Drive Unit 439, Payson
204 W Frontier Street, Payson
$499,000
3 Beds ⋅ 1 Baths ⋅ 7091068 MLS ⋅ 3,126 SqFt.
Step back in time in the heart of Payson with this charming farmhouse situated on over ¾ of an acre in the heart of Payson. Originally built in the late 1940's, in the 1970s, this property was used as a house church, offering additional character and versatility. The main house features 3 bedrooms and 2 bathrooms, along with a large, family-style kitchen that provides plenty of room for gathering, cooking, and entertaining. A wood stove adds warmth and character, while the 16' x 20' loft provides additional flexible space for hobby area, children's play area, sleeping area or whatever suits your needs. Mature pine and oak trees add shade and character to the property. In the spring, a yard filled with beautiful irises creates a wonderful setting for gardening and outdoor projects. The entire property is fenced, making it a great setting for pets and outdoor living. Adding even more potential, the property includes an additional single-wide dwelling, opening the door to a variety of possibilities. Whether you're looking for a permanent residence, long-term rental, or exploring short-term rental opportunities, this property offers flexibility that is increasingly hard to find. The property also offers RV parking and covered wood storage. The existing two-car garage is currently being used as a workshop, but can easily be converted back to a garage if desired. Lightning rods are installed on the roof for added protection. Located in the heart of Payson and zoned R3-MH, this property offers a combination of location, usable acreage, established landscaping, vintage character, and versality that is hard to find. With a bit of updating, its large lot, mature trees, established gardens, multiple living spaces, workshop, RV parking, and numerous possibilities, there is plenty of opportunity to make this property your own. This is a unique property with character, history and potential. Imagine all the possibilities. Property being sold AS IS.

204 W Frontier Street, Payson
705 W Sherwood Drive, Payson
$425,000
4 Beds ⋅ 2 Baths ⋅ 7090981 MLS ⋅ 2,280 SqFt.
Beautiful 4/2 open floor plan, large primary bedroom, screened in back porch/deck. Downstairs cellar. 4 bedroom is smaller, would make a nice nursery room or office. Two great rooms, roof 2023, exterior paint 2023.

705 W Sherwood Drive, Payson
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