Payson Homes with 1031 Exchange New Financing

Payson Homes with 1031 Exchange New Financing

Welcome to Payson, Arizona—a hidden gem nestled in the heart of the stunning Mogollon Rim, where the beauty of nature meets the charm of small-town living. Known for its breathtaking landscapes, Payson offers a unique blend of outdoor adventures and a welcoming community atmosphere. With its mild climate, lush pine forests, and crystal-clear lakes, it's no wonder that this picturesque town is a favorite among nature enthusiasts and those seeking a peaceful retreat.

Payson is not just about stunning views; it is also a thriving community with a rich history and a vibrant local culture. Enjoy leisurely strolls through the historic downtown area, where you can explore quaint shops, delightful eateries, and local artisans. The town hosts various events throughout the year, fostering a sense of community and providing opportunities for residents and visitors alike to connect and celebrate.

For those looking to invest in the Payson real estate market, the option of a 1031 Exchange with new financing can open doors to exciting opportunities. This tax-deferment strategy allows investors to sell one property and reinvest in another, all while deferring capital gains taxes. With a variety of homes available, from cozy cabins to sprawling estates, Payson offers a range of options to suit every lifestyle. Whether you’re seeking a primary residence, a vacation home, or an investment property, the possibilities are endless in this enchanting town.

Discover the charm of Payson, where your dream home awaits amidst the beauty of Arizona’s high country!

Newest Payson Homes with 1031 Exchange New Financing

$1,200,000
3 Beds ⋅ 3 Baths ⋅ 7067868 MLS ⋅ 2,717 SqFt.
Welcome to this exceptional mountain retreat in the prestigious gated community of Whisper Ridge. This beautifully crafted custom home offers 3 bedrooms, 2.5 bathrooms, and 2,717 +/- sq. ft. on a private 0.40-acre landscaped homesite with breathtaking views and exceptional privacy. No detail was overlooked. Designed with quality and elegance throughout this home features upgraded Jeld-Wen windows, heavy-gauge metal roof, central vacuum, custom beveled hickory flooring, alder cabinetry, upgraded lighting, and designer finishes. The large gourmet chef's kitchen is perfect for entertaining family and friends. Showcasing a 36' Viking refrigerator and 36'' Viking freezer, built in oven and microwave, gas cooktop, warming drawer, beverage cooler, built-in ice maker and reverse osmosis system, and a spacious center island with abundant storage. Plenty of room for seating with a large dining area and corner banco seating with a gas fireplace built in to custom cabinetry. The luxurious primary suite offers private deck access and a spa-inspired bath featuring a Jetta soaking tub, two-way electric fireplace, oversized walk-in shower, and custom walk-in closet with built-in dresser, shoe and linen storage. Enjoy Arizona mountain living with an outdoor deck, stunning views, and a cozy fire pit with banco seating--perfect for relaxing or entertaining. Additional features include an oversized 2 1/2 car garage with built-in cabinets and work benches plus an unfinished basement offering excellent storage or hobby space. Ideally located near The Rim Golf Club and Chaparral Pines, in which residents have the opportunity to purchase a nonresident membership and enjoy premier golfing, dining, fitness, and social amenities. This meticulously upgraded home offers the perfect blend of luxury, comfort, and mountain living in one of Payson's most desirable gated communities. (SEE DOCUMENTS TAB FOR A COMPLETE LIST OF UPGRADES & FEATURES.)

414 S Whisper Ridge Lane, Payson
$685,000
3 Beds ⋅ 3 Baths ⋅ 7067724 MLS ⋅ 2,304 SqFt.
Mountain Views • Private Setting • Flexible Living Space Nestled in one of Payson's most desirable neighborhoods, this beautifully maintained mountain home offers the perfect combination of privacy, comfort, and spectacular views. Surrounded by custom homes and abundant wildlife, you'll enjoy peaceful mornings with elk wandering through the neighborhood and breathtaking sunrises and sunsets from both the front and rear decks. The home features 2304 square feet with 3 bedrooms and 3 full bathrooms on a generous 0.47-acre lot. The upper level serves as the primary living area with an open, warm mountain-cabin feel highlighted by tongue-and-groove pine throughout. The lower level includes a private bedroom, full bath, family room, and separate entrance--ideal for guests, extended family,

1103 S Stewart Pocket Circle S, Payson
$599,000
3 Beds ⋅ 2 Baths ⋅ 7066129 MLS ⋅ 1,968 SqFt.
Welcome to your ultimate creekside escape in Kohl's Ranch/Kohl's Tonto Creek Ranch--where relaxation and adventure come together! Picture yourself kicking back on the back deck, slipping into the hot tub, and letting the soothing sounds of the creek and waterfall melt the day away. It's the kind of place you won't want to leave. Tucked away for privacy with absolutely stunning views, this property features 3 cozy bedrooms, 2 bathrooms, and garage space galore--a workshop-ready garage plus a quad garage for all your toys, gear, and weekend fun. The fully fenced lot makes a great first impression with a stylish double-gated entry and a paver driveway that adds just the right touch of flair. Inside, you'll find thoughtful upgrades like a newer roof (2019), a custom front door, more... and Andersen windows that bring in all that beautiful natural light. The pellet stove keeps things warm and inviting, while the kitchen--complete with stainless steel appliances and a gas range--is ready for everything from quick breakfasts to full-on dinner parties. And when it's time to unwind, the spa-style Jacuzzi tub is calling your name. Whether you're looking for a peaceful retreat or a place to make unforgettable memories, this one delivers.

193 E Saddle Mountain Road, Payson
$289,900
3 Beds ⋅ 2 Baths ⋅ 7065663 MLS ⋅ 1,352 SqFt.
Enjoy the peaceful lifestyle of Mesa Del Caballo in this inviting 3-bedroom, 2-bath home offering 1,352 square feet of comfortable living space. The thoughtfully designed floor plan provides a spacious living area, functional kitchen, and comfortable bedrooms, making it ideal as a full-time residence or weekend retreat. Situated on a .12-acre lot with no HOA, you'll enjoy the freedom to personalize your property while being just minutes from Payson and endless outdoor recreation. Conveniently located near National Forest access, hiking, fishing, and ATV trails, this home is ready for you to enjoy everything Rim Country has to offer.

7627 N Mesa Vista Drive, Payson
$624,900
3 Beds ⋅ 3 Baths ⋅ 7064886 MLS ⋅ 2,240 SqFt.
Perched to capture beautiful mountain views, this meticulously maintained custom home seamlessly blends timeless craftsmanship with modern comfort. The remodeled kitchen is a true centerpiece, featuring live-edge juniper countertops, custom cabinetry, quality appliances, and abundant workspace, all flowing effortlessly into the inviting living areas. Rich wood accents and a high-end pellet stove create a warm, welcoming mountain-lodge ambiance. All while you look through new Renewal by Anderson windows. Step outside onto the gorgeous wraparound covered deck, an ideal setting for entertaining, enjoying your morning coffee, or relaxing on peaceful mountain evenings. The finished basement offers exceptional flexibility and can be utilized as guest quarters, an income-generating rental, a long-arm quilting room, or multiple hobby, studio, or creative spaces. Situated on a rare, in-town half-acre lot, the property offers a private outdoor retreat with mature blackberry bushes and plum trees, handcrafted stone retaining walls, and beautifully terraced landscaping. There is also a putting green to keep your skills sharp. Two oversized garages provide more than 1,600 square feet of exceptional space for vehicles, 400 amp service, storage, hobbies, or the ultimate workshop. Entries to the garages are from two different streets to give flexibility of use. RV owners will appreciate the dedicated parking with both 50-amp and 30-amp hookups, along with a convenient cleanout, providing outstanding versatility for guests or your own recreational vehicles. Just minutes from shopping, dining, and recreation, this exceptional property offers the perfect balance of mountain charm, thoughtful design, privacy, and everyday functionality. A truly special home with the space, craftsmanship, and flexibility to accommodate the way you live.

812 W Rim View Road, Payson
$409,000
3 Beds ⋅ 2 Baths ⋅ 7064151 MLS ⋅ 1,624 SqFt.
Built in 2018 and situated on .42 acres in a quiet Payson neighborhood, this 3-bedroom, 2-bathroom home offers modern comfort, an open layout, and plenty of room to enjoy the mountain lifestyle. Thoughtfully designed for everyday living, the home feels bright, spacious, and welcoming from the moment you step inside. The open-concept floorplan seamlessly connects the kitchen, dining, and living areas, creating an inviting space for entertaining family and friends or simply relaxing at home. New tile flooring adds a fresh, updated look while providing durability and easy maintenance. Three comfortable bedrooms and two bathrooms provide flexibility for family, guests, or a home office. Outside, there is ample room to enjoy Payson's cool mornings and evenings, garden, entertain, or creat the outdoor space you've envisioned. A detached garage provides valuable space for vehicles, recreational toys, storage, or a workshop. Combining newer construction, fresh updates, generous outdoor space, and the versatility of a detached garage, this property offers an excellent opportunity to enjoy peaceful mountain living while remaining conveniently close to everything Payson has to offer.

309 S Goodnow Road, Payson
$399,000
2 Beds ⋅ 2 Baths ⋅ 7063063 MLS ⋅ 1,181 SqFt.
Tucked among the tall pines in the desirable Payson Pines community, this charming 2-bedroom, 2-bathroom site-built home offers the perfect combination of comfort, thoughtful updates, and easy mountain living. With approximately 1,181 square feet, single-level living, and an attached 2-car garage, this well-maintained home is equally suited as a full-time residence or a peaceful weekend retreat. Inside, vaulted ceilings create an open and inviting atmosphere, while the great-room-style layout provides a comfortable space for relaxing or entertaining. The kitchen features granite countertops, newer appliances, a breakfast bar, eat-in dining area, and walk-in pantry, offering plenty of storage and functionality. A cozy fireplace anchors the living area and adds the warmth and character th make mountain living so special. The primary bedroom is conveniently located on the main level, and the home's single-story design features no interior steps. Major improvements in recent years include a newer roof, HVAC system, granite countertops, and appliances, providing added peace of mind for the next owner. Step outside and enjoy the cool Payson mornings and evenings from the covered patio and deck surrounded by mature landscaping and tall pines. The fenced yard provides additional privacy and outdoor space, while the quiet cul-de-sac location adds to the peaceful setting. Combining an inviting mountain atmosphere, recent updates, an attached 2-car garage, and a convenient location within Payson city limits, this home offers an exceptional opportunity to enjoy everything the Rim Country lifestyle has to offer.

310 W Cody Circle, Payson
$1,250,000
5 Beds ⋅ 4 Baths ⋅ 7062328 MLS ⋅ 3,411 SqFt.
Set on a 1+ acre cul-de-sac lot in an exclusive GATED community of just 21 homes, this stunning residence offers privacy and monthly HOA fees that are remarkably lower than surrounding communities. It features rich real wood flooring and striking wood beams that bring timeless elegance to the living spaces. The spacious layout includes five bedrooms, a separate den, and a dedicated office, while the immaculate chef's kitchen anchors the home and is ideal for entertaining. The primary suite offers a jetted tub and oversized walk-in closet, and every bedroom includes its own attached bath for comfort and privacy. The backyard is pristine with a built-in BBQ, playhouse, swing set, trampoline, and firepit. Impeccably maintained, this exceptional property is best appreciated in person.

1006 W Rock Springs Circle, Payson
$449,000
3 Beds ⋅ 4 Baths ⋅ 7061308 MLS ⋅ 2,096 SqFt.
Enjoy mountain living with scenic views in this 3-bedroom, 4-bathroom home located in the desirable community of Payson, Arizona, just moments from Green Valley Lake. Designed for comfort and privacy, each bedroom serves as its own private suite, complete with a dedicated bathroom and walk-in closet, making this home ideal for guests or multi-generational living. The spacious floor plan features a welcoming living area with a cozy gas fireplace, a perfect gathering space during cooler mountain evenings. The primary suite includes a sitting room, a large walk-in closet, and a luxurious ensuite bathroom with a jetted tub. An additional room off the garage offers flexibility for a home office, hobby room, fitness space, or extra storage. Large windows with energy-efficient three-pane glass bring in natural light while enhancing year-round comfort. Ceiling fans are installed throughout the home, and recent updates include new windows installed approximately two years ago, a newer hot water heater, and a roof replaced in 2024. Outdoor living is just as impressive with a spacious patio and 2 balconies that capture sweeping city and mountain views. HOA-maintained landscaping allows for low-maintenance living, giving you more time to enjoy the surrounding area. Located close to Green Valley Lake, shopping, dining, and essentials, this home has a functional layout, thoughtful updates, and an exceptional location in one of Payson's most desirable neighborhoods.

800 S Montana Drive, Payson
$485,000
3 Beds ⋅ 2 Baths ⋅ 7060149 MLS ⋅ 1,632 SqFt.
Check out this gorgeous single family home just listed in the highly desirable Trailwood Community in Payson! HUGE corner lot, Single Story Home, No Interior Steps, 2 Car Garage, Closed-In Front Porch, Granite Kitchen Countertops, Stainless Steel Appliances, Gas Range, Newer HVAC, Rustic Pellet Stove, 9 Foot Ceilings, Covered Back Deck, Private Backyard, New Automated Front Drip System, Plenty of Storage and so much more! No HOA! Home has been meticulously maintained. Starlink Internet Equipment is paid in full and conveys with the sale. Optional monthly rate of approx. $120/mth. Murphy Bed in the second bedroom conveys. Vacant and available to show anytime! This home is a must see!

307 N Lakeshore Road, Payson
$498,900
3 Beds ⋅ 2 Baths ⋅ 7058333 MLS ⋅ 1,618 SqFt.
In a highly sought after Heart of Payson location, this completely remodeled single level mountain home sits on a flat corner lot with no HOA! This split floor-plan 3-bed 2-full bath features a spacious primary with its own external sitting room and exit, a brand new walk-in shower, garden tub, and custom walk-in closet. There is a beautiful gas fireplace in the great-room area along with plantation shutters and sliding doors leading you to a full length rear patio. The custom landscape package is perfect for 4 season entertainment or a peaceful morning cup of coffee. The large eat-in kitchen area features beautiful plantation shutters and solid surface counter space with a breakfast bar. The laundry room is off kitchen leading out to a garage with built in shelving and a rear service door

305 N Trailwood Road, Payson
$289,000
7057435 MLS
Rare investment opportunity! Two homes on a level, fully fenced and gated 0.20-acre R3-MH lot with zoning that allows up to three homes. Potential rental income of $2,200/month makes this ideal for investors, owner-occupants, or multi-generational living. The main home features approx. 640± sq. ft. plus covered porches and incorporates a beautifully preserved 1957 Spence Craft mobile home with tasteful additions and modern upgrades, including mini-splits, propane heat, and a wood stove. The remodeled 240± sq. ft. guest studio (2023) offers a kitchenette, ¾ bath, and mini-split. Quiet, tree-lined setting with meadow views, just minutes from downtown, schools, shopping, and dining.

1306 N Woodland Drive, Payson
Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.