Payson Homes with Owner May Carry New Financing

Payson Homes with Owner May Carry New Financing

Welcome to Payson, Arizona—where stunning natural beauty meets small-town charm! Nestled in the heart of the Mogollon Rim, Payson is a picturesque community surrounded by towering pines, sparkling lakes, and breathtaking mountain vistas. Known for its mild climate and four distinct seasons, this delightful town offers residents a perfect escape from the hustle and bustle of city life.

Payson boasts a rich history and a vibrant local culture, making it an inviting place for families, retirees, and outdoor enthusiasts alike. With a plethora of recreational activities at your doorstep, including hiking, fishing, and camping, adventure awaits just beyond your front door. The town is also home to a variety of shops, restaurants, and community events that foster a close-knit atmosphere.

For those looking to call Payson home, the real estate market here is as diverse as the landscape itself. One exciting option for prospective homeowners is the availability of homes with Owner May Carry New Financing. This unique financing arrangement can make purchasing a home in this beautiful area more accessible, allowing buyers to negotiate terms directly with sellers. It’s an excellent opportunity for those who may not qualify for traditional financing or are looking for more flexible payment options.

Whether you’re searching for a cozy cabin, a spacious family home, or a charming retreat, Payson has something to offer everyone. Explore the possibilities and discover your dream home in this enchanting Arizona town, where the beauty of nature meets the warmth of community. Your new adventure awaits in Payson!

Newest Payson Homes with Owner May Carry New Financing

$1,158,000
9 Beds ⋅ 8 Baths ⋅ 7059923 MLS ⋅ 4,800 SqFt.
The property consists of a 1,800 SF, 3-bedroom/2-bath single-family home, six cabins, and two RV sites. HIGH PERFORMING OPPORTUNITY - 8 current units on 2.7 acres, priced under $150K per door at a 7.5 CAP. This high performing property includes an 1,800 sf rental house with a 850 sf deck overlooking the Rim plus 6 additional STR cabins and a full hookup RV spot, with room on the land to expand further.

1075 E Ranch Road, Payson
$220,000
7048235 MLS
APPROVED CUSTOM HOME PLANS WITH HUGE GARAGE INCLUDED! Desirable 1+/- acre lot in Chaparral Pines, with Tall Trees, unparalleled home plans included. Sewer tap fee already paid and transfers to buyer. Terrain conveniently slopes to the rear to accommodate custom home with walkout basement. Current home plans approved by Architectural Committee and the Town of Payson convey with the sale. Chaparral Pines is a guard gated golf community offering golf, fitness center, hiking, tennis, multiple pools and a dog park. Buyer must purchase a minimum Trailhead membership from Chaparral Pines Golf Club. Owner/ Agent

1806 E Cliff Rose Drive Unit 839, Payson
$3,295,000
7044954 MLS
Exceptional opportunity to acquire approximately 320 +/- contiguous acres with commanding Highway 87 frontage in the highly desirable Slate Creek / Mount Ord corridor, just south of Payson in Arizona's Rim Country. Rarely does a property of this scale, visibility, and zoning diversity come to market in this region. The site encompasses multiple zoning designations (C2, C1, and GR), providing outstanding flexibility for a wide range of commercial, mixed-use, recreational, and long-term investment concepts. Recreational property, Cabin sites, Nature Preserve, Hiking/Camping, Ranching, Mining, Forest Exchange, etc. C2 zoning supports highway-oriented commercial uses such as retail, office, medical, hospitality, and food and beverage, while C1 zoning allows neighborhood-scale retail and pro fessional services. GR zoning further enhances flexibility with allowances for low-density residential, agricultural, recreational, and specialty rural uses, creating a uniquely versatile entitlement profile across the property. The land offers dramatic Rim Country scenery, featuring varied topography, natural drainage corridors, existing access paths, and sweeping mountain and canyon views. Combined with substantial frontage and visibility along Highway 87, the property is well-positioned for phased development, creative site planning, or strategic land banking in a growing regional corridor. Located in unincorporated Gila County. Buyer to verify zoning, permitted uses, access, utilities, water availability, and development potential.

NKA Highway 87 -- Unit -, Payson
$365,000
3 Beds ⋅ 2 Baths ⋅ 7030286 MLS ⋅ 1,264 SqFt.
SELLER FINANCING AVAILABLE!! Escape to the cool pines with this low-maintenance, lock-and-leave retreat, perfect for a second home or weekend getaway. Featuring clean, modern finishes throughout, this home offers a fresh and inviting interior that's move-in ready. Designed with convenience in mind, the property allows you to spend more time enjoying Rim Country and less time on upkeep. Whether you're seeking a peaceful personal retreat or exploring the option of a long- or short-term rental when you're away, this property offers the flexibility to fit your lifestyle. A great combination of style, simplicity and investment potential, all in a desired location just outside of The Rim Golf Club! This is a twin home with a shared common wall. Seller Financing available for qualified buyer with minimum of 20% down payment - call listing agent for details.

2007 E Thunder Mountain, Payson
$680,000
4 Beds ⋅ 3 Baths ⋅ 7005804 MLS ⋅ 2,812 SqFt.
Partial Seller Financing Available for Qualified Buyers. Welcome Home to Panoramic Mountain Views in the Cool Pines of Payson! Located in the sought-after Elk Ridge subdivision, 601 E Hunter Dr is a spacious 2,812 sq. ft. split-level home built in 2001 that blends comfort with breathtaking mountain scenery. This meticulously maintained 4-bedroom, 3-bathroom residence offers unobstructed vistas of the Mazatzal Mountains from nearly every room. The main level features an open-concept layout with vaulted ceilings, a cozy living room, and a gourmet kitchen equipped with double wall ovens, a glass electric cooktop, and a breakfast bar. The primary suite is a private retreat on the main floor, boasting a walk-in closet, split sinks, a jetted tub, and its own private covered deck. A front sitting room provides the perfect space for a home office or library. The lower level is designed for entertainment or multi-generational living, featuring a large family room and two additional guest bedrooms with Jack and Jill bath access. Step outside to a large, fenced yard that borders undeveloped land, offering ultimate privacy. Space for Toys: Includes a 2-car attached garage plus a 700 sq. ft. "toy garage" workshop area with a roll up door in the backyard. Outdoor Living: Two levels of covered decking to enjoy the cooler summer temperatures and scenic beauty. Modern Comforts: New interior paint, Dual pane windows, reverse osmosis system, balcony sun shades, and a split floor plan. Prime Location: Situated on an elbow lot in the heart of Payson, close to town amenities while maintaining a quiet, rural feel. ***HOME WARRANTY INCLUDED WITH ACCEPTABLE OFFER*** PARTIAL SELLER FINANCING AVAILABLE.

601 E Hunter Drive, Payson
$359,000
6998704 MLS
TERRIFIC MOGOLLON RIM, MONUMENT PEAK, & STEWART MOUNTAIN VIEWS!!!! This large 1.34 acre site is definitely ''one of a kind''. It combines extraordinary panoramic long distance vistas with a large majestic boulder within the building envelope. Located on the corner of Prestwick and Shady Glade, in one of the Rim Clubs most established neighborhoods, the property has a gentle upward slope from the street. Definitely a creative architects exquisite dream site. Private and quiet, the property is loaded with pinon and ponderosa pine trees. You simply must walk this site to fully understand all it has to offer. The Rim Golf Club was designed by two of the sport's finest architects, ''Jay Moorish and Tom Weiskopf'' and is listed by Golf Digest in the top 25 of all private residential co TERRIFIC MOGOLLON RIM, MONUMENT PEAK, & STEWART MOUNTAIN VIEWS!!!! This large 1.34 acre site is definitely ''one of a kind''. It combines extraordinary panoramic long distance vistas with a large majestic boulder within the building envelope. Located on the corner of Prestwick and Shady Glade, in one of the Rim Clubs most established neighborhoods, the property has a gentle upward slope from the street. Definitely a creative architects exquisite dream site. Private and quiet, the property is loaded with pinon and ponderosa pine trees. You simply must walk this site to fully understand all it has to offer. The Rim Golf Club was designed by two of the sport's finest architects, ''Jay Moorish and Tom Weiskopf'' and is listed by Golf Digest in the top 25 of all private residential courses in the Country. Payson is surrounded by the Tonto National Forest. 2.9 million acres of federal forest, which includes the largest continuous forest of Ponderosa Pine trees in the world. The elevation at 5,000 feet provides an ideal year-round climate. And still the BEST kept secret in Arizona! Do yourself a favor and visit The Rim Golf Club, experience the golf course, the clubhouse, and the many amenities this fantastic lifestyle offers.

704 S Prestwick -- Unit 140, Payson
$550,000
3 Beds ⋅ 2 Baths ⋅ 6994642 MLS ⋅ 4,214 SqFt.
Rare three unit opportunity in Payson ideal for a buyer seeking to live in one home while generating income from the others to offset ownership expenses. Situated on a 17,000 square foot lot at approximately 5,000 feet elevation, the property includes three detached manufactured homes on a quiet cul de sac surrounded by mature trees. Unit A: 1 bd, 1 ba with newer HVAC, LVP flooring, stainless appliances, W/D, shed, and covered carport. Unit B: 3 bd, 2 ba with remodeled primary bath, laminate floors, dual pane windows, central heat/air, mini splits, W/D, yard, shed, and shared garage. Unit C: 3 bd, 2 ba with vaulted ceilings, remodeled primary bath, central heat/air, mini splits, tankless water heater, carport, and shared garage. Conveniently located within walking distance to restaurants +

205 S Ponderosa Street, Payson
$525,000
2 Beds ⋅ 2 Baths ⋅ 6980358 MLS ⋅ 1,056 SqFt.
Rare opportunity to own a chalet styled home bordering National Forest! Enjoy unobstructed views, total privacy, and walking distance to the East Verde River. Your ultimate mountain lifestyle awaits. Remarkable privacy on 1.64 acres with the Tonto National Forest in your backyard. Main bedroom is on lower level with access to back patio and tranquil view of the forest. Walk-in shower, single vanity sink, stacked washer and dryer are in attached bathroom..Kitchen has an electric oven, refrigerator, microwave, real wood cabinets and a built-on dining table that folds against the breakfast bar. Wood stove in Great Room and windows galore for tons of natural light! Sleeping loft has access to a spacious deck to view stars and wildlife. Full bathroom upstairs as well as small built in desk area. Large concrete, wrap around patio for outdoor entertaining and a covered patio in front of the house. There is a small shed, extra parking and RV parking at the base of driveway. Home is being sold turn-key, with exception of a few personal items.

308 N Nellie Drive, Payson
$625,000
4 Beds ⋅ 3 Baths ⋅ 6976791 MLS ⋅ 2,376 SqFt.
Seller may Carry at 5% interest with no prepayment penalty; other financing options available. Quick move-in. Like-new Payson home built in 2017 with panoramic views, flexible living space. Exceptionally well maintained, this 4-bedroom, 3-bath home offers a main living area on one level with 3 bedrooms, 2 bathrooms, laundry room and access to a wraparound deck showcasing beautiful mountain views. The lower level offers a workshop, office and features a private bedroom suite with a walk-in shower, separate entrance and kitchenette potential--ideal for multi generational living, guests, or additional income potential. No HOA. Enjoy mountain living, outdoor recreation, and a peaceful setting while remaining within easy driving distance of the Prescott Valley.

102 N Lookout Point, Payson
$112,500
6939448 MLS
Picturesque lot at The Rim Golf Club! This just under 1/2 acre home site provides majestic mountain views to the Granite Dells and The Rim. The gently sloped topography allows for an easy walk-out or single level home with captivating views. The location is ideal with proximity to the clubhouse and spa/fitness center. Other bonuses include: Seller will pay your $7,500 Sports Membership initiation fee. Will build to suit. Home plans and builder solutions immediately available.

106 S Stewart Vista Road Unit 201, Payson
$249,000
6939440 MLS
Seller will carry the financing on this property. No credit checks. This beautiful 1.05-acre home site located in The Rim Golf Club is located in one of the most highly sought after areas of the community in very close proximity to the Tonto National Forest. This site also offers a gentle slope for easy construction as well as views to the mountains and several rock outcroppings. Will build to suit.

1000 S Dells Point Unit 158, Payson
$215,000
6915122 MLS
1.32 Acre lot in town above Green Valley Park with views. This lot is suitable for a one level home with a flat driveway and amazing views off the back deck with plenty of privacy and no HOA. It is rare to find a lot for a single story home with a flat driveway with these kind of views.

1106 S Gold Nugget Lane Unit 3, Payson
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