Payson Homes with Cash New Financing

Welcome to Payson, Arizona, a hidden gem nestled in the heart of Gila County! Known for its breathtaking natural beauty, Payson offers a perfect blend of small-town charm and outdoor adventure. Surrounded by the majestic Mogollon Rim and the stunning Tonto National Forest, this vibrant community is a paradise for nature lovers and outdoor enthusiasts alike. With its mild climate, Payson is an ideal spot for year-round living or a serene getaway.

Payson boasts a rich history and a welcoming atmosphere, making it a great place to call home. The town features a variety of local shops, delightful dining options, and community events that foster a strong sense of belonging. Whether you’re exploring the picturesque hiking trails, fishing in nearby lakes, or enjoying the annual Payson Rodeo, there’s always something exciting happening in this dynamic town.

For those looking to invest in Payson’s real estate market, now is an excellent time! With homes available that qualify for cash new financing, buyers have the opportunity to secure their dream property with ease. From cozy cabins to spacious family homes, the diverse range of properties caters to all lifestyles and budgets. Investing in Payson means embracing a lifestyle filled with adventure, relaxation, and community spirit.

Discover the possibilities that await you in Payson, AZ. Whether you’re seeking a new home, a vacation retreat, or an investment opportunity, this charming town offers a unique blend of tranquility and excitement. Come and experience the Payson lifestyle today!

Newest Payson Homes with Cash New Financing

$79,900

7089085 MLS

One of the last remaining opportunities to own a premier piece of vacant land directly on the golf course in the Prestigious Rim Golf Club. This spectacular property offers breathtaking views, a beautiful setting and the perfect opportunity to build your dream home. Enjoy the privacy, natural beauty, and incredible surroundings that make the Rim Club so desirable. Whether you're an avid golfer or simply seeking a quiet, luxury lifestyle, this location offers the best of both worlds. Enjoy world-class amenities, including championship golf, a stunning clubhouse, fine dining, and endless outdoor recreation--all just minutes from the heart of charming Payson.

2900 E Lions Pocket -- Unit 271, Payson

$62,500

1 Beds ⋅ 1 Baths ⋅ 7088828 MLS ⋅ 6,050 SqFt.

Welcome to your own mountain escape in the desirable Sky Run Resort community in Star Valley (55+ community)! This charming 1 bedroom, 1 bathroom home offers the perfect blend of comfort, relaxation, and breathtaking scenery. Step out onto the spacious Trex deck and take in the incredible mountain views while enjoying Payson's cool mountain air and peaceful surroundings. Whether you're sipping your morning coffee or unwinding after a long day, this outdoor space is designed for relaxing and soaking in the beauty of Rim Country. Inside, the home features vaulted ceilings, natural light, and a cozy, low-maintenance layout that makes it ideal as a full-time residence, weekend getaway, or seasonal retreat. Located in the heart of Arizona's mountain country, Sky Run Resort offers easy access to hiking, fishing, off-roading, and all the outdoor recreation Payson is known for. Enjoy being just minutes from town while still feeling tucked away in the pines with stunning hillside views all around you. *Home comes furnished with what is currently in the home*

93 N Sky Run Lane Unit 21, Payson

$360,000

3 Beds ⋅ 2 Baths ⋅ 7088207 MLS ⋅ 1,400 SqFt.

Clean all electric 3 bedroom, 2 bath home featuring a desirable split floor plan with comfortable living spaces and plenty of functionality. Step outside to the private backyard, fully fenced with a wood privacy fence and featuring a nice back patio perfect for outdoor dining, relaxing, or entertaining. A gazebo offers another great space to unwind, while three sheds provide ample storage. The property also includes a nice sized workshop, ideal for hobbies, projects, or extra workspace. A carport provides convenient covered parking. This home offers a great combination of comfort, privacy, storage, and outdoor living space.

2003 N Fredanovich Circle, Payson

$265,000

3 Beds ⋅ 2 Baths ⋅ 7088199 MLS ⋅ 1,428 SqFt.

Welcome to comfortable, turn-key living in the highly desirable Woodland Meadows community! Offered fully furnished, this 3-bedroom, 2-bathroom home features a fully turn-key interior--just bring your toothbrush! With a little exterior maintenance and personal touch, this home will shine bright while giving you instant equity in a great neighborhood. Interior Features: Split Floor Plan: Thoughtful layout offering maximum privacy between the primary suite and guest bedrooms. Fully Furnished: Move right in! Beautifully decorated and completely furnished for immediate turn-key comfort. Bright & Functional Living Space: Welcoming main living areas designed for easy everyday living and entertaining. Exterior & Workshop Features: Screened-in Porch: Relax year-round in your priv enclosed porch--ideal for morning coffee or cool mountain breezes. Fenced Yard & Dog Run: A fully fenced backyard complete with a dedicated dog run for your four-legged family members. Extended Garage: A 1-car garage featuring an extended workroom/shop area--perfect for hobbies, tools, and extra storage. Value Potential: Needs just a touch of exterior maintenance/minor deferred upkeep--a fantastic opportunity to build quick sweat equity!

117 N Lakeshore Road, Payson

$1,000,000

5 Beds ⋅ 3 Baths ⋅ 7087339 MLS ⋅ 3,862 SqFt.

YOU FOUND IT! 5 BEDROOMS / 3 FULL BATHROOMS LODGE-LIKE ESTATE PROPERTY ON ''ONE MANICURED ACRE'' THAT FEELS LIKE YOU'RE IN EUROPE! IT SCREAMS CHARACTER & CHARM! OVERSIZED 2 CAR EXTENDED GARAGE (631 SQFT - APPRAISER) + CABINETS & WORK AREA, 2 CAR CARPORT (433 SQFT - APPRAISER) & RV PARKING! FYI - MAY 2026 APPRAISAL $1,003,000. NO HOA, LARGE ROOMS T/O & HUGE BALCONY W/ AMAZING VIEWS OF THE GRANITE DELLS! HAS T & G WOOD CEILINGS, DUAL PANE WOOD WINDOWS, STAINED GLASS , ORIGINAL WAGON WHEEL WINDOW, POT BELLY STOVE, SOARING TALL FIREPLACE, CLAWED FEET BATHTUB, JACUZZI TUB, LOFT W/ WET BAR & SO MUCH MORE! UNFORTUNATELY THE BEAUTIFUL PHOTOS DON'T GIVE THE PROPERTY ITS JUSTICE. YOU REALLY NEED TO SEE IT AND FEEL THE SPIRIT AND ENDLESS POSSIBILITIES OF THIS ESTATE! IT'S TRULY A GEM!

1940 S Moonlight Drive, Payson

$390,000

3 Beds ⋅ 2 Baths ⋅ 7087013 MLS ⋅ 1,595 SqFt.

Nice 3-bedroom site-built home located in a lovely, established Payson neighborhood. This home features a split floor plan with an open great room layout and a comfortable, functional design. An additional room off the back of the home provides flexible space that could be used as an enclosed porch, hobby or craft room, or additional sitting area. Enjoy the fenced backyard and private covered patio--perfect for relaxing or entertaining. Home is being offered in its current 'as-is' condition.

606 N Blue Spruce Road N, Payson

$390,000

3 Beds ⋅ 2 Baths ⋅ 7086677 MLS ⋅ 1,664 SqFt.

Beautiful cabin home nestled on desirable private lot in ''Woodland Meadows'' located in Payson, AZ. This home incorporates a subtle balance of contemporary finishes with a modern design. This home offers 3 bedrooms, 2 bath(s), an open concept [1,664 sq ft] floor plan, upgraded kitchen w/ raised panel cabinetry, granite counter tops, well maintained appliances, gas cooking, and pantry. Additional home details will also include upgraded vinyl flooring, a dedicated dining space, great room living room space, modern plumbing/lighting fixtures, ceiling fans, and lots of windows offering great natural light throughout the living spaces. The master retreat boasts a spacious sleeping quarters, dedicated vanity, large step-in shower, and a walk-in closet. Lastly, the home features a large.. mud/laundry rooms, a 2-car garage, covered porch space, and a private back yard offering low-maintenance landscaping--perfect for entertaining family and friends. Woodland Meadows offers residents lots of scenic walking paths, forest views, and is within close proximity to dining, shopping, and entertainment in downtown.

104 N Lakeshore Road, Payson

$525,000

3 Beds ⋅ 2 Baths ⋅ 7086398 MLS ⋅ 1,446 SqFt.

A river runs through it! Whether you are looking for a tranquil family getaway or a permanent mountain residence, this lovingly maintained, owner-built 1,446 sq ft cabin in desirable Whispering Pines offers unmatched natural beauty. The main living space features 2 bedrooms, 2 full baths, plus a flexible room currently used as a 3rd bedroom. Enjoy an open floor plan with hardwood floors, a dramatic 12-foot cantilevered ceiling, and a bright kitchen island perfect for entertaining, complete with a separate laundry room and foyer/mudroom. Step outside onto your redwood deck to listen to the East Verde River and take in views of the Tonto National Forest. Sitting on 0.64 acres at the end of a quiet road with virtually no traffic, the property boasts approximately 100 feet of riverfront with a sandy beach (plus ~15 feet of land across the river). Because it borders the National Forest in a designated riparian area, no homes will ever be built behind you. Additional highlights include a cozy fireplace with insert, central heat, two portable AC units, covered parking with room for toys, and a working well with a 1,300-gallon holding tank for outdoor watering.No HOA Professional pictures coming soon!

2561 N Juniper Drive N, Payson

$285,000

2 Beds ⋅ 2 Baths ⋅ 7086262 MLS ⋅ 1,280 SqFt.

SINGLE-LEVEL PAYSON HOME! This charming 2-bedroom, 2-bath home offers 1,280 square feet of comfortable single-level living. The open floor plan features a spacious living and dining area with a cozy woodstove, plus an open kitchen with plenty of room for everyday living and entertaining. Enjoy the outdoors from the covered side deck or open front deck, with a fenced yard providing a great space for pets, gardening, or relaxing. Additional features include a single carport and a convenient storage room. A great opportunity for a full-time residence, weekend getaway, or investment property in Payson!

607 E Drowsey Circle, Payson

$424,000

3 Beds ⋅ 2 Baths ⋅ 7085959 MLS ⋅ 1,433 SqFt.

211 N Heritage Lane, Payson

$429,000

3 Beds ⋅ 2 Baths ⋅ 7085957 MLS ⋅ 1,582 SqFt.

Beautifully updated 3-bedroom, 2-bathroom home tucked into the pines of Payson North. Sitting on a spacious, fully-fenced double lot with no HOA, this property offers the space, privacy, and flexibility that's tough to find at this price point. Inside, you'll find fresh, modern updates throughout, making this home truly move-in ready. The versatile Arizona room adds bonus living space perfect for a home office, sunroom, or extra entertaining area, while the attached garage and additional carport provide ample covered parking and storage for vehicles, toys, or a workshop. The fully fenced double lot is a rare find in this price range plenty of room for pets, kids, RV/boat parking, gardening, or future expansion. Enjoy Payson's Payson's cool pine-country climate, with easy access to hiking, the Rim Country, and small-town charm just a short drive from the Valley. Whether you're looking for a primary residence, a mountain getaway, or an investment property, this home checks all the boxes: updated interior, extra covered parking, and tons of usable outdoor space.

1209 N Gila Drive, Payson

$94,900

1 Beds ⋅ 1 Baths ⋅ 7085784 MLS ⋅ 9,448 SqFt.

Welcome to easy mountain living in Pineview, a 55+ community in beautiful Star Valley! This charming Champion Park Model offers an inviting and efficient floor plan with everything you need for a comfortable full-time residence, weekend getaway, or seasonal retreat. The home sits on a desirable corner lot and offers comfortable, low-maintenance living. Features include a covered front porch, carport, storage shed, open living and kitchen area, propane range, microwave, central A/C, walk-in shower, and stackable washer/dryer. Enjoy the peaceful Rim Country lifestyle with nearby hiking, biking, lakes, fishing, boating, and the Tonto National Forest. Current space rent is $525/month. This is a wonderful opportunity for a full-time residence or mountain getaway. Furnishings included. Buyer to be approved by management office. Rent includes sewer, water, garbage, basic cable, and community maintenance. The community also has a clubhouse with a workout room and a laundry room. Clubhouse offers social activities, potlucks, and card games. Electric is paid to the management office unless the unit is on APS. There is a 3-year (approximately) home warranty, which includes roof coverage (over living space) of $500.00 for assessment and repair.

3680 E Hwy 260 -- Unit B32, Payson

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