Payson Homes with Cash New Financing

Payson Homes with Cash New Financing

Welcome to Payson, Arizona, a hidden gem nestled in the heart of Gila County! Known for its breathtaking natural beauty, Payson offers a perfect blend of small-town charm and outdoor adventure. Surrounded by the majestic Mogollon Rim and the stunning Tonto National Forest, this vibrant community is a paradise for nature lovers and outdoor enthusiasts alike. With its mild climate, Payson is an ideal spot for year-round living or a serene getaway.

Payson boasts a rich history and a welcoming atmosphere, making it a great place to call home. The town features a variety of local shops, delightful dining options, and community events that foster a strong sense of belonging. Whether you’re exploring the picturesque hiking trails, fishing in nearby lakes, or enjoying the annual Payson Rodeo, there’s always something exciting happening in this dynamic town.

For those looking to invest in Payson’s real estate market, now is an excellent time! With homes available that qualify for cash new financing, buyers have the opportunity to secure their dream property with ease. From cozy cabins to spacious family homes, the diverse range of properties caters to all lifestyles and budgets. Investing in Payson means embracing a lifestyle filled with adventure, relaxation, and community spirit.

Discover the possibilities that await you in Payson, AZ. Whether you’re seeking a new home, a vacation retreat, or an investment opportunity, this charming town offers a unique blend of tranquility and excitement. Come and experience the Payson lifestyle today!

Newest Payson Homes with Cash New Financing

$415,000
3 Beds ⋅ 2 Baths ⋅ 7069169 MLS ⋅ 1,358 SqFt.
There's a lot to love about this comfortable Payson home! Featuring 3 bedrooms, 2 bathrooms, and approximately 1,407 sq. ft., the split floor plan offers privacy and a practical layout for everyday living. The .18-acre property includes a 2-car garage and RV parking, providing valuable extra space for vehicles, toys, or weekend adventures. Located in Trailwood, you'll enjoy the convenience of being close to town while having easy access to the outdoor recreation that makes Payson such a special place. Perfect as a primary residence or mountain retreat.

312 N Pioneer Trail, Payson
$235,000
2 Beds ⋅ 1 Baths ⋅ 7068687 MLS ⋅ 672 SqFt.
Here is a charming 2023 Champion manufactured home featuring 2 bedrooms. The property is beautifully landscaped with gravel and pavers, and an impressive covered dog un that your pet will adore! Enjoy outdoor living on the covered patio or relax in the jacuzzi located just outside your back door. This home is short walking distance to the Tonto Creek a great spot for swimming and fishing! Additionally, a Travel Trailer is included, which, while not zoned for permanent living, conveys with the property. The property has plenty of storage space with the two storage sheds

857 S Tonto Creek Drive, Payson
$19,500
7068349 MLS
Build your dream mountain retreat on this beautiful .25-acre vacant homesite located within the prestigious gated golf community of Chaparral Pines in Payson, Arizona. Currently the second-lowest-priced lot available in the community, this property presents an exceptional opportunity to own in Chaparral Pines at an attractive price point. Tucked along a quiet cul-de-sac, the homesite offers peaceful surroundings, quiet privacy, mature pines, and a wonderful sense of seclusion while still being part of one of Payson's most desirable communities. Design a custom home perfectly suited to the lot and enjoy the beauty and tranquility of Arizona's Rim Country. Chaparral Pines is known for its stunning mountain scenery, private golf course, clubhouse amenities, and relaxed four season lifestyle. Located just minutes from the heart of Payson, residents can enjoy nearby dining, shopping, hiking, lakes, and endless outdoor recreation. A rare opportunity to secure one of the most competitively priced homesites in Chaparral Pines and create your own private mountain escape in the cool pines of Payson.

1003 N Purple Aster Court Unit 33, Payson
$120,000
7067987 MLS
Build your Payson vision on this approximately 0.25-acre vacant lot in the gated Falcon Lookout subdivision. Located at 1004 W Falcon Lookout Lane, this homesite offers a peaceful residential setting with convenient access to Airport Road, town amenities, and the surrounding beauty of Rim Country. An ideal opportunity to create a custom home in an established neighborhood.

1004 W Falcon Lookout Lane Unit 3, Payson
$1,200,000
3 Beds ⋅ 3 Baths ⋅ 7067868 MLS ⋅ 2,717 SqFt.
Welcome to this exceptional mountain retreat in the prestigious gated community of Whisper Ridge. This beautifully crafted custom home offers 3 bedrooms, 2.5 bathrooms, and 2,717 +/- sq. ft. on a private 0.40-acre landscaped homesite with breathtaking views and exceptional privacy. No detail was overlooked. Designed with quality and elegance throughout this home features upgraded Jeld-Wen windows, heavy-gauge metal roof, central vacuum, custom beveled hickory flooring, alder cabinetry, upgraded lighting, and designer finishes. The large gourmet chef's kitchen is perfect for entertaining family and friends. Showcasing a 36' Viking refrigerator and 36'' Viking freezer, built in oven and microwave, gas cooktop, warming drawer, beverage cooler, built-in ice maker and reverse osmosis system, and a spacious center island with abundant storage. Plenty of room for seating with a large dining area and corner banco seating with a gas fireplace built in to custom cabinetry. The luxurious primary suite offers private deck access and a spa-inspired bath featuring a Jetta soaking tub, two-way electric fireplace, oversized walk-in shower, and custom walk-in closet with built-in dresser, shoe and linen storage. Enjoy Arizona mountain living with an outdoor deck, stunning views, and a cozy fire pit with banco seating--perfect for relaxing or entertaining. Additional features include an oversized 2 1/2 car garage with built-in cabinets and work benches plus an unfinished basement offering excellent storage or hobby space. Ideally located near The Rim Golf Club and Chaparral Pines, in which residents have the opportunity to purchase a nonresident membership and enjoy premier golfing, dining, fitness, and social amenities. This meticulously upgraded home offers the perfect blend of luxury, comfort, and mountain living in one of Payson's most desirable gated communities. (SEE DOCUMENTS TAB FOR A COMPLETE LIST OF UPGRADES & FEATURES.)

414 S Whisper Ridge Lane, Payson
$475,000
3 Beds ⋅ 2 Baths ⋅ 7067865 MLS ⋅ 1,596 SqFt.
Welcome home to this beautifully updated single level 3-bedroom, 2-bath residence offering 1,596 +/- sq. ft. on a spacious, well-maintained 0.28-acre lot conveniently located near Payson Golf Course and Green Valley Park, this home offers a wonderful combination of comfort, style, and outdoor enjoyment. The gorgeous updated kitchen features new cabinetry, Quartz countertops, newer stainless-steel appliances, and a large farmhouse sink. Engineered hardwood flooring adds warmth and character throughout the living areas. The inviting great room features vaulted ceilings and a cozy stone fireplace, creating the perfect space to gather and relax. The spacious primary suite provides a comfortable private retreat with a large walk-in shower, dual vanity, private toilet room, and generous walk-in closet. Outside, the beautifully landscaped yard provides plenty of space to enjoy the seasons, while the large covered patio and deck offer inviting spots to relax, entertain, and take in the mountain views. The 2-car attached garage adds everyday convenience and storage. With its thoughtful updates, desirable mountain views, spacious lot, and proximity to golf and recreation, this well-cared-for home is a wonderful opportunity to enjoy the best of Payson living. Sellers are licensed real estate agents in the State of Arizona.

401 S Arroyo Drive, Payson
$498,999
3 Beds ⋅ 2 Baths ⋅ 7067847 MLS ⋅ 2,976 SqFt.
Welcome home to this beautifully remodeled 3-bedroom, 2-bath Modular home offering comfort, charm, and room to enjoy country living. In addition to the spacious bedrooms, you'll find a versatile bonus room that's perfect for a home office, hobby room, playroom, or guest space. Step outside and imagine entertaining family and friends on the stunning covered deck, that's ready for gatherings year-round. The lush green lawn and big, beautiful shade trees provide a peaceful setting to relax, play, or simply enjoy the outdoors. An attached one-car garage provides the perfect space for your truck, or outdoor toys, tools, or additional storage, giving you the extra room every homeowner appreciates. This property is ideal for animal lovers, with no HOA and plenty of room for horses, pigs, chickens and other livestock. Additional features include a well house and horse corral, making it easy to embrace the rural lifestyle you've been looking for. Just a quick 2-minute drive brings you to the creek, where you can spend warm summer days cooling off in the water, relaxing in the shade, enjoying a picnic, or casting a line for a little fishing. It's the perfect nearby escape for outdoor recreation and making lasting memories with family and friends Don't miss this opportunity to own a move-in-ready property that offers the perfect blend of modern updates, outdoor living, and the freedom to make it your own!

636 E Sycamore Lane, Payson
$475,000
3 Beds ⋅ 2 Baths ⋅ 7067726 MLS ⋅ 1,575 SqFt.
Welcome to this beautifully designed 3-bedroom, 2-bath custom home featuring a spacious split floor plan that perfectly balances privacy, comfort, and entertaining. The open and inviting layout is highlighted by vaulted ceilings, abundant natural light, and two extra-large patio doors that open to a covered patio and fully fenced backyard. The generously sized primary suite offers a custom walk-in closet and a beautifully appointed bathroom featuring exquisite tile work. The additional bedrooms provide plenty of space for family, guests, an office, or hobbies. Outside, you'll find a fully fenced backyard, RV parking with an electric hookup, and a versatile 10' x 16' insulated bonus building featuring R-16 soundproof insulation-- perfect for a she shed, man cave, hobby room, workshop, or private retreat. The oversized garage provides ample room for vehicles, recreational toys, storage, or just about anything else you need to bring along for your Arizona lifestyle. Located in beautiful Payson, this exceptional home offers the perfect combination of thoughtful custom details, functional living space, and outdoor versatility. Don't miss the opportunity to make this stunning home your own--schedule your showing today!

506 E Wade Lane, Payson
$685,000
3 Beds ⋅ 3 Baths ⋅ 7067724 MLS ⋅ 2,304 SqFt.
Mountain Views • Private Setting • Flexible Living Space Nestled in one of Payson's most desirable neighborhoods, this beautifully maintained mountain home offers the perfect combination of privacy, comfort, and spectacular views. Surrounded by custom homes and abundant wildlife, you'll enjoy peaceful mornings with elk wandering through the neighborhood and breathtaking sunrises and sunsets from both the front and rear decks. The home features 2304 square feet with 3 bedrooms and 3 full bathrooms on a generous 0.47-acre lot. The upper level serves as the primary living area with an open, warm mountain-cabin feel highlighted by tongue-and-groove pine throughout. The lower level includes a private bedroom, full bath, family room, and separate entrance--ideal for guests, extended family,

1103 S Stewart Pocket Circle S, Payson
$340,000
3 Beds ⋅ 2 Baths ⋅ 7067648 MLS ⋅ 1,056 SqFt.
This beautifully updated 3-bedroom, 2-bath home offers thoughtful finishes throughout, an Arizona room for additional space, and an oversized lot surrounded by mature pines. The kitchen features custom cabinetry, quartz countertops, and sparkling appliances. Enjoy the serene backyard with a large patio, drip irrigation, low-maintenance desert landscaping, and storage sheds with plenty of room for tools, recreational gear, and more. The covered carport provides convenient parking with the potential to convert or expand into a 2-car garage. With thoughtful updates, flexible living space and room to make it your own, this move-in ready home is one you won't want to miss!

805 N William Tell Circle, Payson
$412,000
3 Beds ⋅ 2 Baths ⋅ 7067398 MLS ⋅ 1,000 SqFt.
Tonto Creek is just down the way, this spacious lot is just under 1 acre at 0.98, fully fenced, with (2) RV Gates, RV Parking and RV hook-ups! There're miles of endless trails, where you will enjoy fishing, swimming, canoeing, riding and hiking within a short distance of your front gate and you will enjoy a wonderful Playground and fire pit in your beautifully treed yard! This single level home has a guest house, 3 Bedrooms, 2 baths with another potential Bedroom/Office in the main house. The great room has a woodstove for those cool winter evenings and there's a fun upper loft for family movie night or a fun hide out for the kids! Outside you will find raised bed gardens and the yard has approx. 16 Fruit trees. The park like setting has lots of majestic native trees and the Playground.... area has a Trampoline, Tree House, Swing Set, Zip Line and a Fire Pit. Plenty of room for you horses, livestock, and pets. 2026 Updates include: Refrigerator, Mini Split in Guest House, Well Pipe, and new roof in 2022. See list of additional updates and upgrades attached.

342 E Windy Way, Payson
$550,000
4 Beds ⋅ 2 Baths ⋅ 7067166 MLS ⋅ 2,528 SqFt.
Welcome to your mountain retreat in the heart of Payson! This beautifully updated 4-bedroom, 2-bath multi-level home offers approximately 2,000 square feet of comfortable living space on a private .39-acre lot surrounded by towering Ponderosa pine trees. Inside, you'll find updated flooring, a remodeled kitchen, and a warm gas fireplace that creates the perfect gathering space. The home is completely move-in ready, allowing you to settle in and start enjoying mountain living right away. Step outside onto the brand-new rebuilt deck, ideal for relaxing, entertaining, or taking in the peaceful forest surroundings. The property also features a spacious two-car garage plus a separate golf cart garage in the backyard, providing plenty of room for vehicles, storage, or hobbies. Tucked away on a private road while still being close to all the amenities Payson has to offer, this property combines privacy, modern updates, and the beauty of Arizona's Rim Country. Don't miss the opportunity to make this exceptional home yours!

902 E Frontier Street, Payson
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