Payson Homes with Rural Lot Features

Welcome to Payson, Arizona – a hidden gem nestled in the heart of Gila County, where the beauty of nature meets the comfort of small-town living. Known as the "Heart of Arizona," Payson is surrounded by the majestic Mogollon Rim, offering breathtaking views, lush forests, and an abundance of outdoor recreational activities. Whether you're an avid hiker, a fishing enthusiast, or simply someone who appreciates the tranquility of nature, Payson has something special for everyone.

One of the standout features of living in Payson is the availability of homes with rural lot characteristics. Imagine waking up to the gentle sounds of nature, with sprawling landscapes right outside your window. These properties often boast larger lots, providing ample space for gardening, outdoor entertaining, or simply enjoying the serene environment. With the charm of rustic living, these homes offer the perfect balance of privacy and community, allowing you to savor the peaceful lifestyle while still being close to the conveniences of town.

Payson’s vibrant community is complemented by local shops, restaurants, and seasonal events that celebrate the rich culture of the area. The town is also home to several parks and recreational areas, making it easy to immerse yourself in the stunning natural surroundings.

If you’re considering a move to Payson, you’ll find that the combination of rural charm, outdoor adventure, and a welcoming community creates an idyllic setting to call home. Discover the joys of living in this enchanting town and explore the beautiful homes available with rural lot features – your perfect escape awaits!

Newest Payson Homes with Rural Lot Features

$525,000

3 Beds ⋅ 2 Baths ⋅ 7086398 MLS ⋅ 1,446 SqFt.

A river runs through it! Whether you are looking for a tranquil family getaway or a permanent mountain residence, this lovingly maintained, owner-built 1,446 sq ft cabin in desirable Whispering Pines offers unmatched natural beauty. The main living space features 2 bedrooms, 2 full baths, plus a flexible room currently used as a 3rd bedroom. Enjoy an open floor plan with hardwood floors, a dramatic 12-foot cantilevered ceiling, and a bright kitchen island perfect for entertaining, complete with a separate laundry room and foyer/mudroom. Step outside onto your redwood deck to listen to the East Verde River and take in views of the Tonto National Forest. Sitting on 0.64 acres at the end of a quiet road with virtually no traffic, the property boasts approximately 100 feet of riverfront with a sandy beach (plus ~15 feet of land across the river). Because it borders the National Forest in a designated riparian area, no homes will ever be built behind you. Additional highlights include a cozy fireplace with insert, central heat, two portable AC units, covered parking with room for toys, and a working well with a 1,300-gallon holding tank for outdoor watering.No HOA Professional pictures coming soon!

2561 N Juniper Drive N, Payson

$575,000

3 Beds ⋅ 2 Baths ⋅ 7076830 MLS ⋅ 1,824 SqFt.

Rare opportunity to own an incredible three-lot property with breathtaking views with a main home and a guest retreat studio in one of the area's most desirable neighborhoods! This unique property offers space, flexibility, and an amazing mountain lifestyle, all while being surrounded by the beauty of the East Verde River community. The main home, 1164 sqft, features 3 bedrooms and 1 bathroom, with a beautifully updated kitchen showcasing new granite countertops, a gas range, kitchen island, and plenty of workspace. Step outside onto the covered deck and take in the spectacular views -- the perfect place to enjoy your morning coffee or relax in the evening. The second building is a 660 sqft studio, no kitchen, with its own bathroom, clawfoot tub, walk-in closet, and covered deck. Whether you're looking for a full-time residence, multi-generational setup, guest accommodations, or a peaceful getaway, this property offers an exceptional combination of homes, land, views, and lifestyle.

1194 W Beaver Flat Road, Payson

$425,000

2 Beds ⋅ 1 Baths ⋅ 7072028 MLS ⋅ 1,232 SqFt.

Have you ever dreamed of owning your own forest retreat where you can go to get away from all of the noise and chaos of city life? Well, do I have the perfect place for you! Tucked away in the serene little community of Geronimo Estates near Payson, this two bedroom one bath site-built cabin offers you gorgeous views and peaceful tranquility. This lovely log style cabin is move in ready and includes furniture and bbq grill. Just a few steps away from the home awaits a private hot tub and a terrace with views that will take your breath away. The interior is functional and spacious with plenty of charm. The kitchen offers plenty of storage and all appliances are included. Enjoy your morning coffee on the huge front porch while watching the local wildlife stroll by. There is a seasonal creek close by and plenty of forest to explore. The roof and HVAC has recently been replaced for the buyer's peace of mind. Perfect for a weekend getaway, full time home, or even a great investment as it has been functioning as a successful short term rental. Your new cabin in the pines awaits! --

1178 W Paint Pony Drive, Payson

$4,500,000

7 Beds ⋅ 4 Baths ⋅ 7070441 MLS ⋅ 3,400 SqFt.

A truly rare opportunity to own a private, gated creekside retreat encompassing 4.58 acres of natural beauty, tranquility and historic Arizona charm. With approximately 400 feet of Tonto Creek frontage, this remarkable property offers the soothing sounds of the creek, a fishing pond, towering pines and thoughtfully designed gathering spaces throughout. Total square footage, bedrooms and bathrooms shown in the listing include both the main and guest cabins. The 1,800+ square-foot main cabin features 4 bedrooms, 2 bathrooms, a spacious kitchen with granite countertops and breakfast bar, and an inviting living area centered around a natural-stone fireplace. French doors open to a sunroom overlooking the pond and peaceful wooded surroundings. The separate guest cabin provides approximately 1,600 square feet with 3 bedrooms, 2 bathrooms, a large kitchen, fireplace, pellet stove, spacious family room, two separate entrances and two private patios--ideal for guests, extended stays or a variety of other possibilities. A historic barn adds distinctive character and offers flexible space for gatherings and events, complemented by an outdoor BBQ area and large ramada. Additional improvements include a detached two-car garage with an attached workshop and storage area, plus a separate additional building. Outdoor amenities include a covered pavilion and patios, hot tub, sauna, an expansive newer deck overlooking the creek, and a gas fire pit within a built-in creekside gathering area. Whether envisioned as a private retreat, multigenerational property or an extraordinary setting with future possibilities, this one-of-a-kind creekfront offering would be difficult to duplicate. Zoned General Use (GU) and Agricultural, with documented Tonto Creek water rights. Buyer to independently verify permitted uses, square footage and all facts material to the buyer. Experience this remarkable slice of heaven on earth.

2097 N Fsr 289 --, Payson

$229,000

2 Beds ⋅ 1 Baths ⋅ 7068687 MLS ⋅ 672 SqFt.

Here is a charming 2023 Champion manufactured home featuring 2 bedrooms. The property is beautifully landscaped with gravel and pavers, and an impressive covered dog un that your pet will adore! Enjoy outdoor living on the covered patio or relax in the jacuzzi located just outside your back door. This home is short walking distance to the Tonto Creek a great spot for swimming and fishing! Additionally, a Travel Trailer is included, which, while not zoned for permanent living, conveys with the property. The property has plenty of storage space with the two storage sheds

857 S Tonto Creek Drive, Payson

$969,500

4 Beds ⋅ 4 Baths ⋅ 7066747 MLS ⋅ 3,280 SqFt.

NEW LOWER PRICE!! This Very Spacious and Perfectly Oriented Mountain Cabin Retreat is TOTALLY AMAZING! It is nestled among the tall pines on a premium ½ acre view lot within the alluring gated community of Hunter Creek Ranch - A highly desirable neighborhood that is surrounded by the Tonto National Forest in the heart of Arizona's Majestic Rim Country! The owners have just installed a new Lennox, HVAC Central A/C & Furnace (08/2026) to complement the numerous other upgrades and enhancements they have added over the past few years to improve their coveted sanctuary. Your venture begins as you enter the inviting gateway to Hunter Creek Ranch and wind your way through the tall Ponderosa Pines along the nice, paved road system. Along the way, you will notice many other beautiful custom cabins that have been thoughtfully designed and spaced to preserve a feeling of openness throughout the entire community. When you enter the concrete semi-circle drive of your future mountain getaway, you will notice that there is a second main entry option next to the 2-car garage that has no stairs in order to provide a level access point. As you begin to explore this nearly 3300 sq. ft., 4 bedroom, 3 ½ bath Country Haven that rests on this charming one-half acre lot, you will be captivated by the expansive floor-to-ceiling windows in the spacious main level living room that capture the most gorgeous panoramic mountain views you can imagine. This comfortable living room also features a wood-burning fireplace and a beautiful tongue and groove pine ceiling to enhance the country atmosphere. Your other exciting discoveries will include features like 1) An open island kitchen with granite counter tops, an electric induction cook top, two ovens and appliances that are less than five years old. 2) Formal and eat-in dining areas to accommodate big gatherings. 3) A lower spacious walk-out basement living room area that has a gas fireplace, and a separate bedroom and bathroom to provide a perfect private respite for guests or family members. 4) Another two bedrooms and a full bath on the main level. 5) A very spacious and versatile master suite upstairs that has a walk-in closet, ensuite bath, and an interior balcony /office area that captures fantastic mountain views. 6) Nice blends of flooring throughout with a significant use of a nostalgic Heart Pine flooring that was reclaimed from an historic 1919 Philadelphia Fire Station. 7) A retro hard-wired intercom system throughout the home. 8) The coolest garage ever that has a "Barret Jackson" type floor area and loads of newer tall white storage cabinets a utility sink, a refrigerator, an upright freezer, a tankless hot water system, plus plenty of work space. 9) Lots of storage space throughout AND under the home. 10) And BEST of ALL (drum roll please....) FIVE perfectly oriented balconies, decks and porches that capture the Surrounding Mountain / Forest Beauty - Including Christopher Mountain, The Mogollon Rim and Promontory Point! Plan your "Great Escape" Now! Hunter Creek Ranch has a Beautiful and Intriguing History. It is close to fresh mountain streams, hiking trails and our SIX Picturesque Rim Lakes. It was once a beloved Boy Scouts of America Camp and Lodge 432 was dedicated to a Hopi Native American Chief who was born in 1878. His name was "Chief Wipila Wiki." (A special name for a special street). Don't Miss This One! (Most furnishings are available to convey by separate agreement except for some personal items that will be identified during the Inspection Period. The annual HOA fee includes water, sewer and road maintenance!)

237 W Wipila Wiki Drive, Payson

$349,900

2 Beds ⋅ 1 Baths ⋅ 7063602 MLS ⋅ 812 SqFt.

Escape to the cool pines in this move-in-ready mountain retreat located in the highly desirable Diamond Point Summer Homes, a private gated community surrounded by the beauty of nature. This beautifully remodeled 2-bedroom cabin with a spacious loft has been completely updated inside while maintaining its mountain charm. The inviting great room features soaring tongue-and-groove ceilings, an abundance of windows that flood the space with natural light, and both a cozy wood-burning stove and a fireplace--creating the perfect gathering place after a day of outdoor adventure. Step outside to the expansive covered Trex wraparound porch, ideal for relaxing, entertaining, or simply enjoying the fresh mountain air while taking in the peaceful setting of towering ponderosa ..CLICK MORE pines. Backing directly to the National Forest, you'll enjoy privacy and immediate access to endless hiking trails. The completely remodeled interior is complemented by numerous quality updates, including dual-pane replacement windows, a durable metal roof, completely modernized plumbing throughout, and a septic system. Beneath the cabin, you'll find generous storage space ideal for ATVs, mountain bikes, and all your outdoor recreation gear. Offered fully furnished, this turnkey cabin is ready for immediate enjoyment--whether you're looking for a seasonal getaway, a family retreat, or a peaceful mountain escape. Combining rustic character with thoughtful modern updates in one of the area's most desirable gated communities, this rare Diamond Point Summer Homes retreat is ready for you to start making memories.

559 W Diamond Loop, Payson

$700,000

3 Beds ⋅ 2 Baths ⋅ 7063505 MLS ⋅ 1,760 SqFt.

Nestled on a beautifully landscaped, park-like lot, this charming property is surrounded by lush lawns, vibrant flower gardens, and mature shade trees that create a peaceful, private setting. A welcoming covered front porch invites you inside to a warm and inviting great room featuring rustic wide-plank pine flooring, a soaring tongue-and-groove vaulted wood ceiling, and a cozy corner wood-burning stove with a stunning native stone surround. The spacious kitchen offers knotty pine cabinetry, a center island with cooktop, tile flooring, and plenty of room for gathering. The main-level primary bedroom provides convenience and comfort, along with a full bath and laundry area. Upstairs, two generously sized guest bedrooms are separated by a full bath, while the east bedroom opens to a private deck--the perfect spot to enjoy your morning coffee and the fresh mountain air. Step outside to the expansive rear porch and soak in breathtaking panoramic views of the surrounding forest and mountains. Bordering Forest Service land, this property offers exceptional privacy and endless opportunities for hiking, horseback riding, and outdoor recreation right from your backyard. Additional improvements include a tack room/storage shed, dedicated art studio, and a high-producing well, making this a truly special mountain retreat with endless possibilities.

8020 W Gibson Ranch Road, Payson

$450,000

3 Beds ⋅ 2 Baths ⋅ 7063396 MLS ⋅ 1,700 SqFt.

Experience the peaceful lifestyle Tonto Village is known for in this charming single-level country home on a fully fenced, horse-friendly lot with no HOA. Relax on the oversized covered front porch while taking in the cool mountain air, or explore the nearby National Forest just a short walk away. Inside you'll find a spacious living room, three bedrooms, an oversized laundry room, and a private office adjoining the primary suite--ideal for working from home or creating your own retreat. The property also features updated dual-pane windows, wood siding, a durable metal roof, abundant attic storage, a 12'x16' workshop with 120V & 240V power, chicken coop, and plenty of room for gardening, RV parking, or outdoor hobbies. Conveniently located just one block from the Double D Bar & Grill. Appraised in June 2026 for $460,000.

214 W Thompson Road, Payson

$535,000

3 Beds ⋅ 2 Baths ⋅ 7061281 MLS ⋅ 2,212 SqFt.

Outstanding mountain views & backs to NFS w/hiking trails this comfortable 3bd/2ba split floor plan, custom built home features an open great room with vaulted wood tongue & groove ceiling, tiled flooring, gas fireplace, ceiling fans, large windows with views of the NFS and easy access to the rear covered patio. Grand kitchen includes all appliances, pantry, Knotty Alder cabinets, plenty of counter space & breakfast bar. Perfect place for entertaining your guests! Bdrms are carpeted & Master bdrm suite offers walk-in closet, tiled glass block walk-in shower & dbl vanity. Washer & dryer in utility room convey. A 3-car garage w/laundry sink, storage cabinets & ample workshop area. Front Trex & tiled deck, low maintenance landscaping & mature vegetation.

2108 N Cold Springs Point, Payson

$574,999

2 Beds ⋅ 2 Baths ⋅ 7060939 MLS ⋅ 1,360 SqFt.

Don't miss the opportunity to own your own mountain getaway in the hidden gem of Bonita Creek in Payson, nestled just below the Mogollon Rim. This beautifully remodeled 2-bedroom, 2-bath cabin offers 1,360 sq. ft. of modern comfort on a scenic ½-acre lot w/ spectacular views overlooking the Tonto National Forest. Enjoy abundant wildlife from the expansive brand new 32x32 Trex deck and relax around a propane fire pit on cool mountain evenings. Thoughtfully renovated top to bottom w/new siding, windows, blinds, luxury vinyl plank flooring, updated baths, and all-new appliances. The main level features the primary bedroom & full bath for convenient single level living, while upstairs offers an enclosed bedroom, an open loft living space w/2 sleeper sofas, and a full bath - perfect for family and friends. Stay comfortable year-round with A/C, heat, a wood-burning stove, sports court (2023), under-deck storage for all your mountain toys, and private water from year-round Bonita Creek.

161 E Coues Deer Lane, Payson

$888,000

4 Beds ⋅ 2 Baths ⋅ 7050219 MLS ⋅ 1,711 SqFt.

ON THE CREEK is more than a phrase--it's a lifestyle, and this remarkable property brings that dream to life. Full of charm and character, this cabin sits directly on Tonto Creek, where the soothing sound of flowing water becomes part of your everyday experience. Enjoy your morning coffee at a creek side table, unwind with an evening beverage on the back deck, or simply relax while taking in the peaceful beauty that surrounds you. The setting feels like something out of a movie, yet it is absolutely real--and it can be yours. Inside, the spacious great room creates the perfect gathering place for family and friends, offering warmth, comfort, and an unforgettable creek side ambiance. The bedrooms in the finished basement provide a restful retreat, where you can drift off to sleep with the gentle sounds of the creek just steps away. The location offers endless opportunities for outdoor adventure and recreation. Explore hiking trails along the creek, visit the top of the Mogollon Rim just 15 minutes away, enjoy nearby lakes for kayaking and fishing, or spend the day at the local fish hatchery. Surrounded by the beauty of the Tonto National Forest, you'll have countless opportunities to experience nature at its finest. Owning property on a creek is a dream for many, and opportunities like this are rare. The combination of flowing water, towering forest, and unmatched tranquility creates an atmosphere that is difficult to describe--you truly have to experience it for yourself. Once you do, you'll understand why this property is so special. This property has been an AirB&B for many years and has been a very successful cash flow property. There is an option for someone to continue this successful business. Don't miss your chance to make this extraordinary creek side retreat your own. It awaits you today--this one is not expected to last long.

350 S Buenagua Road, Payson

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