Payson Homes with VA Loan New Financing

Payson Homes with VA Loan New Financing

Welcome to Payson, Arizona, a hidden gem nestled in the heart of Gila County. Known for its stunning natural beauty, Payson offers a unique blend of small-town charm and outdoor adventure, making it an ideal destination for families, retirees, and outdoor enthusiasts alike. Surrounded by the majestic Mogollon Rim and the Tonto National Forest, residents can enjoy hiking, fishing, camping, and breathtaking views right at their doorstep. With a mild climate and abundant recreational opportunities, Payson is not just a place to live; it's a lifestyle.

For those considering a move to this picturesque town, the housing market in Payson is diverse and inviting. One of the standout features for potential homebuyers is the availability of homes eligible for VA loan financing. This means that veterans and active-duty military personnel can access favorable loan terms, making homeownership more attainable. With a range of properties from cozy cabins to spacious family homes, there’s something for everyone in Payson.

The community is also known for its friendly atmosphere and vibrant local culture. You’ll find charming shops, delightful restaurants, and community events that bring neighbors together. Whether you’re strolling through the historic downtown or exploring the scenic parks, Payson offers a welcoming environment that feels like home.

Embrace the opportunity to live in this enchanting town with the added benefit of VA loan financing. Discover your dream home in Payson, where adventure meets tranquility in a setting that truly captures the essence of Arizona living.

Newest Payson Homes with VA Loan New Financing

$415,000
3 Beds ⋅ 2 Baths ⋅ 7069169 MLS ⋅ 1,358 SqFt.
There's a lot to love about this comfortable Payson home! Featuring 3 bedrooms, 2 bathrooms, and approximately 1,407 sq. ft., the split floor plan offers privacy and a practical layout for everyday living. The .18-acre property includes a 2-car garage and RV parking, providing valuable extra space for vehicles, toys, or weekend adventures. Located in Trailwood, you'll enjoy the convenience of being close to town while having easy access to the outdoor recreation that makes Payson such a special place. Perfect as a primary residence or mountain retreat.

312 N Pioneer Trail, Payson
$1,200,000
3 Beds ⋅ 3 Baths ⋅ 7067868 MLS ⋅ 2,717 SqFt.
Welcome to this exceptional mountain retreat in the prestigious gated community of Whisper Ridge. This beautifully crafted custom home offers 3 bedrooms, 2.5 bathrooms, and 2,717 +/- sq. ft. on a private 0.40-acre landscaped homesite with breathtaking views and exceptional privacy. No detail was overlooked. Designed with quality and elegance throughout this home features upgraded Jeld-Wen windows, heavy-gauge metal roof, central vacuum, custom beveled hickory flooring, alder cabinetry, upgraded lighting, and designer finishes. The large gourmet chef's kitchen is perfect for entertaining family and friends. Showcasing a 36' Viking refrigerator and 36'' Viking freezer, built in oven and microwave, gas cooktop, warming drawer, beverage cooler, built-in ice maker and reverse osmosis system, and a spacious center island with abundant storage. Plenty of room for seating with a large dining area and corner banco seating with a gas fireplace built in to custom cabinetry. The luxurious primary suite offers private deck access and a spa-inspired bath featuring a Jetta soaking tub, two-way electric fireplace, oversized walk-in shower, and custom walk-in closet with built-in dresser, shoe and linen storage. Enjoy Arizona mountain living with an outdoor deck, stunning views, and a cozy fire pit with banco seating--perfect for relaxing or entertaining. Additional features include an oversized 2 1/2 car garage with built-in cabinets and work benches plus an unfinished basement offering excellent storage or hobby space. Ideally located near The Rim Golf Club and Chaparral Pines, in which residents have the opportunity to purchase a nonresident membership and enjoy premier golfing, dining, fitness, and social amenities. This meticulously upgraded home offers the perfect blend of luxury, comfort, and mountain living in one of Payson's most desirable gated communities. (SEE DOCUMENTS TAB FOR A COMPLETE LIST OF UPGRADES & FEATURES.)

414 S Whisper Ridge Lane, Payson
$475,000
3 Beds ⋅ 2 Baths ⋅ 7067865 MLS ⋅ 1,596 SqFt.
Welcome home to this beautifully updated single level 3-bedroom, 2-bath residence offering 1,596 +/- sq. ft. on a spacious, well-maintained 0.28-acre lot conveniently located near Payson Golf Course and Green Valley Park, this home offers a wonderful combination of comfort, style, and outdoor enjoyment. The gorgeous updated kitchen features new cabinetry, Quartz countertops, newer stainless-steel appliances, and a large farmhouse sink. Engineered hardwood flooring adds warmth and character throughout the living areas. The inviting great room features vaulted ceilings and a cozy stone fireplace, creating the perfect space to gather and relax. The spacious primary suite provides a comfortable private retreat with a large walk-in shower, dual vanity, private toilet room, and generous walk-in closet. Outside, the beautifully landscaped yard provides plenty of space to enjoy the seasons, while the large covered patio and deck offer inviting spots to relax, entertain, and take in the mountain views. The 2-car attached garage adds everyday convenience and storage. With its thoughtful updates, desirable mountain views, spacious lot, and proximity to golf and recreation, this well-cared-for home is a wonderful opportunity to enjoy the best of Payson living. Sellers are licensed real estate agents in the State of Arizona.

401 S Arroyo Drive, Payson
$498,999
3 Beds ⋅ 2 Baths ⋅ 7067847 MLS ⋅ 2,976 SqFt.
Welcome home to this beautifully remodeled 3-bedroom, 2-bath Modular home offering comfort, charm, and room to enjoy country living. In addition to the spacious bedrooms, you'll find a versatile bonus room that's perfect for a home office, hobby room, playroom, or guest space. Step outside and imagine entertaining family and friends on the stunning covered deck, that's ready for gatherings year-round. The lush green lawn and big, beautiful shade trees provide a peaceful setting to relax, play, or simply enjoy the outdoors. An attached one-car garage provides the perfect space for your truck, or outdoor toys, tools, or additional storage, giving you the extra room every homeowner appreciates. This property is ideal for animal lovers, with no HOA and plenty of room for horses, pigs, chickens and other livestock. Additional features include a well house and horse corral, making it easy to embrace the rural lifestyle you've been looking for. Just a quick 2-minute drive brings you to the creek, where you can spend warm summer days cooling off in the water, relaxing in the shade, enjoying a picnic, or casting a line for a little fishing. It's the perfect nearby escape for outdoor recreation and making lasting memories with family and friends Don't miss this opportunity to own a move-in-ready property that offers the perfect blend of modern updates, outdoor living, and the freedom to make it your own!

636 E Sycamore Lane, Payson
$475,000
3 Beds ⋅ 2 Baths ⋅ 7067726 MLS ⋅ 1,575 SqFt.
Welcome to this beautifully designed 3-bedroom, 2-bath custom home featuring a spacious split floor plan that perfectly balances privacy, comfort, and entertaining. The open and inviting layout is highlighted by vaulted ceilings, abundant natural light, and two extra-large patio doors that open to a covered patio and fully fenced backyard. The generously sized primary suite offers a custom walk-in closet and a beautifully appointed bathroom featuring exquisite tile work. The additional bedrooms provide plenty of space for family, guests, an office, or hobbies. Outside, you'll find a fully fenced backyard, RV parking with an electric hookup, and a versatile 10' x 16' insulated bonus building featuring R-16 soundproof insulation-- perfect for a she shed, man cave, hobby room, workshop, or private retreat. The oversized garage provides ample room for vehicles, recreational toys, storage, or just about anything else you need to bring along for your Arizona lifestyle. Located in beautiful Payson, this exceptional home offers the perfect combination of thoughtful custom details, functional living space, and outdoor versatility. Don't miss the opportunity to make this stunning home your own--schedule your showing today!

506 E Wade Lane, Payson
$685,000
3 Beds ⋅ 3 Baths ⋅ 7067724 MLS ⋅ 2,304 SqFt.
Mountain Views • Private Setting • Flexible Living Space Nestled in one of Payson's most desirable neighborhoods, this beautifully maintained mountain home offers the perfect combination of privacy, comfort, and spectacular views. Surrounded by custom homes and abundant wildlife, you'll enjoy peaceful mornings with elk wandering through the neighborhood and breathtaking sunrises and sunsets from both the front and rear decks. The home features 2304 square feet with 3 bedrooms and 3 full bathrooms on a generous 0.47-acre lot. The upper level serves as the primary living area with an open, warm mountain-cabin feel highlighted by tongue-and-groove pine throughout. The lower level includes a private bedroom, full bath, family room, and separate entrance--ideal for guests, extended family,

1103 S Stewart Pocket Circle S, Payson
$340,000
3 Beds ⋅ 2 Baths ⋅ 7067648 MLS ⋅ 1,056 SqFt.
This beautifully updated 3-bedroom, 2-bath home offers thoughtful finishes throughout, an Arizona room for additional space, and an oversized lot surrounded by mature pines. The kitchen features custom cabinetry, quartz countertops, and sparkling appliances. Enjoy the serene backyard with a large patio, drip irrigation, low-maintenance desert landscaping, and storage sheds with plenty of room for tools, recreational gear, and more. The covered carport provides convenient parking with the potential to convert or expand into a 2-car garage. With thoughtful updates, flexible living space and room to make it your own, this move-in ready home is one you won't want to miss!

805 N William Tell Circle, Payson
$550,000
4 Beds ⋅ 2 Baths ⋅ 7067166 MLS ⋅ 2,528 SqFt.
Welcome to your mountain retreat in the heart of Payson! This beautifully updated 4-bedroom, 2-bath multi-level home offers approximately 2,000 square feet of comfortable living space on a private .39-acre lot surrounded by towering Ponderosa pine trees. Inside, you'll find updated flooring, a remodeled kitchen, and a warm gas fireplace that creates the perfect gathering space. The home is completely move-in ready, allowing you to settle in and start enjoying mountain living right away. Step outside onto the brand-new rebuilt deck, ideal for relaxing, entertaining, or taking in the peaceful forest surroundings. The property also features a spacious two-car garage plus a separate golf cart garage in the backyard, providing plenty of room for vehicles, storage, or hobbies. Tucked away on a private road while still being close to all the amenities Payson has to offer, this property combines privacy, modern updates, and the beauty of Arizona's Rim Country. Don't miss the opportunity to make this exceptional home yours!

902 E Frontier Street, Payson
$535,000
3 Beds ⋅ 2 Baths ⋅ 7066874 MLS ⋅ 1,562 SqFt.
Inviting & Market Friendly: Welcome home to this beautifully built 2023 residence in the heart of Payson! Offering 1,562 square feet of thoughtfully designed living space, this single-level home features 3 bedrooms and 2 bathrooms with a desirable split floor plan that provides both comfort and privacy. The open concept layout is highlighted by vaulted ceilings, creating a bright and spacious atmosphere. The stylish kitchen boasts upgraded cabinetry, elegant quartz countertops, stainless steel appliances, a center island with breakfast bar seating, and plenty of workspace for cooking and entertaining. Enjoy the convenience of a 2-car garage and a location that's just minutes from shopping, dining, parks and other local amenities. Whether you're looking for your first home, a retirement retreat, or low-maintenance getaway, this move-in-ready home is a must see!

201 W Chateau Circle, Payson
$995,000
4 Beds ⋅ 4 Baths ⋅ 7066747 MLS ⋅ 3,280 SqFt.
This Very Spacious and Perfectly Oriented Mountain Cabin Retreat is TOTALLY AMAZING! It is nestled among the tall pines on a premium ½ acre view lot within the alluring gated community of Hunter Creek Ranch - A highly desirable neighborhood that is surrounded by the Tonto National Forest in the heart of Arizona's Majestic Rim Country! The owners have just installed a new Lennox, HVAC Central A/C & Furnace (08/2026) to complement the numerous other upgrades and enhancements they have added over the past few years to improve their coveted sanctuary. Your venture begins as you enter the inviting gateway to Hunter Creek Ranch and wind your way through the tall Ponderosa Pines along the nice, paved road system. Along the way, you will notice many other beautiful custom cabins that have been thoughtfully designed and spaced to preserve a feeling of openness throughout the entire community. When you enter the concrete semi-circle drive of your future mountain getaway, you will notice that there is a second main entry option next to the 2-car garage that has no stairs in order to provide a level access point. As you begin to explore this nearly 3300 sq. ft., 4 bedroom, 3 ½ bath Country Haven that rests on this charming one-half acre lot, you will be captivated by the expansive floor-to-ceiling windows in the spacious main level living room that capture the most gorgeous panoramic mountain views you can imagine. This comfortable living room also features a wood-burning fireplace and a beautiful tongue and groove pine ceiling to enhance the country atmosphere. Your other exciting discoveries will include features like 1) An open island kitchen with granite counter tops, an electric induction cook top, two ovens and appliances that are less than five years old. 2) Formal and eat-in dining areas to accommodate big gatherings. 3) A lower spacious walk-out basement living room area that has a gas fireplace, and a separate bedroom and bathroom to provide a perfect private respite for guests or family members. 4) Another two bedrooms and a full bath on the main level. 5) A very spacious and versatile master suite upstairs that has a walk-in closet, ensuite bath, and an interior balcony /office area that captures fantastic mountain views. 6) Nice blends of flooring throughout with a significant use of a nostalgic Heart Pine flooring that was reclaimed from an historic 1919 Philadelphia Fire Station. 7) A retro hard-wired intercom system throughout the home. 8) The coolest garage ever that has a "Barret Jackson" type floor area and loads of newer tall white storage cabinets a utility sink, a refrigerator, an upright freezer, a tankless hot water system, plus plenty of work space. 9) Lots of storage space throughout AND under the home. 10) And BEST of ALL (drum roll please....) FIVE perfectly oriented balconies, decks and porches that capture the Surrounding Mountain / Forest Beauty - Including Christopher Mountain, The Mogollon Rim and Promontory Point! Plan your "Great Escape" Now! Hunter Creek Ranch has a Beautiful and Intriguing History. It is close to fresh mountain streams, hiking trails and our SIX Picturesque Rim Lakes. It was once a beloved Boy Scouts of America Camp and Lodge 432 was dedicated to a Hopi Native American Chief who was born in 1878. His name was "Chief Wipila Wiki." (A special name for a special street). Don't Miss This One! (Most furnishings are available to convey by separate agreement except for some personal items that will be identified during the Inspection Period. The annual HOA fee includes water, sewer and road maintenance!)

237 W Wipila Wiki Drive, Payson
$599,000
3 Beds ⋅ 2 Baths ⋅ 7066129 MLS ⋅ 1,968 SqFt.
Welcome to your ultimate creekside escape in Kohl's Ranch/Kohl's Tonto Creek Ranch--where relaxation and adventure come together! Picture yourself kicking back on the back deck, slipping into the hot tub, and letting the soothing sounds of the creek and waterfall melt the day away. It's the kind of place you won't want to leave. Tucked away for privacy with absolutely stunning views, this property features 3 cozy bedrooms, 2 bathrooms, and garage space galore--a workshop-ready garage plus a quad garage for all your toys, gear, and weekend fun. The fully fenced lot makes a great first impression with a stylish double-gated entry and a paver driveway that adds just the right touch of flair. Inside, you'll find thoughtful upgrades like a newer roof (2019), a custom front door, more... and Andersen windows that bring in all that beautiful natural light. The pellet stove keeps things warm and inviting, while the kitchen--complete with stainless steel appliances and a gas range--is ready for everything from quick breakfasts to full-on dinner parties. And when it's time to unwind, the spa-style Jacuzzi tub is calling your name. Whether you're looking for a peaceful retreat or a place to make unforgettable memories, this one delivers.

193 E Saddle Mountain Road, Payson
$289,900
3 Beds ⋅ 2 Baths ⋅ 7065663 MLS ⋅ 1,352 SqFt.
Enjoy the peaceful lifestyle of Mesa Del Caballo in this inviting 3-bedroom, 2-bath home offering 1,352 square feet of comfortable living space. The thoughtfully designed floor plan provides a spacious living area, functional kitchen, and comfortable bedrooms, making it ideal as a full-time residence or weekend retreat. Situated on a .12-acre lot with no HOA, you'll enjoy the freedom to personalize your property while being just minutes from Payson and endless outdoor recreation. Conveniently located near National Forest access, hiking, fishing, and ATV trails, this home is ready for you to enjoy everything Rim Country has to offer.

7627 N Mesa Vista Drive, Payson
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