Payson Homes with Cash to Loan New Financing

Payson Homes with Cash to Loan New Financing

Welcome to Payson, Arizona – a hidden gem nestled in the heart of Gila County. Known for its breathtaking natural beauty, Payson is surrounded by the majestic Mogollon Rim and the Tonto National Forest, making it a paradise for outdoor enthusiasts. With its crisp mountain air, stunning landscapes, and year-round recreational activities, this charming town offers a perfect blend of tranquility and adventure.

Payson’s rich history and vibrant community spirit are evident in its local festivals, farmers' markets, and friendly neighborhoods. The town boasts a variety of amenities, including quaint shops, delightful dining options, and top-notch schools, making it an ideal place for families, retirees, and anyone seeking a peaceful lifestyle away from the hustle and bustle of city life.

For those considering a move to Payson, the real estate market is thriving, with a range of homes available to suit different tastes and budgets. Whether you’re looking for a cozy cabin, a modern family home, or a spacious lot to build your dream house, Payson has something for everyone. And with financing options available, including cash to loan new financing, securing your perfect home has never been easier.

Imagine waking up to the sound of rustling leaves and the chirping of birds, all while being just a stone's throw away from hiking trails, fishing spots, and scenic vistas. Embrace the Payson lifestyle and discover the charm of this beautiful town – where your dream home awaits!

Newest Payson Homes with Cash to Loan New Financing

$435,000
3 Beds ⋅ 2 Baths ⋅ 7060783 MLS ⋅ 1,523 SqFt.
Move-in ready and in true mint condition! This beautifully maintained single level NO HOA, 2-bedroom, 2-bathroom home also features a versatile office/den, perfect for remote work or a quiet retreat. A charming walkway welcomes you inside, where rich flooring flows throughout an open, light-filled living area. The updated kitchen impresses with a stylish island, tile backsplash, and stainless-steel appliances, opening to a cozy breakfast nook with deck access ideal for morning coffee or evening sunsets. The primary suite offers a private en-suite bath and plenty of natural light, while a second spacious bedroom and dedicated office/den add valuable flexibility. The oversized 2-car garage provides extra storage and workspace. Tucked away in a peaceful, tree-lined setting, this home is a true gem!

1105 N Bavarian Way, Payson
$575,000
3 Beds ⋅ 3 Baths ⋅ 7051848 MLS ⋅ 1,838 SqFt.
Welcome home to this meticulously maintained 1,838 SF cream puff on a quiet, private cul-de-sac. Bright, cheery interior with 3-bdrms/flexible den, and 2.5 baths, all with ample storage and deep closets throughout. The kitchen shines with updated quartz countertops, the living room centers around a lovely fireplace, and outdoor living is effortless with a covered rear patio, gazebo and large storage shed. Garage includes built-in storage cabinets. Move in ready and lovingly cared for. Roofing replaced in 2019 on the home, storage shed and gazebo, HVAC unit replaced in 2021.

912 W Wagon Trail, Payson
$1,375,000
5 Beds ⋅ 4 Baths ⋅ 7049148 MLS ⋅ 3,946 SqFt.
Tucked away at the end of a cul-de-sac in the sought-after Chaparral Pines community, this exceptional mountain retreat blends rustic elegance with the comfort and functionality of a thoughtfully designed home. Inside, the spacious open-concept design is ideal for both everyday living and entertaining. The expansive Great Room flows into the gourmet kitchen, where a large center island naturally becomes the heart of every gathering. Whether hosting family for the holidays or enjoying a quiet weekend in the mountains, this home is designed to bring people together. With 5 bedrooms and 4 bathrooms, there's room for everyone. The split floor plan on the main level features a spacious primary suite with private access to the deck and charming gazebo, creating the perfect place to enjoy your morning coffee or unwind beneath the pines. A second main-level guest suite is thoughtfully positioned on the opposite side of the home, providing exceptional privacy for family and visitors. Upstairs, you'll find three additional bedrooms, including another guest suite, while the remaining two bedrooms share a well-appointed bathroom. Outside, the expansive deck with steamy hot tub overlooks a private, fully fenced backyard framed by towering pines, creating a serene setting for entertaining, relaxing, or enjoying cool mountain evenings. The oversized three-car garage has ample room for vehicles, a golf cart, ATVs, and all the gear that comes with mountain living. Extensive storage throughout the home, including a dedicated attic storage room, ensures everything has its place. Whether you're golfing at Chaparral Pines or The Rim Club, or just enjoying life in the tall pines, this home offers the perfect balance of mountain charm, generous living spaces, and modern convenience. This is more than just a home, it's a place to create lasting memories in one of Payson's premier gated golf communities.

304 N Grapevine Drive, Payson
$495,000
3 Beds ⋅ 2 Baths ⋅ 7036233 MLS ⋅ 1,562 SqFt.
Comfortable Elk Ridge ranch style home 3BR/2BA (1,562 SF) on a sunny corner lot. Covered outdoor Porch/Deck overlooks a landscaped yard loaded with fruit trees and roses, plus partial fencing and 2-car garage. Solid construction with stucco exterior and great outdoor entertaining potential.

1119 S Mountain View Drive, Payson
$125,000
7001685 MLS
1.62-acre homesite located in the prestigious Rim Club in Payson. This wooded parcel offers a private setting among the tall pines and backs to the golf course, providing beautiful views and a serene environment. Ideal for a custom site-built home, with ample space to design and build. Enjoy cooler temperatures, natural surroundings, and access to one of the area's premier golf communities. Priced at $125,000.

203 S Rim Club Drive Unit 44, Payson
$625,000
4 Beds ⋅ 3 Baths ⋅ 6976791 MLS ⋅ 2,376 SqFt.
Seller may Carry at 5% interest with no prepayment penalty; other financing options available. Quick move-in. Like-new Payson home built in 2017 with panoramic views, flexible living space. Exceptionally well maintained, this 4-bedroom, 3-bath home offers a main living area on one level with 3 bedrooms, 2 bathrooms, laundry room and access to a wraparound deck showcasing beautiful mountain views. The lower level offers a workshop, office and features a private bedroom suite with a walk-in shower, separate entrance and kitchenette potential--ideal for multi generational living, guests, or additional income potential. No HOA. Enjoy mountain living, outdoor recreation, and a peaceful setting while remaining within easy driving distance of the Prescott Valley.

102 N Lookout Point, Payson
$294,900
3 Beds ⋅ 2 Baths ⋅ 6817417 MLS ⋅ 1,770 SqFt.
Fully remodeled Home. New flooring, countertops, paint, ceilings, 3 bedroom, 2 baths, laundry, interior storage room, workshop, new exterior storage shed, enclosed front porch, open floorplan with kitchen, dining and greatroom. Nice 1/3 acre lot on a cul-de-sac. Open to property trade. 7/24/25 Competitve Market Analysis Value of $378,338 for similar properties within 2 miles. Adding two (2) HVAC units.

301 N Budweiser Circle, Payson
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