Florence Homes with VA Loan New Financing

Welcome to Florence, Arizona – a hidden gem nestled in the heart of Pinal County. Known for its rich history and charming small-town atmosphere, Florence offers a unique blend of old-world charm and modern conveniences. With a population that embraces community values and a landscape adorned with stunning desert vistas, this vibrant town is an ideal place for families, retirees, and everyone in between.

Florence boasts a variety of recreational opportunities, from hiking and biking through the picturesque trails of the surrounding Sonoran Desert to enjoying local parks and community events. The town is also home to a number of historical sites, including the renowned Pinal County Historical Museum, where you can delve into the area's storied past. With a warm climate and friendly residents, Florence is not just a place to live; it's a place to thrive.

For those considering homeownership in Florence, the availability of Homes with VA Loan New Financing options makes this an even more attractive opportunity. VA loans provide eligible veterans and active-duty service members with favorable financing terms, including no down payment and competitive interest rates. This makes it easier for you to find your dream home in this idyllic town without the burden of hefty upfront costs.

Whether you’re looking for a cozy single-family home or a spacious property with room to grow, Florence has something for everyone. Experience the charm and warmth of this remarkable town while taking advantage of the benefits that come with VA financing. Your new home in Florence awaits!

Newest Florence Homes with VA Loan New Financing

$284,000

3 Beds ⋅ 3 Baths ⋅ 7089454 MLS ⋅ 1,931 SqFt.

Welcome to this spacious two-story home located on a cul-de-sac lot in the sought-after Magma Ranch community! Featuring 3 bedrooms, 2.5 bathrooms, and an oversized loft, this versatile floor plan offers plenty of room for a home office, game room, or additional living space. The open-concept design is ideal for everyday living and entertaining, while the upstairs primary suite includes a private bath with double vanity. Enjoy a covered patio, attached 2-car garage, north/south exposure, and low-maintenance desert landscaping. Community amenities include a pool, tennis courts, playgrounds, and walking paths. Conveniently located near schools, shopping, dining, and major commuter routes. Bank-owned property offering an excellent opportunity to add your personal touches and make it your own.

1104 E Wallflower Lane, Florence

$396,560

4 Beds ⋅ 3 Baths ⋅ 7089077 MLS ⋅ 2,055 SqFt.

Step into this beautifully designed Saguaro floor plan offering 2,055 sq ft of thoughtfully designed living space with 4 spacious bedrooms, 3 full bathrooms, and an incredible 3-car tandem garage perfect for extra storage, golf cart, or a home gym! This beautifully crafted home showcases granite countertops, white shaker cabinets, upgraded exterior elevation, and a bright open-concept layout ideal for entertaining and everyday living. Located in the highly sought after Anthem at Merrill Ranch community, residents enjoy unmatched resort style amenities including a resort pool, splash pad, community center, world class fitness center, golf course, restaurant, rock climbing wall, basketball courts, pickleball courts, catch-and-release fishing lakes, parks, trails, and so much more.

8500 W Stargell Way, Florence

$310,000

4 Beds ⋅ 3 Baths ⋅ 7088531 MLS ⋅ 2,221 SqFt.

Charm and curb appeal abound for this Florence home! Step inside the invting foyer and into the well-appointed living room, positioned at the front of the home. Through the dining room you'll find the kitchen, which boasts stainless steel appliances, hard surface countertops, and ample storage. The main level is rounded out by one of the home's three secondary bedrooms and a half bathroom. On the second story you'll find the primary suite and two additional bedrooms. Come and see for yourself the possibilities that this home has to offer!

6776 E Quiet Retreat Drive, Florence

$344,990

3 Beds ⋅ 2 Baths ⋅ 7088425 MLS ⋅ 1,585 SqFt.

Up to 3% of Base Price or total purchase price, whichever is less, is available through preferred lender.'' Lifestyle is around every corner of this community. Enjoy all the amenities that you have come to expect in 55+ living.

8048 W Cactus Wren Way, Florence

$347,990

2 Beds ⋅ 2 Baths ⋅ 7088406 MLS ⋅ 1,533 SqFt.

8071 W Willow Way, Florence

$559,900

3 Beds ⋅ 3 Baths ⋅ 7088309 MLS ⋅ 2,187 SqFt.

Beautifully appointed single-level home in Anthem at Merrill Ranch's active adult community! Situated on a desirable corner lot directly across from a park area, this home offers an extended-length 2.5-car garage plus a separate golf cart garage. The thoughtfully designed split floorplan features designer touches throughout, 8-foot interior doors, plantation shutters, luxury vinyl plank flooring, and a soft water system. The chef's kitchen is the heart of the home, featuring a huge island with breakfast bar, pendant lighting, granite countertops, gas cooktop, roll-out cabinet trays, and soft-close cabinetry. The spacious primary suite offers a huge walk-in shower with tiled surrounds, while the primary closet is enhanced with custom drawers and shelving. Enjoy beautifully landscaped front and rear yards featuring low-maintenance turf, including a private backyard putting green. Additional upgrades include surround sound and epoxy-coated garage floors. A terrific combination of style, functionality, and low-maintenance living in one of Anthem at Merrill Ranch's sought-after active adult neighborhoods.

7773 W Cactus Wren Way, Florence

$500,000

4 Beds ⋅ 3 Baths ⋅ 7088044 MLS ⋅ 2,705 SqFt.

Country Living with Room for Animals, Toys & More! This beautifully updated 4-bedroom, 3-full-bath home offers approximately 2,146 sq. ft. of comfortable living space on 1.286 acres, giving you the space and freedom you've been looking for. Thoughtfully remodeled and updated in 2024, the home features a welcoming fireplace, large laundry room, spacious living room with custom shelving, and a beautifully updated kitchen with white cabinetry, island, and included refrigerator. Outside, enjoy a fully fenced property with a generous covered back porch, grassy backyard, and gorgeous Arizona sunsets. There's plenty of room to build a shop, bring your horses, or create the ultimate setup for your toys and hobbies. A chicken coop is already in place & can stay, making this property ready for yo country-living dreams. The extra-deep and extra-wide 2-car garage provides plenty of room for vehicles, storage, and projects. Conveniently located just 2.5 miles from grocery stores and dining, 6 miles from historic Downtown Florence, 7 miles from Walmart, Tractor Supply and Coolidge shopping, and approximately 5 miles from Florence Hospital. Target is approximately 11 miles away. Hikers will enjoy hiking F Mountain, Outdoor enthusiasts will appreciate the easy access to the surrounding desert and miles of opportunities for off-road adventures. Whether you're looking for a full-time residence, winter retreat, or a place to finally have room for your horses, toys and hobbies, this property offers the perfect blend of country freedom and everyday convenience. Come enjoy the wide-open spaces, rich history, and small-town charm that make Florence such a special place to come home! Seller is moving out of state and ready to sell.

23538 N Mustang Way, Florence

$399,990

3 Beds ⋅ 2 Baths ⋅ 7087902 MLS ⋅ 1,998 SqFt.

Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender. This single-story Manzanita offers 1,998 sq. ft. with 3 bedrooms, 2 baths, and a 2.5-car garage on a 7,200 sq. ft. homesite. Highlights include a covered patio, bay window and tray ceiling in the Owner's Suite, double doors at the den, and a built-in media wall with fireplace. The chef's kitchen features quartz countertops, upgraded cabinetry, a farm-style sink, and Whirlpool gas appliances. Smart home features, front and rear landscaping, and a luxurious Owner's Bath complete this home.

6791 W Ebbets Court, Florence

$376,990

3 Beds ⋅ 2 Baths ⋅ 7087853 MLS ⋅ 1,756 SqFt.

Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender. This Senita floor plan offers 3 bedrooms, 2 baths, and 1,756 sq. ft. on a 5,704 sq. ft. homesite. Features include a 2-car garage with a 4' extension, courtyard wall and gate, and covered patio. Inside, enjoy quartz countertops, maple cabinetry, tile flooring, upgraded carpet, Whirlpool gas appliances, and a luxurious owner's bath with separate tub and shower. Smart home features, ceiling fan prewires, a garage service door, and additional gas connections complete this home.

6604 W Ebbets Way, Florence

$322,000

3 Beds ⋅ 3 Baths ⋅ 7087620 MLS ⋅ 2,221 SqFt.

MOVE IN READY!! Open floor plan with den and half bath downstairs. Large kitchen island is perfect for entertaining and hosting parties. Vaulted ceiling in loft with views of the desert with no neighbors behind you. If you are looking for a home to grow in, part of the loft and the den can be easily converted into bedrooms making it 5 bedroom!!

6396 E Lush Vista View, Florence

$349,999

3 Beds ⋅ 2 Baths ⋅ 7087198 MLS ⋅ 1,383 SqFt.

DESERT DREAMS ON DOGWOOD! Renovated 3-bedroom, 2-bath home + den w/ a split great-room floor plan. Updates include a Newer METAL ROOF,2026 HVAC, New 2025 PLANK FLOORING Throughout, Newer INTERIOR/EXTERIOR PAINT, & select Newer LIGHTING & PLUMBING FIXTURES. The Kitchen shines w/ NEWER BUTCHER BLOCK COUNTERS, White Freshly Painted Raised-Panel Cabinets, S/S Appliances & White Subway-Style Backsplash. Enjoy the Sunrises & Mountainous Views from the Extended Wooden Deck & The Low maintenance, Desertscaped Corner Lot offers two New Shaded Carports, & the 20-ft Storage Container is ideal for Storage &/Or a Tack/Feed Room, which adds to the Ideal Horse Set-Up, 2- Shaded Stall Shed Row w/ Turnout/Riding Arena. So, Saddle Up because there is room to ride, relax & enjoy Arizona living!

14888 N Dogwood Road, Florence

$424,700

2 Beds ⋅ 2 Baths ⋅ 7087182 MLS ⋅ 1,711 SqFt.

Elevated desert-wash views, a premium corner homesite, exceptional outdoor living, an extensively upgraded climate-controlled garage, and a furnished offering set this Sanctuary model apart. With 1,710 sq. ft., 2 bedrooms and 2 baths, this beautifully upgraded home combines an open-concept design, extensive custom improvements, outstanding functionality, and effortless Arizona living. Perfectly positioned on an elevated corner homesite overlooking a spacious desert wash, the setting provides open desert surroundings and wonderful separation, with a walking path just beyond the backyard. Best of all, the home is offered furnished, making it easy to settle in and start enjoying the Sun City Anthem lifestyle. Inside, the popular Sanctuary floor plan feels bright, open, and inviting. Tile flooring throughout means NO CARPET, while granite countertops and backsplash, upgraded recessed lighting and ceiling fans, under-cabinet kitchen lighting, and Hunter Douglas power roller shades add style and convenience throughout the home. The second bedroom offers exceptional versatility with a custom Murphy bed and built-in cabinetry, while the primary suite features custom closet cabinetry for beautifully organized storage. The laundry room has also been enhanced with custom cabinetry and a stainless-steel utility sink. Step outside and take advantage of Arizona's indoor-outdoor lifestyle. An extended paver patio and pergola create a wonderful space for relaxing or entertaining while enjoying the open desert setting. Additional exterior improvements include paver walkways, thoughtfully designed landscaping with two watering zones, solar sun shades, rain gutters, Bulldog security screen doors, and fresh exterior paint completed in 2025. And then there's the garage--a standout feature of this property. Extended to approximately 24 feet deep, the garage is insulated and equipped with a mini-split for heating and cooling, epoxy flooring, suspended storage racks, custom cabinetry, and a workbench. Outside, an extended driveway measuring approximately 27 feet with additional 2-foot side extensions provides even more usable space, while a 30-amp RV outlet adds another level of functionality. Additional improvements include a water softener and reverse-osmosis system, soft-start equipment on both A/C units, and HVAC ductwork cleaned in 2024. Located in Sun City Anthem at Merrill Ranch, 4287 N Brigadier Drive offers much more than a beautiful home. With its elevated desert-wash setting, extensive upgrades, impressive garage, outdoor living spaces, custom storage, and furnished offering, this is a home designed to make Arizona living easy from day one. Beyond the home, Sun City Anthem at Merrill Ranch delivers the resort-style experience that makes this 55+ community so special. The 48,000-square-foot recreation center serves as the heart of the community, with indoor and outdoor pools, extensive fitness facilities, pickleball, tennis, bocce ball, creative arts and hobby spaces, and an incredible variety of clubs, activities, and social events. Golfers can enjoy the Troon-managed championship Poston Butte Golf Club, while the Anthem Grille offers a full-service restaurant and bar right within the community--perfect for meeting friends, enjoying dinner and drinks, or relaxing after a round of golf.

4287 N Brigadier Drive, Florence

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