Florence Homes with Owner May Carry New Financing

Florence Homes with Owner May Carry New Financing

Welcome to Florence, Arizona – a charming town steeped in rich history and vibrant community spirit. Nestled in Pinal County, Florence offers a unique blend of small-town charm and modern conveniences, making it an ideal place for those seeking a serene lifestyle with easy access to urban amenities.

Florence is not just a place to live; it's a community that celebrates its heritage. As one of Arizona's oldest towns, it boasts a picturesque downtown area with historic buildings, local boutiques, and delightful eateries that reflect the town's character. Residents enjoy a close-knit atmosphere, where community events and festivals bring neighbors together, fostering a sense of belonging.

For homebuyers looking to settle in this inviting locale, Florence offers an array of housing options, including homes with Owner May Carry New Financing. This flexible financing option is perfect for those looking to purchase their dream home without the traditional constraints of bank financing. It opens doors for first-time buyers, investors, and anyone looking to take advantage of the flourishing real estate market in the area.

Florence is surrounded by stunning desert landscapes and breathtaking mountain views, providing ample opportunities for outdoor enthusiasts. From hiking and biking to exploring the nearby Pinal County parks, there’s no shortage of adventure right at your doorstep.

Whether you’re drawn to Florence for its historic charm, community spirit, or the enticing real estate opportunities, you’ll find that this town has something special for everyone. Discover your future home in Florence, where the past meets the present, and every day feels like a warm embrace.

Newest Florence Homes with Owner May Carry New Financing

Take advantage of this 2.5-acre property, which consists of two 1.25-acre lots. The owner prefers to sell them together as they complement each other well. Each lot includes a well share, providing excellent access to water. The soil is ideal for horses, and the land features a nice mix of Ironwood and Palo Verde trees. Electric service is available through SCIP, with power located at both the well and the neighboring property. Reach out to SCIP for Due Dillegence. Or go off grid with a complete solar setup. Pinal county is BARNDO FRIENDLY

E Cactus Flower Drive Unit C and D, Florence

Two lots totaling approximately 4+ acres in fast-growing Pinal County! An excellent opportunity to build or bring your future home, create a private desert retreat, or invest for long-term growth. Parcels 206-06-031C and 206-06-031D are being offered together, with electric nearby. Enjoy wide-open Arizona skies, extra breathing room, and plenty of possibilities. Dry washes along east end of lot offer nice variety. Seller may carry with acceptable terms. New improved cell service in the area. New pics and video coming soon!

N Biznaga Street Unit -, Florence

Don't miss this opportunity to own a desirable corner lot complete with a well maintained, furnished 2003 34' SunnyBrook fifth wheel ready for you to move in and start enjoying the lifestyle you've been looking for. Perfectly situated on the sunny side of the street, this inviting home offers ceiling fans in both the living room and bedroom for added comfort, along with numerous recent upgrades, including a new roof (2025), upgraded water purification system, newer metal entry steps, and a modern remote-controlled awning for effortless outdoor living. Located in the highly sought after 55+ Caliente Casa De Sol community, you'll enjoy resort style living with an incredible selection of amenities. Spend your days relaxing in one of four pools and spas, staying active with pickleball and horseshoes, or connecting with neighbors through cards, crafts, ceramics, and countless social activities. Additional conveniences include four laundry facilities, a clubhouse, woodshed, annex building, and much more. Whether you're looking for a seasonal retreat or full-time residence, this turnkey property offers exceptional value, low-maintenance living, and an active community you'll love.

202 E Palo Verde Lane Unit 273, Florence

2 Beds ⋅ 2 Baths ⋅ 7046412 MLS ⋅ 1,352 SqFt.

Your dream kitchen has arrived! The open-concept layout of this 2 bedroom home centers around a beautifully remodeled kitchen with granite countertops, updated cabinetry, a designer backsplash, and a spacious walk-in pantry. The attached, oversized Arizona room offers additional living space and opens to a covered patio and large workshop, perfect for hobbies, storage, or projects. Step into the fully fenced backyard where a private staircase leads to an observation deck with breathtaking panoramic mountain views--the perfect place to enjoy Arizona's spectacular sunrises and sunsets. Updated lighting and ceiling fans add a fresh, modern touch throughout. Situated on a spacious corner lot, you'll enjoy extra outdoor space without the extra maintenance.

3600 N Colorado Avenue, Florence

Discover the freedom of rural Arizona living on this GR zoned parcel in Florence. Ideal for a custom home, horse property, hobby farm, or long term investment, this land offers the space and flexibility to bring your vision to life. Enjoy peaceful desert surroundings, wide open views, and a country lifestyle while remaining within convenient reach of shopping, dining, schools, and other local amenities. Whether you are looking to build now or invest for the future, this property presents a unique opportunity in a growing area. Buyer to verify all facts, zoning, utilities, and intended use through their own due diligence.

S Parks Street Unit '-', Florence

Property is located south of Florence Kelvin-Highway. Property has recently been split into three 13-acre lots. Property is gated at Barkerville. Perfect opportunity for a small ranchette or private playground in the desert! Seller will consider terms (25% down, 9% interest, 5-year amortization, 3-year balloon, quarterly payments).

S Barkerville Road Unit -, Florence

*Adjacent Lot available* Escape to wide-open spaces with this 18.6 acre off-grid parcel in Florence, Arizona. Tucked behind a locked gate, this property offers privacy, peace, and protection from unwanted traffic. Surrounded by natural desert vegetation and stunning Arizona landscapes, it's the perfect location for those seeking a quiet retreat, recreational property, future homestead, or investment opportunity. Enjoy expansive desert views, star-filled night skies, and the serenity of rural living while still being within reach of town. Located approximately 1.5 miles from Florence-Kelvin Highway and just 23 miles (about 30 minutes) from historic downtown Florence, you'll have convenient access to shopping, dining, and local amenities while maintaining the privacy and seclusion of off-grid living. No HOA. Bring your vision and enjoy the freedom of owning a piece of Arizona's beautiful open desert.

011B Gardenshire Road Unit E82, Florence

Escape to wide-open spaces with this 18.47-acre off-grid parcel in Florence, Arizona. Tucked behind a locked gate, this property offers privacy, peace, and protection from unwanted traffic. Surrounded by natural desert vegetation and stunning Arizona landscapes, it's the perfect location for those seeking a quiet retreat, recreational property, future homestead, or investment opportunity. Enjoy expansive desert views, star-filled night skies, and the serenity of rural living while still being within reach of town. Located approximately 1.5 miles from Florence-Kelvin Highway and just 23 miles (about 30 minutes) from historic downtown Florence, you'll have convenient access to shopping, dining, and local amenities while maintaining the privacy and seclusion of off-grid living. No HOA. Bring your vision and enjoy the freedom of owning a piece of Arizona's beautiful open desert. Adjacent lot 18 acres also available.

011A Gardenshire Rd Road Unit W82, Florence

1 Beds ⋅ 1 Baths ⋅ 7036888 MLS ⋅ 413 SqFt.

Welcome to Caliente Casa Del Sol, a sought-after 55+ community in Florence, AZ where you own the land--no land lease! This beautifully remodeled home, updated by a licensed general contractor, is move-in ready and features granite countertops, new flooring, fresh interior paint, updated lighting, new vanities, and a remodeled walk-in shower. The spacious kitchen offers a full-size range and ample cabinet space. Enjoy low-maintenance living with low HOA fees and access to community pools, clubhouse activities, and a vibrant social calendar. Perfect as a year-round residence or winter retreat. Affordable, updated, and ready for its new owner!

106 E Hedge Drive, Florence

Rare opportunity to own ±60 acres of scenic Arizona desert with frontage on Kelvin Florence Highway in the rapidly growing Florence area. Surrounded by State Land on the north and west, this private parcel offers exceptional views of the Mineral Mountains, Newman Peak, and the Superstition Mountains. Zoned GR (General Rural) in Pinal County, the property allows a variety of uses including residential, agricultural, equestrian, and recreational opportunities. The level to gently rolling terrain is dotted with native saguaro cacti, creating the classic Sonoran Desert landscape buyers seek. Ideal for a custom ranch, rodeo arena, equestrian retreat, residential development, or long-term investment. The property has potential for future parcel splits and lies in the path of growth. Power is located approximately ½ mile west on Diffin Road, with nearby well activity supporting future development. Enjoy peaceful desert living with paved highway access, abundant outdoor recreation, and endless possibilities on this unique Arizona land holding.

+/-60acres E Florence-Kelvin Highway Unit -, Florence

SEE PLAT MAP IN PICTURES LOTS 5,6,7,8 THERE ARE 4 LOTS HERE FOR SALE. 3 ARE 1.250 ACRES OFFERED AT $135,000.00 EACH 1- 1.549 ACRES OFFERED AT $165,000.00 OWNER WILL CARRY AT 6% INTREST WITH 20% DOWN AMORTISED OVER 30 YEARS WITH A BALLOON PAYMENT IN 15 YEARS. THE LISTING AGENT HAS THE DETAILS. Sweeping views of the Sonoran Southwest Desert's wide open spaces! The most beutiful Sunsets in the Western skies!

0000 E Adamsville Road Unit -, Florence

Picture 9.1 acres of Sonoran Desert with saguaros, mountain views, and room for a home, manufactured-home setup, horse property, or small homestead. This SR-zoned parcel sits off Escrito Road near Florence and Arizona City.

002 -M Escrito Road Unit -, Florence

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Melissa Camargo

With over 20 years of real estate experience, Melissa Camargo is a trusted and knowledgeable Realtor® proudly serving the Tri-Valley and surrounding areas. Known for her dedication, clear communication, and client-first approach, Melissa ensures a smooth and stress-free buying and selling process for everyone she works with. In 2024, Melissa was honored as the “Greatest of the Grande” — voted Best Realtor® of the Casa Grande Valley, a testament to her outstanding service, strong community reputation, and deep local roots. A Tri-Valley native, Melissa offers deep insight into the local market, neighborhoods, and community dynamics. Whether you're buying your first home, selling a property, investing in land, or navigating a short sale or owner-financing situation, Melissa’s expertise ensures you're in capable hands. She specializes in: Home Buying & Selling First-Time Home Buyer Programs Investment Properties Land/Lots sales Multi-Unit Properties Short Sales & Bank-Owned Properties Owner Financing Opportunities Melissa holds the Graduate Realtor Institute (GRI) and Accredited Buyer’s Representative (ABR) designations. She’s a proud member of ARMLS, MLSSAZ, WESERV, AAR, NAR, and also holds the At Home with Diversity Certification. As a bilingual agent fluent in Spanish, Melissa is passionate about serving diverse clients across the region. Currently the Branch Manager for Ivory Towers Realty’s Casa Grande office, Melissa believes that buying or selling a home is one of the most important decisions a person can make—and she considers it an honor to help guide her clients through every step. When she’s not working, Melissa enjoys spending quality time with her husband and their four children. Whether cheering them on at sporting events, camping under the stars, relaxing at the lake, or escaping to the beach, Melissa cherishes the outdoors and the joy of family.

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