Eloy Homes with Owner May Carry New Financing

Eloy Homes with Owner May Carry New Financing

Welcome to Eloy, Arizona – a hidden gem nestled in the heart of Pinal County. This vibrant city, steeped in rich history and surrounded by stunning desert landscapes, offers a unique blend of small-town charm and modern conveniences. With its warm climate and friendly community, Eloy is an ideal place for families, retirees, and everyone in between.

Eloy is strategically located between the bustling cities of Phoenix and Tucson, making it a perfect spot for those who enjoy the tranquility of a quieter lifestyle while still having access to urban amenities. The city boasts a variety of recreational opportunities, including parks, hiking trails, and nearby attractions such as the majestic Picacho Peak State Park. The welcoming atmosphere, coupled with a lower cost of living, makes Eloy an attractive destination for homebuyers.

One of the standout features of the Eloy real estate market is the availability of homes with Owner May Carry financing options. This flexible financing arrangement allows buyers to purchase their dream home without the stringent requirements of traditional bank loans. Whether you're a first-time buyer or looking to invest, this option opens the door to homeownership for many who might otherwise find it challenging to secure financing.

Explore Eloy, where the desert sun shines brightly on a community that values connection, growth, and opportunity. With diverse housing options and an inviting atmosphere, Eloy is ready to welcome you home. Come discover your slice of paradise in this enchanting city!

Newest Eloy Homes with Owner May Carry New Financing

$5,497
7068408 MLS
STOP! MOTIVATED SELLER! LOT(S) IN ELOY, ARIZONA FOR SALE. OWN A PIECE OF THE DESERT STATE TODAY. OWNER HAS MULTIPLE PROPERTIES IN THE REGION. NEAR BIG BUSINESS'S COMING TO PINAL COUNTY. INQUIRE FOR MORE INFORMATION. PRICED FOR A QUICK SALE. SUBMIT ALL OFFERS! BUYER TO VERIFY SCHOOLS, ZONING / USE, UTILITIES, BUILDABILITY AND ALL PERTINENT INFORMATION. ALL INFORMATION DEEMED ACCURATE BUT NOT GUARANTEED.

4620 N Arizona Street Unit 19, Eloy
$19,999
7068200 MLS
Corner lot. Right on the corner of Valley and Papago - Close to I-10 and I-8 . No HOA, no time limit to build. Prop Tax $14/yr! Buyer to verify all info. All figures and measurements are approximate. Owner has more lots in the area.

4205 N Valley Road Unit 1G, Eloy
$18,000
7066865 MLS
This is it!! Build your dreams without an HOA! Unlimited growth in the area, tons of new projects and proposals. Build now or invest in the future. Either way you win!

3605 N Cactus Wren Drive Unit 6, Eloy
$35,000
7060101 MLS
Prime R-3 Multifamily Development Opportunity in Eloy! This R-3 zoned residential lot offers excellent potential for apartments, townhomes, or other multifamily housing (subject to City of Eloy approval). Utilities are a major advantage, with public water and sewer available adjacent to the property, helping streamline future development. Looking for a larger project? This parcel is available individually or together with two adjacent R-3 parcels, creating an approximately 1.06-acre development site with expanded design flexibility for a larger multifamily community. Conveniently located near I-10 between Phoenix and Tucson, the property offers excellent access while benefiting from Eloy's continued residential and economic growth.

4 W Francisco Drive Unit 4, Eloy
$45,000
7053134 MLS
10+ Acres of true seclusion isn't just rare--it's almost impossible to find. Until now. This parcel in Eloy offers absolute privacy with ELECTRIC ACCESS ON PROPERTY! No neighbors. No traffic noise. No streetlights. Just you, the land, & endless horizon in every direction. Build your dream homestead without compromise. Set up an off-grid sanctuary. Create your own private compound. Or simply own a piece of untouched desert where no one can bother you--ever. Out here, you make the rules. You decide what happens on your land. Stop imagining what true serenity feels like. Come experience it yourself. Seller will carry! Parcel ''E-1'' Is the GREEN rectangle on the colored survey. THIS LISTING IS FOR THIS 10.109 ACRES ONLY. See attached survey in photos to guide you to the lot.

0000 W Curtis Road Unit E-1, Eloy
$34,999
7053132 MLS
10+ Acres of true seclusion isn't just rare--it's almost impossible to find. Until now. This parcel in Eloy offers absolute privacy with ELECTRIC ACCESS ON PROPERTY! No neighbors. No traffic noise. No streetlights. Just you, the land, & endless horizon in every direction. Build your dream homestead without compromise. Set up an off-grid sanctuary. Create your own private compound. Or simply own a piece of untouched desert where no one can bother you--ever. Out here, you make the rules. You decide what happens on your land. Stop imagining what true serenity feels like. Come experience it yourself. Seller will carry! Parcel ''E-1'' Is the GREEN rectangle on the colored survey. THIS LISTING IS FOR THIS 10.109 ACRES ONLY. See attached survey in photos to guide you to the lot.

0000 W Curtis Road Unit E-4, Eloy
$134,999
7053024 MLS
Great opportunity to own 10 acres with seller financing available! Conveniently located just 15 minutes from I-10, this property offers easy access while providing plenty of space and privacy. Power is nearby, making it an excellent opportunity for future development, a custom home, manufactured home, or long-term investment. Don't miss your chance to own a versatile piece of Arizona land with endless potential.

W Shay Rd. 10 Acres -- Unit 15, Eloy
$14,000
7052588 MLS
Come check out this budget-friendly lot in a beautiful, up-and-coming location! Offering the perfect blend of affordability and gorgeous desert surroundings, this parcel is a fantastic investment or the ideal spot for your future home. Don't miss out on this growing area--grab it before it's gone!

3330 N Tewa Circle Unit 10, Eloy
$300,000
7052147 MLS
CAP Canal Frontage! ±10.6 Acres - Prime Investment & Development Opportunity Rare opportunity to own approximately 10.6 acres with frontage along the Central Arizona Project (CAP) Canal in one of Arizona's fastest-growing corridors. Ideally located between Eloy, Coolidge, and Casa Grande, this flat, buildable corner parcel offers outstanding long-term investment potential with convenient access to Highway 87, Interstate 10, and major transportation routes. Is designated for Industrial use in the Coolidge General Plan. Less than a mile from Highway 87 and is located near the Lucid Motors manufacturing facility and future Procter & Gamble's manufacturing plant, placing it in the heart of an expanding employment and industrial corridor. It also lies within the planned route of a proposed fwy bypass to Coolidge. Creating excellent future upside through potential annexation and rezoning. Buyers should verify all future land use and development potential. Currently located in unincorporated Pinal County and zoned GR (General Rural), the property offers immediate flexibility for residential or agricultural uses while providing excellent long-term investment potential. GR zoning allows site-built homes, manufactured homes, agricultural activities, livestock, horses, and a variety of other rural uses. Ask the broker for a complete list of permitted uses and zoning information. The parcel enjoys good dirt road frontage on Shedd Road with access from Vail Road a second dirt road, providing excellent accessibility. Electrical service, including ED2 power, is nearby, with power located approximately 150 yards from the property. The land is level, naturally vegetated, and offers wide-open desert views with no HOA. Whether you're looking to build a custom home, establish a rural retreat, develop an agricultural operation, or secure property in the direct path of Arizona's continued industrial and residential growth, this parcel offers exceptional value. Owner may carry financing. Offered at only $300,000! Contact the broker for maps, zoning information, and property details.

10acres E Shedd Road Unit -, Eloy
$29,000
7049719 MLS
Pinal county is growing like a wildfire! Come discover what central/south east AZ is buzzing amidst growth and development. If acreage that you can breathe in is your jam you might want to highlight this one. Land is surrounding my beautiful mountain ranges. North and South boundaries are newly paved road. The land is flat with smaller shrubs and plants. Power is across the street on south side and also nearby poles on the North. Everybody has water hauled in in these parts. Eloy and this area are growing fast. New tech is making this lifestyle easier and easier and just think what value this land will have in 5, 10, 15 years. This land has been thoroughly review before purchased. Lets get you some land in a rapidly developing area!

W Centaurus Avenue Unit 70, Eloy
$13,900
7047422 MLS
Discover the perfect canvas to build your future on this expansive 15,098 sq ft R3 (Multiple Family Residential: 10-24 du/acre) lot located at 4335 N Cortez Dr in Eloy, AZ. Situated in a quiet neighborhood with paved road access and nearby utilities, this property offers incredible potential for a custom home or investment project. With no HOA, you'll enjoy the freedom and flexibility to design your space your way. Conveniently located between Phoenix and Tucson and just minutes from I-10, this lot is ideal for those seeking value in a fast-growing area. Don't miss out on this opportunity to invest in Eloy's future! SELLER FINANCING AVAILABLE

4335 N Cortez Drive Unit -, Eloy
$21,000
7047401 MLS
Build or Invest in Growing Eloy! This 0.327-acre (approx. 14,224 sq ft) lot is zoned R1-12 for single-family residential use and offers an excellent opportunity for a custom home or long-term investment. Located on a quiet cul-de-sac in a developing area of Eloy with no HOA, this flat, buildable lot has nearby utilities and easy access to I-10. Positioned between Phoenix and Tucson, this area is seeing steady growth and increasing demand. A great find for investors or future homeowners! Lots also available to purchase individually. SELLER WILL FINANCE

4325 & 4335 N Roble Circle Unit -, Eloy
Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.