Eloy Homes with Cash to Loan New Financing

Eloy Homes with Cash to Loan New Financing

Welcome to Eloy, Arizona – a hidden gem nestled in the heart of Pinal County. This vibrant city, located just a stone's throw from the bustling metropolis of Phoenix, offers a unique blend of small-town charm and modern convenience. With its picturesque desert landscapes and a warm, welcoming community, Eloy is an ideal place for those seeking a serene lifestyle without sacrificing access to urban amenities.

Eloy boasts a rich history and a diverse cultural heritage, making it a fascinating place to call home. The city is known for its friendly atmosphere and a variety of recreational activities, from hiking and biking in the nearby Picacho Peak State Park to enjoying community events that bring residents together. With a growing population and an expanding economy, Eloy is becoming an increasingly attractive destination for families, retirees, and young professionals alike.

For prospective homeowners, Eloy presents an exciting opportunity with its homes available for cash-to-loan new financing. This flexible financing option allows buyers to secure their dream home while taking advantage of favorable market conditions. Whether you're looking for a cozy starter home or a spacious family residence, Eloy offers a diverse array of properties to suit every taste and budget.

With its affordable housing market and a strong sense of community, Eloy is not just a place to live – it’s a place to thrive. Discover the charm of Eloy, where your dream home awaits and a vibrant lifestyle is just around the corner!

Newest Eloy Homes with Cash to Loan New Financing

4 Beds ⋅ 3 Baths ⋅ 7062349 MLS ⋅ 2,034 SqFt.

🏡 Contemporary 4 bedroom, 3 full bath home on a ¼ acre corner lot. The open and airy floor plan flows beautifully for entertaining and everyday living, with clean architectural lines and a modern feel throughout. Three full baths mean no morning wait, and the two car garage delivers parking plus storage. Corner lot with added elbow room and strong street presence.

3505 N Algodon Drive, Eloy

Almost 1-acre commercial-zoned lot for sale in Eloy, AZ. Utilities including water, sewer, and electricity are available at the property line. Conveniently located just minutes north of the I-10 exit with excellent access and visibility. Close to the Eloy Industrial Park, new hospital, and surrounding commercial development. Ideal opportunity for a variety of commercial uses in a growing area.

503 N Sunshine Boulevard Unit 2, Eloy

Rare 20Â± acre investment opportunity in Pinal County, ideally located near I-10 with electricity and water already on site. The parcel includes two wells -- a domestic well and an 800' observation well -- sitting atop a productive aquifer, making this a standout opportunity for a group or investor looking to establish a private water company. Positioned directly across from an upcoming master-planned development bringing a grocery store, apartments, and a new single-family subdivision to the area, this property offers both immediate utility and strong long-term growth potential. Buyer to verify all well status, water rights, zoning, and usage with Pinal County and ADWR.

101 E Houser Road Unit A, Eloy

3 Beds ⋅ 2 Baths ⋅ 7050348 MLS ⋅ 1,438 SqFt.

Discover this new build with NO HOA! Upgraded tile flooring, designer pendant lighting & raised panel doors throughout. Chef-ready kitchen boasts quartz counters, upgraded appliances, white shaker cabinets, pantry & breakfast bar. 3 spacious bedrooms w/ carpet, private ensuite master bath & walk-in closet. Covered patio, landscaped front yard w/ irrigation, plus a 12ft RV gate & 4ft man gate block wall. Energy-efficient spray foam insulation throughout, including garage w/ upgraded epoxy flooring. $0-down USDA financing available for qualified buyers, plus generous lender incentives available.

3160 W Romana Drive, Eloy

2 Beds ⋅ 2 Baths ⋅ 7019749 MLS ⋅ 1,404 SqFt.

Beautifully appointed FURNISHED villa with 2 beds, 2 baths, and a versatile den, centered around a fully enclosed courtyard for seamless indoor-outdoor living. This move-in ready home features upgraded cabinetry, granite countertops, stainless steel appliances, plank tile flooring, plus rain gutters and a water softener. The den is ideal for a home office or guest space. Enjoy your spacious covered courtyard--fully enclosed for privacy, perfect for relaxing or entertaining, with no neighbors behind. A 2-car garage and HOA-maintained exterior offer true low-maintenance living. Located in the highly desirable 55+ community of Robson Ranch--this is more than a home, it's a lifestyle!

4239 W Hanna Drive, Eloy

High value proposition with location, zoning, and access upside. Strategic location near I-10 with access to Phoenix & Tucson. Zoned for industrial/light commercial uses. Utilities on site. Located in a strong growth corridor in Pinal County, Ideal for logistics, manufacturing, or storage/parking. Flat, developable parcel with existing curbing at driveway. Located in an opportunity zone.

406 S Sunshine Boulevard Unit 1, Eloy

🏡 Build Your Dream Home in Eloy! This spacious lot in Eloy, AZ is ready for your vision! With water and electricity already at the property line, it's primed for immediate development—no waiting or hassle. Enjoy the peace of a quiet desert setting while still being conveniently located near major roadways and growing communities. Whether you're planning a custom home, a seasonal retreat, or an investment project, this build-ready lot offers the perfect foundation to start fresh. 📍 Utilities at Property Line.🌵 Scenic Desert Views . 🚧 Construction-Ready. Don't miss this opportunity to create something special in the heart of Arizona!

3200 W Hanna Road Unit 17, Eloy

Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.

Melissa Camargo

With over 20 years of real estate experience, Melissa Camargo is a trusted and knowledgeable Realtor® proudly serving the Tri-Valley and surrounding areas. Known for her dedication, clear communication, and client-first approach, Melissa ensures a smooth and stress-free buying and selling process for everyone she works with. In 2024, Melissa was honored as the “Greatest of the Grande” — voted Best Realtor® of the Casa Grande Valley, a testament to her outstanding service, strong community reputation, and deep local roots. A Tri-Valley native, Melissa offers deep insight into the local market, neighborhoods, and community dynamics. Whether you're buying your first home, selling a property, investing in land, or navigating a short sale or owner-financing situation, Melissa’s expertise ensures you're in capable hands. She specializes in: Home Buying & Selling First-Time Home Buyer Programs Investment Properties Land/Lots sales Multi-Unit Properties Short Sales & Bank-Owned Properties Owner Financing Opportunities Melissa holds the Graduate Realtor Institute (GRI) and Accredited Buyer’s Representative (ABR) designations. She’s a proud member of ARMLS, MLSSAZ, WESERV, AAR, NAR, and also holds the At Home with Diversity Certification. As a bilingual agent fluent in Spanish, Melissa is passionate about serving diverse clients across the region. Currently the Branch Manager for Ivory Towers Realty’s Casa Grande office, Melissa believes that buying or selling a home is one of the most important decisions a person can make—and she considers it an honor to help guide her clients through every step. When she’s not working, Melissa enjoys spending quality time with her husband and their four children. Whether cheering them on at sporting events, camping under the stars, relaxing at the lake, or escaping to the beach, Melissa cherishes the outdoors and the joy of family.

Learn More