Youngtown Homes with FHA New Financing

Welcome to Youngtown, Arizona – a hidden gem nestled in the heart of Maricopa County! This charming town is known for its friendly atmosphere, picturesque landscapes, and a community spirit that welcomes newcomers with open arms. Youngtown boasts a rich history, having been founded in the 1950s as one of the first planned retirement communities in the United States. Today, it has evolved into a vibrant town that appeals to families, retirees, and everyone in between.

One of the standout features of Youngtown is its affordable housing market, which includes a variety of homes that are eligible for FHA financing. This means that first-time homebuyers and those looking to make a change can take advantage of low down payment options and competitive interest rates. Whether you’re searching for a cozy single-family home or a charming townhouse, Youngtown offers an array of properties that cater to diverse lifestyles and budgets.

In addition to its attractive housing options, Youngtown is strategically located near major highways, making it easy to access nearby cities like Phoenix and Glendale. Residents can enjoy a plethora of recreational activities, from serene parks to local events that foster community engagement. With its warm climate, beautiful surroundings, and a strong sense of community, Youngtown is not just a place to live—it's a place to thrive.

Discover the charm of Youngtown, where your dream home awaits, and experience the perfect blend of affordability and quality living. Let us help you navigate the exciting journey of homeownership with FHA financing options tailored just for you!

Newest Youngtown Homes with FHA New Financing

$235,000

3 Beds ⋅ 1 Baths ⋅ 7088711 MLS ⋅ 1,260 SqFt.

Charming single-story home with no HOA Large back yard with large rolling gate, and mature landscaping, a cozy front porch, and a spacious driveway. Inside, you'll find sizable living areas perfect for entertaining and relaxation, featuring tile flooring, wood-look paneling, plenty of natural light, and new neutral paint. The kitchen comes equipped with flat-panel cabinetry, a tile backsplash, and tiled countertops. You'll love the three spacious bedrooms. The Arizona room is perfect for relaxing evenings Get ready for weekend barbecues and fun gatherings in the backyard, complete with a covered patio and 3 storage sheds. Roof is about 1 year old, A/C is about 6 months old and vinyl siding so maintenance free exterior. This house could be a great 1st time buyers home, a rental, or flip

11116 W Greer Avenue, Youngtown

$285,000

2 Beds ⋅ 1 Baths ⋅ 7085645 MLS ⋅ 800 SqFt.

Welcome to this Charming Youngtown property featuring a 2-bedroom, 1-bath main home plus a detached 1-bedroom, 1-bath studio/casita with private entrance. Both units are currently vacant, offering flexibility for an owner-occupant, multigenerational living, or rental income potential. Main home features an updated bath, no carpet, spacious covered patio, large fenced backyard, RV gate with alley access, and additional covered parking in front of the garage. Detached studio/casita is a documented approx. 288 SqFt additional living space. Documentation is availableunder documents tab for buyer review. Live in one and rent the other, use both for family, or explore rental opportunities for both. A unique property with flexibility and income potential. Must see!

11329 W Duluth Avenue, Youngtown

$420,000

3 Beds ⋅ 2 Baths ⋅ 7081949 MLS ⋅ 1,540 SqFt.

SELLER TO PROVIDE CONCESSIONS DEPENDING ON THE OFFER. SOLAR PAYMENTS ARE $107 MONTH COMBINED FOR SOLAR AND ELECTRIC BILL. Beautifully maintained and thoughtfully upgraded, this 3-bedroom, 2-bath home offers 1,540 sq ft in Youngtown. The interior features designer wood cabinetry, granite countertops, and stylish tile bathroom showers. Solar panels add energy-efficiency benefits, while the 1-year-old salt-free water conditioner provides added convenience. Enjoy the nicely landscaped backyard with firefly lighting and French drains, creating a beautiful and functional outdoor space. The 2-year-old washer and dryer are included. A wonderful combination of style, comfort, and practical upgrades!

11549 W Arron Drive, Youngtown

$389,000

3 Beds ⋅ 2 Baths ⋅ 7079084 MLS ⋅ 1,696 SqFt.

Reimagined & move-in ready! This single-story block home delivers exceptional modern living w/ no HOA, just mins from 101 & State Farm Stadium! Custom-opened interior; feat. a wide pass-through wall, raised kitchen ceiling, & bright sight-lines between the great room & kitchen. Upgraded kitchen shines with two-tone cabinetry, modern stainless appliances, & a new quartz-topped dry bar station. Rich wood-look flooring flows through main living areas & private primary suite. Both upgraded baths w/ premium glass surrounds, and large laundry includes washer + dryer! Step out back to your private resort-like oasis w/ synthetic turf, fruit trees, + extended covered patio; with upgraded electrical for ceiling fans, TV, & additional power. At night bistro lights + fire pit create the ultimate vibe!

10835 N 114th Drive, Youngtown

$285,000

3 Beds ⋅ 2 Baths ⋅ 7077300 MLS ⋅ 1,072 SqFt.

Beautifully updated and move-in ready! This home features brand-new laminate flooring, fresh interior paint, and a new A/C unit installed in 2025. The property also features solar for added energy efficiency, plus an approximately 266 sq. ft. workshop ideal for projects, hobbies, storage, or additional workspace. Workshop square footage is not included in the home's listed living area. Clean, refreshed, and ready for its next owner!

11351 N 113th Drive, Youngtown

$368,900

3 Beds ⋅ 2 Baths ⋅ 7076784 MLS ⋅ 1,622 SqFt.

Walk in and feel it: open, bright, and spacious, with 9-foot ceilings and wood-look plank tile flowing through the great room. The kitchen invites you to stay awhile, with a large island for cooking and gathering, rich 42-inch coco/maple cabinets, stainless appliances, and a roomy walk-in pantry. The primary suite is your retreat, with a large walk-in closet, a bath with two showers,one newer and modern, and a private door to the backyard. Step outside to a covered patio made for barbecues and sunset dinners, lush synthetic grass that stays green all year with no watering, a storage shed, and a full block wall on a private corner lot. Built in 2018, 3 bed, 2 bath, shingle roof, 2-car garage, leased solar, minutes from the Loop 101, shopping, and dining. Come fall in love with this home

10810 N 114th Drive, Youngtown

$299,900

3 Beds ⋅ 2 Baths ⋅ 7076098 MLS ⋅ 1,089 SqFt.

A unique opportunity in Youngtown! This 3 bedrooms and 1.5 bathrooms home sits on an exceptionally large lot, an uncommon and valuable feature for the neighborhood. The spacious outdoor area offers plenty of possibilities. Inside, enjoy an eat-in kitchen and a spacious living room, perfect for everyday living and family gatherings. The property also features decorative and citrus trees, a detached storage shed, a new roof and HVAC system, fresh exterior and interior paint, and no HOA. Conveniently located near Sun City, Surprise, shopping, dining, and major roadways. Home is being sold AS-IS.

11354 N 114th Drive, Youngtown

$387,100

4 Beds ⋅ 3 Baths ⋅ 7074481 MLS ⋅ 2,230 SqFt.

Move in ready with updated flooring, fresh paint, and a clean modern kitchen. Efficient 2 bed layout, refreshed bath, and a large low maintenance lot. Covered patio, storage, and no HOA. Close to US-60 and West Valley amenities.

11610 W Brown Street, Youngtown

$265,000

2 Beds ⋅ 1 Baths ⋅ 7072418 MLS ⋅ 909 SqFt.

Adorable, well-maintained ranch home in Youngtown offering an unbeatable location near Sun City's shopping, dining, and golf -- with no age restrictions and no HOA. ASSUMABLE 3% FHA LOAN, upon lender approval. Fresh interior paint and newly updated hardware and fixtures throughout give this home a clean, modern feel. The kitchen features ample white cabinetry, granite countertops, and stainless steel appliances. Low-maintenance tile flooring runs throughout the home. The bathroom has been updated with a tiled tub/shower surround, matte black fixtures, and a wood-accent vanity. One bedroom offers a sliding barn door closet. Outside, enjoy a large fully block-fenced backyard -- a standout feature for the area -- plus a covered, screened patio. You will enjoy the convenience of the attached carport, and indoor laundry room with washer/dryer included. Pavers have been added to create additional parking. Mature shade trees complete the desert landscaping front and back. Welcome home!

11130 W Jersey Avenue, Youngtown

$360,000

3 Beds ⋅ 2 Baths ⋅ 7062150 MLS ⋅ 1,730 SqFt.

This exceptional 3-bedroom, 2-bathroom single-story home features a wonderfully fluid layout packed with excellent everyday utility and the ultimate convenience of stairs-free living! Upon entering, you are welcomed by an expansive open-concept kitchen that serves as the central hub of the residence, seamlessly connecting a formal front family room with a relaxed secondary family room in the back. The well-designed kitchen comes fully equipped with functional appliances and features freshly refreshed cabinetry for a clean, cohesive look. Designed with everyday durability and modern aesthetics in mind, the low-maintenance interior is beautifully anchored by clean tile and vinyl flooring throughout the entire home. One or more photos are virtually staged. Thoughtfully optimized for maximum flexibility, this single-level residence offers distinct living zones that can easily accommodate a home office, media space, or comfortable family gatherings. Best of all, this home has been thoroughly prepped for its new owners with incredible peace-of-mind upgrades! Enjoy a Brand-New Tile Roof (2026) with all-new underlayment, a Fully Serviced HVAC System equipped with a brand-new Honeywell thermostat, freshly serviced bathrooms with a resurfaced vanity, and a Termite Treatment backed by a 1-Year Transferable Warranty! With fresh landscaping and a deep clean already completed, this low-maintenance gem is completely move-in ready.

11635 W Retheford Road, Youngtown

$340,000

2 Beds ⋅ 3 Baths ⋅ 7060175 MLS ⋅ 1,073 SqFt.

Welcome to this well-maintained home in the heart of Youngtown! This property features 2 beds and 2 baths, with thoughtful updates throughout. The enclosed covered patio features a mini-split system, providing flexible space that can be used as a hobby room or an additional living area. The 3rd bed is not included in the Sq ft features its own mini-split and a full bathroom. Recent improvements include dual-pane windows, updated flooring, roof, AC system, and a full bath, a spacious kitchen, ceiling fans throughout, and fresh interior paint. The property also includes an RV gate, mature fruit trees in both the front and back yards, and ample outdoor space to enjoy. Conveniently located with easy access to Loop 101 and Loop 303 and much more.

11427 N 112th Drive, Youngtown

$304,000

2 Beds ⋅ 2 Baths ⋅ 7056290 MLS ⋅ 1,140 SqFt.

R.V Parking Quiet mid-century single-family home built {1961} sits on a large, lot in an, older neighborhood of Youngtown, one of the first age -restricted retirement communities in the U.S The area today is Mixed age, and centrally located near Sun City, Surprise, and major arterials like Grand Ave {US-60} also shopping and entertainment centers are near like West Gate, Cardinals stadium, park west without the being in the middle of congestion.

11469 W Illinois Avenue, Youngtown

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