Surprise Homes under $400,000

Welcome to Surprise, Arizona—an inviting city nestled in the heart of Maricopa County, where the sun shines brightly over stunning desert landscapes and vibrant communities. Known for its friendly atmosphere and rich recreational offerings, Surprise is a hidden gem that perfectly blends urban conveniences with a relaxed suburban lifestyle.

Surprise boasts a diverse array of homes available for under $400,000, making it an ideal destination for first-time homebuyers, families, and retirees alike. Whether you’re seeking a cozy single-family home or a charming townhouse, you’ll find a variety of options that fit your budget without compromising on quality or comfort. Many of these homes feature modern amenities, spacious layouts, and delightful outdoor spaces—perfect for soaking up the Arizona sunshine.

In addition to affordable housing, Surprise offers an abundance of parks, golf courses, and recreational activities. Residents can enjoy the stunning landscapes of the White Tank Mountain Regional Park or take a leisurely stroll through the picturesque Surprise Community Park. The city also hosts numerous events throughout the year, fostering a strong sense of community and connection among its residents.

With its affordable homes, warm climate, and a wealth of amenities, Surprise is not just a place to live; it’s a place to thrive. Explore the possibilities of calling this charming city your new home, and discover the vibrant lifestyle that awaits you in Surprise, Arizona!

Newest Surprise Homes under $400,000

$314,900

3 Beds ⋅ 2 Baths ⋅ 7098369 MLS ⋅ 1,154 SqFt.

Welcome to this charming 3-bedroom, 2-bath home in the desirable Bell West Ranch community of Surprise! Offering 1,154 square feet of thoughtfully designed living space, this single-story home features an inviting open-concept great room, vaulted-feeling 9-foot-plus ceilings, and an abundance of natural light. The spacious eat-in kitchen offers maple cabinetry, generous counter space, and a functional layout that flows seamlessly into the main living area. The primary suite features a walk-in closet and private bathroom, while two additional bedrooms provide flexibility for guests, a home office, or everyday living. Step outside to a private, low-maintenance backyard featuring an extended covered patio, mature shade trees, and plenty of room to relax, entertain, or create your own outdoor retreat. Additional highlights include a two-car garage, ceiling fans throughout, and a combination of tile and carpet flooring. Conveniently located near neighborhood parks, walking paths, shopping, dining, and Loop 303, this home offers comfort, convenience, and easy access to everything Surprise has to offer. Whether you're looking for your next home or an investment opportunity, this Bell West Ranch property is one you won't want to miss!

17040 W Aberdeen Drive, Surprise

$165,000

1 Beds ⋅ 1 Baths ⋅ 7098065 MLS ⋅ 430 SqFt.

Cozy Cavco Park Model centrally located with the Great Happy Trails Resort. 1 Bedroom / 1 Bath with Mt Views, Fully Furnished and ready for the new AZ Snow Bird season. Comes equipped with the GEM Lithium Battery powered Neighborhood Electric Vehicle, Washer and Dryer, Patio Furniture and all the Homewares and Furnishings needed to enjoy resort living. Lots of extra space on the lot to expand your outdoor living space or park all the toys. The affordable HOA fee covers water, sewer, trash service and access to all amenities. Happy Trails Resort is a very lively 55+ Gated Community highlighted by Pickleball & Tennis Courts, Multiple Pools and Spas, Fitness Center, a Host of Craft Clubs, and Restaurant. Lots of Live Entertainment and tons of get-togethers mean there's never a dull moment. Come see what the Happy Trails Lifestyle is all about.

17200 W Bell Road Unit 1254, Surprise

$299,995

2 Beds ⋅ 2 Baths ⋅ 7097797 MLS ⋅ 1,081 SqFt.

Beautiful, gated Sun Village, a 55+ Active Adult Community. Come enjoy true resort living! Adorable 2 Bedroom, 2 Bath home with great curb appeal and front yard landscaping covered by HOA! Laminate and tile flooring throughout. Vaulted Ceilings make it bright and open. All appliances convey with purchase. Arizona room, and covered patio. Sun Village offers golf, heated swimming pool and spa, walking & biking paths, horseshoes, shuffleboard and much more. Lots of cabinets in the garage for extra storage.

14562 W Moccasin Trail, Surprise

$339,900

3 Beds ⋅ 2 Baths ⋅ 7097756 MLS ⋅ 1,522 SqFt.

Remodel 3Beds 2Baths Vaulted Ceiling. House has a new paint inside (including garage). Kitchen has been updated with new 3-inch granite countertop, new stainless-steel appliances, gas stove, new sink, faucet, lights and cabinet painting professionally. Separate living and family room. All tiles except for the bedrooms. (New tiles 2021) New Carpet/Padding. Bathrooms have new granite, sinks, faucets, plumbing, light fixtures, medicine cabinets and painting cabinets. Split master bedroom with large WC. All new light fixtures, chandeliers and ceiling fans throughout. Nice backyard with covered patio. 2 car garage with attached cabinets and opener. New side Gate.

13269 W Acapulco Lane, Surprise

14575 W Mountain View Boulevard Unit 10322, Surprise

$292,000

3 Beds ⋅ 2 Baths ⋅ 7097748 MLS ⋅ 1,651 SqFt.

Rare find at Park Place Condominiums, a gated community in Surprise! This 3 bedroom, 2 bath, 3rd floor, accessible feature condo has no neighbors above you and sweeping mountain views. Everything that matters has been updated, including new flooring, plush new carpet, fresh paint, modern baseboards, 2023 hot water heater and two new heat pumps/HVAC systems. Step out through the convenient sliding screen door to your patio and take in the fresh air and mountain views. Beyond your front door, Park Place offers a resort style lifestyle. Swim in the pool, unwind in the hot tub, work out in the fitness center, or pick up a book in the library. Get creative in the craft room, host a get-together in the multipurpose room, or stroll the community's walking paths. Whether you're looking for a full-time residence or a lock and leave retreat, this one is ready when you are. Furniture is available, so you can skip the shopping and start enjoying Arizona living right away.

14575 W Mountain View Boulevard Unit 10322, Surprise

$398,300

5 Beds ⋅ 3 Baths ⋅ 7097721 MLS ⋅ 2,105 SqFt.

Welcome Home! Space, location and comfort are blended in this beautiful 5-bed, 2.5-bath PLUS den home in Royal Ranch. Sports courts and playground outside your front door! The main level features a great room with dining, a den/flex space, half bath and a chef's kitchen with tons of storage, some newer appliances, including a gas range, island, and granite countertops. Upstairs, you'll find the oversized primary bedroom with ensuite and large walk-in closet, plus 4 generous bedrooms, two with walk-in closets. The backyard boasts new turf, a covered patio, built-in BBQ/Smoker, Pergola and fire pit. Great space for entertaining! Owned solar equals big savings! Minutes from Surprise Stadium Spring Training games and the sprawling Surprise Community Park, shopping and so much more!

15038 N 145th Lane, Surprise

$369,900

3 Beds ⋅ 2 Baths ⋅ 7097586 MLS ⋅ 1,232 SqFt.

3 Bedroom 2 Bath with 2 car garage. Kitchen Cabinets UPGRADED BRAND NEW with Quartz Counter tops. All BRAND NEW Kitchen Appliances. Tile floors throughout living area. Carpet in the bedrooms. Primary Bedroom had WALK-IN CLOSET. Primary bathroom has double sinks.---Tankless gas water heater. Garage has PLUG FOR ELECTRIC CAR.

16716 W Alameda Road, Surprise

$399,000

4 Beds ⋅ 3 Baths ⋅ 7097504 MLS ⋅ 1,961 SqFt.

This spacious 4-bedroom, 2.5-bath home has so much to offer! Enjoy a large primary bedroom with a walk-in closet, RV side gate access, 2 car attached garage, and a generously sized backyard with a covered patio--ready for you to bring your vision to life! Conveniently located near schools, parks, and shopping, this home offers space, potential, and a great location. Don't miss this opportunity to make it your own

13950 N 156th Lane, Surprise

$365,000

2 Beds ⋅ 2 Baths ⋅ 7097348 MLS ⋅ 1,627 SqFt.

Enjoy the active lifestyle of The Grand in this charming 2-bed, 2-bath home in a quiet location. Lovingly maintained by one owner, this home offers peace of mind with big-ticket items already done: roof (2025), HVAC (2026), and water heater (2026). The open floor plan features a light, bright neutral palette and plantation shutters, creating relaxed, easy living and effortless entertaining. The private backyard and covered patio offer a peaceful retreat after golf, fitness classes, or pickleball. Low-maintenance landscaping with two Joshua trees adds desert charm, and the extended golf cart garage provides extra storage and space for your golf cart. Home comes furnished. Quick close possible. Don't miss this opportunity--come take a look.

19431 N Hidden Canyon Drive, Surprise

$239,900

2 Beds ⋅ 2 Baths ⋅ 7097275 MLS ⋅ 1,138 SqFt.

Beautifully furnished, truly TURNKEY 2BR/2BA doublewide home in Happy Trails Resort, just steps from the NC2 saltwater pool and spa! This spacious 1,128 SF stucco home features an inviting open floor plan, vaulted ceilings, skylights, and a solar tube providing abundant natural light. The stunning kitchen boasts granite countertops, an oversized island, and stainless steel appliances. A cozy bonus room off the primary suite offers the perfect retreat for reading, relaxing, or hobbies. Enjoy Arizona's beautiful weather from the newer, expansive covered deck, ideal for outdoor entertaining. Tastefully furnished with quality furniture and housewares, this move-in-ready home has everything you need! Just bring your suitcase and start enjoying the Happy Trails lifestyle! Priced to sell! An affordable HOA fee includes unmetered water, garbage service and full access to the many amenities. Happy Trails Resort is a very lively 55+ Gated Community highlighted by Pickleball & Tennis Courts, Multiple Pools and Spas, Fitness Center, and a Host of Craft Clubs and Activities. Lots of Live Entertainment and tons of get-togethers.

17200 W Bell Road Unit 1723, Surprise

$387,000

4 Beds ⋅ 3 Baths ⋅ 7097166 MLS ⋅ 1,999 SqFt.

14502 W Carlin Drive, Surprise

$350,000

2 Beds ⋅ 2 Baths ⋅ 7097121 MLS ⋅ 1,183 SqFt.

Welcome to this beautifully refreshed home in the highly desirable Sun City Grand 55+ community, where comfort, convenience, and an easy Arizona lifestyle come together! Freshly painted throughout, this home is truly move-in ready and waiting for you to make it your own.

16269 W Starry Sky Drive, Surprise

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Surprise Homes under $400,000

Newest Surprise Homes under $400,000

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