Sun Lakes Homes with VA Loan New Financing

Welcome to Sun Lakes, Arizona – a vibrant and inviting community nestled in the heart of Maricopa County. Known for its stunning desert landscapes and a warm, sunny climate, Sun Lakes offers a perfect blend of relaxation and recreation. With its close-knit neighborhoods, residents enjoy a unique lifestyle that combines the charm of small-town living with the amenities of a larger city.

Sun Lakes is not just a picturesque destination; it's a place where you can truly feel at home. The community is designed for active adults, featuring a variety of recreational facilities, including golf courses, tennis courts, and beautiful walking trails. Residents can partake in numerous social clubs and events, fostering friendships and creating a sense of belonging. Whether you’re looking to unwind by the pool or engage in community activities, Sun Lakes has something for everyone.

For those considering a move to this delightful area, there are fantastic opportunities for homeownership, particularly for veterans. Many homes in Sun Lakes are eligible for VA loan new financing, making it easier for veterans and active-duty military personnel to purchase their dream home. With favorable loan terms and competitive interest rates, VA loans offer a pathway to homeownership that is both accessible and affordable.

Explore the diverse range of homes available in Sun Lakes, from charming single-family residences to modern condos. Each property reflects the beauty and warmth of the community, providing a perfect backdrop for your new chapter. Embrace the Sun Lakes lifestyle and discover the joys of living in this remarkable Arizona gem!

Newest Sun Lakes Homes with VA Loan New Financing

$475,000

2 Beds ⋅ 2 Baths ⋅ 7089670 MLS

Fully furnished and move-in ready!! Beautifully updated and ideally situated in a guard-gated 55+ community. This inviting home offers the perfect blend of comfort, style and easy Arizona living. Located just steps from the golf course, the home enjoys a wonderful setting with a peek of the course (Hole #3) from the very large extended Paver Pergola patio, with view fencing. With the home being offered fully furnished, including the furnishings, it just makes it an easy opportunity to simply move in and start enjoying the AZ lifestyle. The Vaulted ceiling interior has been thoughtfully updated, including the kitchen and both bathrooms in 2021. The open kitchen features staggered raised panel cabinetry (with decorative pulls), quartz countertops, pull out faucet, subway tile backsplash, stainless appliances and an R/O system beneath the oversized double sink. Shutters, updated flooring and raised-panel doors with lever hardware add to the home's clean, comfortable feel. The spacious primary suite includes a versatile sitting area/den with direct access to the backyard, creating a wonderful space for an office, reading area or quiet retreat. The remodeled primary bath features raised-height dual vanities with quartz countertops, a walk-in shower and skylight for the natural lighting. The secondary bedroom offers added flexibility with a Murphy bed. Tons of good storage in this home and in the garage too!! Recent improvements include a new roof and water heater in 2024, plus a newer water softener and washer/dryer too. With the major updates already completed and the home offered fully furnished this is truly a turnkey opportunity in a desirable guard-gated 55+ community. Cottonwood Palo Verde at Sun Lakes includes two country clubs, two golf courses, and a plethora of other amenities. A portion of the community, Palo Verde, is Guarded and gated, which is where this home lives. Sun Lakes is annually rated as one of the top active adult communities in Arizona. Amenities at Cottonwood Palo Verde include: * Par 72 championship Cottonwood Golf Course * Par 62 executive Palo Verde Golf Course * 7 lighted pickleball courts * 7 lighted tennis courts * A spacious, state of the art Fitness Activity Center * 5 swimming pools including a lap pool and children's pool * A community park with bocce ball, putting greens, corn-hole, and a reservable Ramada * Walking paths around many beautiful lakes Entertainment and delicious food abounds in both Cottonwood and Palo Verde. Palo Verde is a modern country club dining restaurant to experience wonderfully prepared fare and a spacious bar lounge area to meet friends. Cottonwood is a classic bar and grill offering a sports bar atmosphere and more casual fare along with a breakfast menu daily. There are also many classes, clubs, and organizations available to homeowners. At least eighty percent (80%) of the units in Sun Lakes No. 2 have to be occupied by at least one person fifty-five (55) years of age or older and that all units shall be occupied by at least one person forty (40) years of age or older.

26202 S Flame Tree Drive, Sun Lakes

$495,000

2 Beds ⋅ 2 Baths ⋅ 7089092 MLS ⋅ 1,566 SqFt.

Welcome to this lovely 2-bed, 2-bath home with a den! Enter directly from the epoxied garage with new storage cabinets into the spacious laundry room, or through the front entry past updated landscaping. Inside, enjoy a bright living room with an impressive entertainment center and a kitchen featuring updated countertops, matching backsplash, and new undermount sink, and Alkaline water water treatment system. The primary suite offers updated dual vanities, walk-in shower, walk-in closet, and private toilet room. The guest bedroom is thoughtfully located on the opposite side of the home for added privacy, while the den overlooks the backyard and is quite spacious. Enjoy your favorite drink on the back patio complimented by sunshades for your comfort. A MUST SEE!

24826 S Sedona Drive, Sun Lakes

$435,000

2 Beds ⋅ 2 Baths ⋅ 7088968 MLS ⋅ 1,575 SqFt.

Perfectly Situated on a Lush Greenbelt in Oakwood Villas of Sun Lakes. This Corner Unit Portofino Model features a Huge Open Floor Plan with Extensive Windows & Vaulted Ceilings! REMODELED Open Kitchen features Granite Countertops, Breakfast Bar, Eat-In Kitchen, Cabinetry w/Soft Close Drawers, Stainless Appliances, Plenty of Counter Space & Storage. Dedicated Separate Laundry Room with Cabinets. Huge Great Room, Dining Area & Plantation Shutters throughout. Light & Bright! Oversized Master Suite features Dual Vanity Sinks, New Shower Enclosure & Massive Walk in Closet. 2nd Bedroom is Perfect for Guest or Home Office! Covered Outdoor Patio overlooks Green Lush Grass! NEW ROOF (2025) NEW RO SYSTEM (2025) Amazing Interior Community Lot w/Stunning Greenbelt Views. Furnishings Available!

23721 S Pleasant Way, Sun Lakes

$429,000

2 Beds ⋅ 3 Baths ⋅ 7088782 MLS ⋅ 2,266 SqFt.

MOST SPACIOUS VILLA IN SUN LAKES! ONE OF A KIND 2 BEDROOM, 2.5 BATH, 2266sf Villa in the GATED, ADULT COMMUNITY of Oakwood! Featuring a 2026 ROOF, Stunning CURVED STAIRCASE & Powder Bath! The Grand Entry flows into the Expansive Living Room w/ Gas Fireplace. The Kitchen features an Island w/Breakfast Bar, Stainless Steel French Door Refrigerator, Pantry & is Open to the Dining Room. The PRIMARY SUITE has a Door to the Covered Patio, Private Bath & WALK-IN CLOSET. Guests will love the Spacious Upstairs Suite & HUGE LOFT w/ Built-in Desk. Relax all year round w/ a 2nd FIREPLACE on the SOUTH-FACING COVERED PATIO overlooking the HOA MAINTAINED GREENBELT! All this, plus SUN LAKES Amenities like: golf, tennis, pickleball, pools/spas, fitness center, clubs, social activities & restaurants.

9741 E Holiday Way, Sun Lakes

$562,000

2 Beds ⋅ 2 Baths ⋅ 7088549 MLS ⋅ 1,948 SqFt.

Enjoy space, style, & room to relax in this updated 2Bdrm, 2BA home in Sun Lakes' Cottonwood community. Situated on an oversized 11,504 SQFT cul-de-sac lot, this approx. 1,948 SQFT home offers separate living room with fireplace, a family room, & a formal dining area. The recently updated kitchen features white shaker cabinetry, refreshed countertops, stainless steel appliances, & bar seating, opening to a comfortable family room / breakfast area. Updated flooring in select areas complements the inviting interior. Additional features include solar panels, a water softener, a reverse osmosis system, & a digital thermostat with convenient dial control. Sliding glass doors lead to a covered patio & expansive backyard with desert landscaping & room to create your own outdoor retreat.

10315 E Twilight Court, Sun Lakes

$564,000

2 Beds ⋅ 2 Baths ⋅ 7088279 MLS ⋅ 1,841 SqFt.

Welcome to this lovely residence in the guard-gated 55+ community of Oakwood in Sun Lakes! Ideally located on a SCENIC WALKING PATH, this 2-bed, 2-bath home features low maintenance desert landscaping, and 2-car garage. Inside, enjoy vaulted ceilings, PLANTATION SHUTTERS, tile flooring with carpet in the bedrooms, and an open floor plan with a spacious living area. The kitchen boasts wood cabinetry, GRANITE countertops, stainless steel appliances, a two-tier peninsula, and center island BOTH with breakfast bars. The versatile den is perfect for a home office or additional living space. The primary suite offers dual sinks, separate tub, tiled shower, and walk-in closet. Relax or entertain on the extended PERGOLA-covered patio. Newer HVAC & ROOF! A wonderful opportunity in Oakwood!

24322 S Starcrest Drive, Sun Lakes

$524,000

2 Beds ⋅ 2 Baths ⋅ 7088219 MLS ⋅ 2,218 SqFt.

Welcome to this charming Sun Lakes home offering 2 bedrooms, 2 bathrooms, and approximately 2,182 sq. ft. of comfortable living space. The inviting floor plan provides generous living areas, an attached garage, and a desirable lake view. Enjoy the relaxed Sun Lakes lifestyle with access to an array of recreational amenities, golf, dining, and social activities. Conveniently located near shopping, restaurants, and everyday conveniences. Come discover the possibilities and make this Sun Lakes home your own!

10661 E Minnesota Avenue, Sun Lakes

$519,900

3 Beds ⋅ 2 Baths ⋅ 7086948 MLS ⋅ 1,971 SqFt.

26029 S Ribbonwood Drive, Sun Lakes

$839,000

4 Beds ⋅ 3 Baths ⋅ 7086543 MLS

Ideal location for this 4BR, 2.5BA Marbella model on the 9th hole of the Sonoran course with water and mountain views in the gated, active adult community of Oakwood at Sun Lakes. This home also includes a bonus office/den instead of a seldom used formal living room. New luxury vinyl flooring throughout the main living areas. Kitchen features a large entertainer's island, granite counters, custom tile backsplash, and timeless cherry cabinets. Family room with stunning backyard and golf views and a modern entertainment wall w/stacked stone electric fireplace. Spacious primary suite with vaulted ceilings, his/hers walk-in closets, separate tub/shower and cherry cabinets. One guest room on the main floor and two, more private guest suites upstairs with a full bathroom. But this one SEE MORE is built for outdoor living with a large designer iridescent glass tile pool which is heated and cooled for year around use. Outdoor gas fireplace and built in BBQ ideal for pool parties. Start enjoying the many amenities of IronOaks just steps away with golf, tennis, pickleball, pools, fitness, two great restaurants, and many other clubs and activities.

24224 S Sunbrook Drive, Sun Lakes

$310,000

2 Beds ⋅ 2 Baths ⋅ 7086496 MLS ⋅ 1,329 SqFt.

Charming and well-maintained single-family home located in the desirable Sun Lakes 55+ community. The open floor plan offers a comfortable and versatile living space, while the generously sized backyard provides plenty of room for outdoor enjoyment and personalization. Convenient backyard access is available from both the main living area and primary bedroom. Buyers to verified all facts & measurements, Property Sold in AS IS Conditions with NO SPDS or CLUE Report.

10533 E Elmhurst Drive, Sun Lakes

$665,000

2 Beds ⋅ 2 Baths ⋅ 7086345 MLS ⋅ 2,166 SqFt.

Enjoy the best of Sun Lakes living in this beautifully maintained, fully furnished Napa floor plan featuring 2 bedrooms, 2 baths and a beautiful office with built-in desks. Ideally situated on the golf course with peaceful fairway views, this home features maple cabinetry, quartz countertops throughout, newer dual-pane windows, automatic interior shades and a newer Trane HVAC. Move-in ready and perfect as a full-time residence or Arizona getaway, with golf, pickleball, pools, fitness, dining and all the amenities Sun Lakes has to offer!

24533 S Rocky Brook Drive, Sun Lakes

$275,000

3 Beds ⋅ 2 Baths ⋅ 7086117 MLS ⋅ 1,570 SqFt.

Superb 3 Bedroom 2 Bathroom 2 Car Garage + golf cart parking fully renovated with low maintenance landscaping. Welcome to Sun Lakes where this spacious single-story home offers an inviting floorplan with charming built-in niches and cabinetry. Soft two-tone paint transcends throughout accented by stylish, fans, fixtures and hardware. The kitchen is complete with a cooktop, double wall ovens, granite countertops, pantry, track lighting and opens to the dining and living area. The main bedroom has plush carpeting, dual closets and a large bathroom with two vanities. Behind the garage is a work area with a service door for added convenience Sun Lakes of Arizona provides resort style living and amenities to the residents including golf courses, cafes, sports courts, stocked fishing lakes, walking trails, whirlpools, saunas, pools, spas, billiards and so much more. Close to dining, shopping and entertainment. Come and see!

9119 E Citrus Lane N, Sun Lakes

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