Scottsdale Homes with FHA New Financing

Welcome to Scottsdale, Arizona – a vibrant oasis nestled in the heart of Maricopa County! Renowned for its stunning desert landscapes, luxurious amenities, and a rich cultural scene, Scottsdale is a city that truly has something for everyone. With its year-round sunshine, residents enjoy a lifestyle filled with outdoor activities, from hiking the breathtaking McDowell Sonoran Preserve to golfing on world-class courses.

Scottsdale is not just a destination; it's a community that thrives on creativity and innovation. The city boasts a thriving arts district, featuring galleries, theaters, and the famous Scottsdale Art Walk. Food enthusiasts will delight in the diverse culinary scene, which ranges from upscale dining to charming local eateries. Plus, with an array of shopping options, from high-end boutiques to unique local shops, Scottsdale offers a shopping experience like no other.

For those considering a move to this enchanting city, the housing market in Scottsdale is as diverse as its residents. Homes here are available with FHA financing, making it easier for first-time homebuyers and those looking to invest in their dream property. FHA loans are a fantastic option, offering lower down payments and more flexible credit requirements, allowing you to find the perfect home without breaking the bank.

Whether you’re drawn to the bustling nightlife, the serene desert views, or the welcoming community spirit, Scottsdale is a place where you can truly thrive. Explore the possibilities of homeownership in this remarkable city and discover why so many choose to call Scottsdale home!

Newest Scottsdale Homes with FHA New Financing

$389,000

2 Beds ⋅ 2 Baths ⋅ 7089678 MLS

Old Town Scottsdale living! Updated and spacious 2nd-story townhome with bright and open floorplan, fireplace and large patio with Camelback Mountain views! New flooring, new walk-in showers and updated kitchen with breakfast bar. Stainless appliances, granite counters. Covered assigned parking, community pool and jacuzzi! Walk or bike to Old Town restaurants, shops, Spring Training and all the other nearby hot spots. Near the canal for access to jogging and biking to Arcadia or hiking on Camelback Mountain. Minimum 30 day rental.

3309 N 70th Street Unit 222, Scottsdale

$2,495,000

4 Beds ⋅ 4 Baths ⋅ 7089676 MLS

Tuscany comes to North Scottsdale in this 4,712-square-foot custom villa, where custom beams, copper ceilings, 8-foot hand-carved doors and three large stone fireplaces bring Old World warmth to every room. Built in 2007 on a 0.6-acre cul-de-sac lot in Pinnacle Peak Shadows, this single-level Tuscan home is one of a kind. The floor plan offers four bedrooms and 3.5 baths, including two primary suites with stone fireplaces, a stately office with coffered ceilings and a second office off the primary bedroom. The primary bath has a walk-through shower with six shower heads and a large tub, and the second bedroom has a steam shower. Floors are tile and real hand-scraped wood. The chef's kitchen is built for long, unhurried dinners: a Wolf 6-burner range, Sub-Zero refrigerator and freezer Cove dishwasher, drawer microwave, a massive walk-in pantry and a huge island with a second sink. Dining seats up to 18 inside, with more space outside. A stone wine room holding 100+ bottles and a bar with ice maker complete the entertaining spaces. Outside, villa living continues with about 1,700 square feet of covered patio, a swimming pool with waterfall, spa, stone fireplace, firepit, large putting green and an outdoor kitchen with Dacor grill, refrigerator, sink and Blackstone griddle. Seventeen palm trees and three citrus trees frame the grounds, and the roof deck delivers 360-degree views of the McDowell Mountains and city lights. Recent updates include two new HVAC systems and all new pool equipment. Owned solar panels, a 500-gallon propane tank, central vacuum and a security system add everyday ease. The oversized 3-car garage has massive cabinet storage and an office, with a paver driveway and off-street parking for up to ten cars. Private streets, Scottsdale Unified schools, and minutes to shopping, dining and golf at Pinnacle Peak and Pima.

9413 E La Posada Circle, Scottsdale

7625 E Camelback Road Unit 107A, Scottsdale

$284,000

2 Beds ⋅ 1 Baths ⋅ 7089621 MLS

Unbelievable price for your buyer who wants a great deal on the nicest house in town. AIRBNB & VRBO short term rentals allowed. ALL UTILITIES INCLUDED in HOA. A/C, water, cable, & more. Single level 2 bedroom split floorplan property. Nice open floor-plan with breakfast bar, tile floors, wood shutters and oversized private rear patio. Kitchen boasts custom countertops, stainless steel appliances, large pantry, great lighting, and a view of the backyard. Custom walk in combo rain and traditional shower in bathroom. Master bedroom boasts large walk in closet. Minutes to shopping with easy access to Old Town Scottsdale. Listing agent is related to sellers

7625 E Camelback Road Unit 107A, Scottsdale

$1,789,000

4 Beds ⋅ 3 Baths ⋅ 7089593 MLS

PANORAMIC VIEWS FROM A PREMIUM CORNER LOT IN McDOWELL MOUNTAIN RANCH! Situated on an elevated cul-de-sac lot backing to a natural wash, this 4-bed, 3-bath home + loft offers privacy, mountain views, and exceptional Arizona living. The entertainer's backyard features a pool, spa, built-in BBQ bar, and stunning views. Inside, enjoy soaring ceilings, designer finishes, real hardwood floors, and an open kitchen with custom cabinetry, quartz countertops, and high-end appliances. The main-level primary suite features patio access, panoramic views, walk-in shower, soaking tub, and generous closet. Fully owned solar provides energy-efficient, low-cost living. Community has 2 heated pool/spa, playground, splashpad, basketball/tennis, hiking/biking trails, pickleball league, and HOA events all ye

10875 Mirasol Circle E, Scottsdale

$789,500

2 Beds ⋅ 2 Baths ⋅ 7089257 MLS

PRIVACY, ELEVATED UPDATES & THE COVETED SCOTTSDALE RANCH LIFESTYLE! There is so much to love about this single-level home in gated Suntree East, starting with a private backyard designed for enjoying Arizona living. An expanded brick-paver patio and enhanced privacy create an inviting outdoor retreat. Inside, elevated updates include Andersen windows, Pella window coverings, an iron front entry door, GE stainless appliances and contemporary electric fireplaces in the living room and primary suite. The lifestyle extends well beyond your front door. Enjoy Suntree East's heated pool and spa, walk or bike the community's paved paths, enjoy Lake Serena and everything that makes Scottsdale Ranch such a desirable place to live. Head to Scottsdale Ranch Park & Tennis Center with 18 lighted tennis courts, exercise stations, sand volleyball, basketball and more. Stroll through the Desert Garden, enjoy nearby pickleball at Cholla Park, or meet friends for shopping and dining at the Mercado. It is an active, connected Scottsdale lifestyle with so much to enjoy just minutes from home.

10472 E Fanfol Lane, Scottsdale

$1,800,000

4 Beds ⋅ 3 Baths ⋅ 7088961 MLS ⋅ 3,242 SqFt.

A Location That Simply Can't Be Matched! Welcome to Eagles Glen, an exclusive gated community of just 57 homesites, where breathtaking views of Pinnacle Peak, Troon Mountain, and the McDowell Mountain Range create an exceptional backdrop for desert living. Soaring ceilings welcome you into this stunning residence, thoughtfully situated on just over three-quarters of an acre. The spacious chef's kitchen is designed for both everyday living and entertaining, featuring an oversized island and abundant cabinetry. The expansive primary suite offers a private retreat, complete with its own entrance to the back patio and beautiful mountain views. Step outside to an entertainer's paradise, where the generously sized covered patio features a built-in grill and smoker perfect for hosting family and friends. Unwind in complete privacy beside the sparkling pool and spa, or gather around the gas firepit under the Arizona sky. Every detail is designed to deliver the feeling of a private resort right at home. Eagles Glen offers an exceptional lifestyle with a low HOA, community tennis courts, Pickle Ball and Half basketball court. and a clubhouse available for entertaining guests and family. Resort living, spectacular mountain views, and an unmatched setting all in one extraordinary home.

10231 E Saddle Horn Trail, Scottsdale

5640 E Bell Road -- Unit 1031, Scottsdale

$394,995

2 Beds ⋅ 3 Baths ⋅ 7088915 MLS ⋅ 1,268 SqFt.

Welcome to this just completed remodel 2 bedroom | 2.5 bathroom townhome, located in Scottsdale's highly sought-after 85254 zip code with a 2 car garage! The bright interior features updated flooring, vaulted ceilings, and a spacious living room centered around a cozy fireplace with sliding door access to the private enclosed patio. The updated kitchen flows into the dining area. Upstairs, the generously sized primary suite features vaulted ceilings, multiple closets, and a private ensuite bathroom, while the additional bedroom offers flexibility for guests or a home office. Outside, the private patio provides plenty of space to relax, entertain, and enjoy the Arizona weather. Come see for yourself and experience easy lock-and-leave Scottsdale living.

5640 E Bell Road -- Unit 1031, Scottsdale

$2,750,000

4 Beds ⋅ 6 Baths ⋅ 7088724 MLS ⋅ 5,525 SqFt.

Welcome to this exceptional custom residence set on an approximately one-acre hillside lot within the prestigious guard-gated community of Ancala Country Club. Nestled against the McDowell Mountains, this 4 bedroom plus theater, 6 bathroom home captures sweeping mountain, desert, and city-light views through expansive walls of windows.Distinctive curved architecture, soaring ceilings, and polished travertine flooring showcase the home's exceptional design. The gourmet kitchen features Wolf and Sub-Zero appliances, custom cabinetry, and a generous center island, opening to a spacious great room with a travertine fireplace and substantial wet bar. A dedicated theater room offers an additional space to gather and unwind, while an elevator provides convenient access throughout the home Two primary suites offer exceptional privacy and comfort, with the expansive main suite featuring a fireplace, dual custom walk-in closets, spa-inspired bath, wet bar, and two private view balconies. Outdoors, a heated pool and spa with water features, multiple patios, courtyard, and large view deck create a resort-style setting for entertaining and enjoying Arizona sunsets and sparkling city lights. Extensive updates completed in 2026 further elevate this distinctive Ancala retreat.

11376 E Dreyfus Avenue, Scottsdale

$160,000

1 Beds ⋅ 1 Baths ⋅ 7088644 MLS ⋅ 726 SqFt.

Welcome home to El Chaparral! This bright and inviting unit features modern wood-look flooring throughout the open living area, framed by crisp white walls and elegant crown molding. The spacious layout connects seamlessly to a dining nook with classic plantation shutters and a charming hanging light fixture. Enjoy a updated kitchen equipped with clean white cabinetry and generous storage space. Unwind in bright, airy bedrooms fitted with ceiling fans and ample closet storage. Step out onto your private covered patio complete with a tile floor, wood-slat ceiling detail, and built-in fan--perfect for relaxing year-round. Community features include lush grounds with palm trees and a shaded courtyard patio area. Don't miss this move-in-ready gem!

4950 N Miller Road Unit 337, Scottsdale

7157 E Rancho Vista Drive Unit 1004, Scottsdale

$545,000

2 Beds ⋅ 2 Baths ⋅ 7088601 MLS ⋅ 1,337 SqFt.

Experience the Optima Camelview lifestyle from this beautifully appointed ground-floor 2 bed, 2 bath residence offering 1,337 SF and a desirable split-bedroom floor plan. The upgraded unit features open living space, dining and kitchen areas feature abundant natural light, granite counters, gas cooking and natural stone flooring. Enjoy seamless indoor/outdoor living from the private covered patio surrounded by Optima's signature lush landscaping. Community amenities include indoor/outdoor pools and spas, fitness center, pickleball/basketball and racquetball courts, putting green, steam rooms, concierge, 24/7 security and on-site dining. Ideally located near Old Town Scottsdale, Fashion Square, dining and entertainment.

7157 E Rancho Vista Drive Unit 1004, Scottsdale

$1,575,000

3 Beds ⋅ 4 Baths ⋅ 7088541 MLS ⋅ 3,952 SqFt.

A rare contractor special or design-minded buyer opportunity in North Scottsdale! Meticulously maintained and offering excellent fundamentals, this custom Edmunds-Toll home is ready for light cosmetic updating that could beautifully transform its interiors. Privately positioned at the end of a cul-de-sac on approximately 1.5 acres, the largest property in the gated Cresta Norte community, the home enjoys sweeping mountain views and an extraordinary connection to the surrounding Sonoran Desert. An inviting private courtyard leads to a bright, open floor plan with tall ceilings, abundant natural light, plantation shutters, and bamboo-and-tile flooring. The kitchen opens to a comfortable living area with a fireplace, creating a welcoming setting for everyday living and entertaining... The flexible layout includes a bonus room and separate den, offering space for an office, media room, fitness area, or hobbies. The private primary suite features double-door entry, mountain views, two walk-in closets, dual vanities, a soaking tub, and a separate shower. Two additional bedrooms are also en suite, providing privacy and comfort for residents and guests. Outside, enjoy a sparkling pool, built-in BBQ, covered patio, expansive desert surroundings, and dramatic mountain scenery. The split three-car garage features custom epoxy flooring and built-in cabinetry, while pre-wired surround sound adds convenience indoors and out. Thoughtfully cared for by its owner, this property presents an outstanding opportunity to preserve its quality craftsmanship while introducing updated finishes and a personalized design vision. With exceptional privacy, an oversized homesite, a cul-de-sac setting, and commanding views, this is a truly distinctive North Scottsdale offering.

10432 E Winter Sun Drive, Scottsdale

$775,000

3 Beds ⋅ 2 Baths ⋅ 7088505 MLS ⋅ 1,717 SqFt.

Newly remodeled from top-to-bottom (completed Sept. 2026), this upscale, single-level residence offers seamless living in Encantobella's gated Scottsdale community! All new gourmet kitchen features custom soft-close cabinetry, quartz counters, RO water filtration system & Energy Star smart stainless appliances! All new, wide plank, wood-look tile throughout main living areas & bedrooms with fresh 5'' baseboard trim. Unwind in serene bathroom retreats with new double vanities, quartz counters, frameless LED mirrors, large format tile & low curb entry showers, and all new glass doors & plumbing fixtures! New roof & hot water heater (Summer 2026) & HVAC replaced 2024! Just minutes to all the premier north Scottsdale destinations! Turn-key home ready to move right in and enjoy! Some additional updates completed summer 2026 include: 240V electric vehicle charger in garage, fireplace in family room, all new door hardware, freshly painted interior, all new ceiling fans, new 4" led recessed can lighting and glass pendant lights in kitchen. Upscale wood plantation shutters throughout! Low maintenance living in an outstanding Scottsdale location!

16903 N 49th Way, Scottsdale

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