Prescott Homes with Cash to Loan New Financing

Welcome to Prescott, Arizona, a charming city nestled in the heart of Yavapai County, where stunning natural beauty meets a rich historical tapestry. Known for its mild climate and breathtaking landscapes, Prescott offers an inviting atmosphere that appeals to both outdoor enthusiasts and those seeking a vibrant community lifestyle. With its picturesque downtown, lined with historic buildings and bustling shops, Prescott boasts a unique blend of small-town charm and modern amenities.

Whether you’re exploring the iconic Courthouse Plaza, enjoying a leisurely stroll around the serene Watson Lake, or hiking the scenic trails of the Prescott National Forest, there’s no shortage of activities to keep you engaged in this delightful city. Prescott is also home to a thriving arts scene, with galleries, theaters, and music festivals that showcase local talent and culture.

For those considering making Prescott their home, the real estate market offers an exciting array of options. With homes available that qualify for cash to loan new financing, potential buyers can take advantage of flexible financing opportunities that make purchasing a home more accessible. Whether you’re looking for a cozy cottage, a modern family home, or a luxurious retreat, Prescott’s diverse real estate offerings cater to all preferences and budgets.

Embrace the lifestyle you’ve always dreamed of in Prescott, where the beauty of nature and the warmth of community come together to create a perfect place to call home. Explore your options today and discover why Prescott is not just a destination, but a place to thrive.

Newest Prescott Homes with Cash to Loan New Financing

$400,000

2 Beds ⋅ 2 Baths ⋅ 7091454 MLS

Highly desired Gated 55+ community at the Courtyard at Willow Creek. Another great Pulte community home ready to move in condition. Angled ceilings, sky lights for natural light, 2 spacious bedrooms, 2 bathrooms with new tile flooring, indoor laundry, 2 car garage with direct access to the home and courtyard. Spacious living room with double door access to oversized courtyard. Backyard is low maintenance and ready for your creative imagination. All furniture and appliances are included in the sale perfect for a second home. Community has guest parking spacing in front of community Center. There is a pool and spa, gym, and club house with scheduled monthly activities.

3347 Iris Lane, Prescott

$4,000,000

3 Beds ⋅ 4 Baths ⋅ 7089720 MLS

Architectural Masterpiece 6,287 sq. ft. under roof set upon approximately 2 acres within Talking Rock Golf Community, this estate completed in 2024 redefines luxury living in Northern Arizona. From the moment you step into the private entry courtyard, complete with a full outdoor kitchen, you'll sense this home was designed to make a lasting impression. The 3,368 sq. ft., 3 bedrooms , 2.5 bathrooms main residence delivers a striking architectural statement with an open floor plan, floor-to-ceiling windows flooding the interior with natural light, and sightlines that open seamlessly to an expansive Trex deck built for entertaining or simply soaking in the private views. Inside, barrel-vaulted ceilings finished with Wyoming snow paneling and stone fireplaces set a dramatic tone.... while tile flooring runs throughout for a clean, elevated feel. The chef's kitchen, outfitted with premium Wolf and Sub-Zero appliances plus a full butler's kitchen, makes hosting effortless. A detached 729 sq. ft. casita offers flexible living space w/ full kitchen , ideal for guests, extended family, or a private retreat. The property also features an attached 3 car garage and an oversized RV garage, currently home to a golf simulator and basketball court and a golf cart that convey with property. Thoughtfully engineered for comfort and efficiency, this estate includes radiant heat flooring, owned solar panels, and a tankless water heater. This is a rare opportunity to own new construction in one of the region's premier golf communities architectural excellence paired Legacy Builder and resort caliber amenities on acreage

15975 N Kenobi Trail, Prescott

$599,900

2 Beds ⋅ 2 Baths ⋅ 7089062 MLS

Meticulously maintained and thoughtfully designed by its original owner, this inviting home sits just 2 miles from downtown Prescott in one of the area's most coveted neighborhoods. No carpet, & no HOA. The parklike setting, terraced yard & open floor plan are a few highlights. Main entrance is on the west side of the house up the beautifully patinaed iron staircase. Several newer windows fill the home with natural light, with passive solar gain keeping it warm in winter. Main floor is heated by a free standing Jotul Allagash natural gas heater in the Living Room. Room Evaporative Cooler keeps the main floor comfortable. Low-E glass & versatile cellular blinds are positioned on the West side windows. Steep driveway allows for the Expansive National Forest views from both levels and generous outdoor space is made for kids and entertaining. The 1,428 sq ft above-ground basement is a versatile bonus: an ideal art studio, workshop or future in law quarters, heated by a wood-burning stove and equipped with abundant storage. Sustainability is built in, with a 1,450-gallon rainwater collection tank that gravity-feeds the garden. The fenced garden includes raised beds and a garden shed. Enjoy a quiet, welcoming neighborhood near trails, biking, fishing, and Goldwater Lake. See Amenities List under the documents tab. Seller will carry with $150K down payment at 6.25% for 5 years.

502 Karen Drive, Prescott

$699,000

4 Beds ⋅ 2 Baths ⋅ 7081104 MLS ⋅ 1,440 SqFt.

Enjoy mountain living in this inviting, fully remodeled 4-bedroom, 2-bath cabin in desirable Highland Pines, surrounded by Ponderosa pines with beautiful views of Thumb Butte. Inside, vaulted ceilings, exposed wood beams, a warm wood accent wall, and a wood-burning fireplace give the family room classic cabin character, while large windows and sliding glass doors showcase the surrounding scenery. Multiple outdoor spaces make it easy to enjoy the peaceful setting, including a spacious deck with panoramic views, a covered patio, and a dedicated dog run. A paver driveway and covered carport add convenience. Whether you're looking for a full-time home or a mountain getaway, this Highland Pines retreat offers charm, comfort, and the Prescott lifestyle buyers come here to enjoy.

815 N Hillside Drive, Prescott

$325,000

2 Beds ⋅ 1 Baths ⋅ 7066709 MLS

Tucked beneath the towering pines, this Prescott-area retreat captures everything that makes Northern Arizona so appealing - refreshing mountain air, peaceful evenings beneath star-filled skies, and the soothing sounds of nature replacing the noise of city life. Whether you're looking for a year-round home, a weekend escape, or a summer retreat from the Phoenix heat, this property offers an ideal blend of privacy, outdoor adventure, and everyday convenience. Spend your days hiking scenic trails, fishing, kayaking, off-roading through forest roads, or simply relaxing in the cool mountain climate. When you're ready for a change of pace, downtown Prescott is just a short drive away, offering the charm of Whiskey Row, unique local dining, seasonal festivals, courthouse events, and the excitement of the World's Oldest Rodeo. Located just 15 minutes from Costco and approximately 25 minutes from historic downtown Prescott, you'll enjoy the serenity of a mountain setting without giving up easy access to shopping, dining, and essential services. Nestled in a welcoming community known for its volunteer fire department events and friendly neighbors, this is a place where life feels a little quieter, summers stay a little cooler, and every visit feels like a getaway.

3697 E Mary May Lane, Prescott

$749,900

5 Beds ⋅ 4 Baths ⋅ 7060832 MLS

Tucked into the towering pines of Groom Creek, this 1989 cabin offers privacy, space, & flexibility just 15 minutes from historic downtown Prescott. Set on a level .38-acre lot, the home delivers 2,535 square feet of living space with up to 5 bedrooms and 3.5 bathrooms, plenty of room to spread out, settle in, and make it your own. Main-floor living keeps everyday life easy, with durable, low-maintenance cork & laminate flooring and no carpet. Primary Suite is on the main level and upstairs are 3 bedrooms and a cheerful remodeled bathroom with walk in shower. The lower level is accessible from the main level hallway & offers a private 1 bed/1 bath guest quarters complete with its own family room/dining area, kitchen, bathroom, & separate exterior entrance. Whether you're seeking rental income, a guest retreat, or multi-generational living, this space delivers exceptional flexibility. Outside, a detached 2-car garage adds 590 square feet of workshop and storage space, with a separate shed offering even more room for gear, tools, and projects. The fenced backyard is ready for pets and play, and the surrounding evergreens create a true mountain sanctuary all within the warmth of Groom Creek's close-knit community. This is an exceptional opportunity for space, income potential, and total immersion in nature. Come experience the best of Prescott mountain living.

1028 E Wagon Wheel Drive, Prescott

$310,000

2 Beds ⋅ 2 Baths ⋅ 7056519 MLS ⋅ 1,203 SqFt.

Enjoy the best of Prescott living in this charming 2-bedroom, 2-bath condo just minutes from Historic Downtown Prescott! Nestled along the tranquil, tree-lined Granite Creek Greenbelt, this 1,203-square-foot home offers a peaceful setting with exceptional walkability to Prescott's vibrant Courthouse Plaza, boutique shopping, art galleries, restaurants, breweries, live entertainment, and year-round community events. Inside, the open floor plan features a warm and inviting living room with a cozy fireplace, a spacious kitchen with a convenient pass-through to the dining area, and new laminate flooring throughout. The primary suite includes a walk-in closet and private full bath, while the second bedroom and full guest bath provide comfortable accommodations for family or guests.

333 W Leroux Street Unit B6, Prescott

1610 S High Valley Ranch Road Unit 6, Prescott

$399,000

7042325 MLS

This is a fantastic opportunity to own a gorgeous lot in a gated subdivision with a spectacular view!

1610 S High Valley Ranch Road Unit 6, Prescott

$98,000

7035800 MLS

Exceptional view lot in the highly desirable Yavapai Hills community! This 0.53-acre homesite offers a gentle, build-friendly slope with panoramic mountain and valley views, providing the perfect setting for your custom dream home. Surrounded by quality site-built residences, the property combines privacy, scenery, and convenience in one of Prescott's most sought-after neighborhoods. Enjoy easy access to shopping, dining, golf courses, hiking and biking trails, lakes, and Community amenities include a clubhouse, swimming pool, spa, tennis and pickleball courts, horseshoe pits, and a variety of social activities.

4643 Sharp Shooter Way Unit -, Prescott

$1,400,000

4 Beds ⋅ 4 Baths ⋅ 7029366 MLS ⋅ 3,413 SqFt.

Stunning Views, Privacy and New Construction in Hidden Valley Ranch Welcome to your dream home in the highly sought-after Hidden Valley Ranch subdivision! This brand-new construction offers a rare opportunity to enjoy modern living nestled among the pines and juniper in one of the area's most established and scenic communities. Breathtaking views of Thumb Butte, Granite Mountain, and Prescott city lights create an unforgettable backdrop you won't want to miss! This thoughtfully designed live-on-one-level floorplan with a walkout basement is a rare find, complete with a level driveway for easy year-round access and convenience. Inside, you'll find an expansive great room with soaring 11' flat ceilings, a stunning rock fireplace, and abundant natural light that seamlessly connects to the . oversized covered deck--perfect for entertaining and taking in the spectacular mountain views. The custom chef's kitchen features a spacious center island, a Butler's pantry for added storage and prep space, and a full appliance package, making it ideal for gatherings and gourmet cooking. The adjacent dining area offers privacy and makes every meal feel like a mountain retreat. The luxurious owner's suite includes private deck access, a spa-inspired bath, and a large walk-in closet. A second en suite bedroom provides added comfort and privacy for guests or multigenerational living. The home also features a versatile office or optional 5th bedroom, a convenient half bath, and a full laundry room. Built with energy-efficient foam insulation and a tankless water heater, this home is designed for comfort, convenience, and efficiency in every season. Don't miss your chance to own this gorgeous new home in Hidden Valley Ranch--with the unique option to choose your own finishes and add your personal touch. Owner is related to List Agent.

320 Long Branch, Prescott

6130 Crista Lynn Place Unit 14, Prescott

$299,000

2 Beds ⋅ 2 Baths ⋅ 7023211 MLS

Great value in this Vista Montanesa townhome which is conveniently located to Antelope golf course, Emery Riddle and the airport. Enjoy the lock and leave life style where the low $200 per month HOA fees cover maintenance on the exterior of the buildings, landscaping in the front yards, common areas and maintenance of the streets. Walk to Manzanita Grill in the club house and enjoy one of the best breakfasts & lunches in town. This two bedroom two bath townhome boasts a large living room dining room which has high ceilings with beams, gas fireplace & glass sliders doors for access to the good sized back covered patio. The dining area has tons of built in cabinets for extra storage & a bar area. The primary suite also has glass slider doors to back covered patio & a large walk in closet. The primary suite also has glass slider doors to back covered patio & a large walk in closet. The guest bedroom also has a good sized walk in closet & door to guest hall bathroom. The kitchen has a Aquasana 2-stage water filter and a good sized laundry area. Wine refrigerator in kitchen will not convey.

6130 Crista Lynn Place Unit 14, Prescott

$725,000

4 Beds ⋅ 2 Baths ⋅ 7011020 MLS

NEW PRICE -- $725,000! Discover exceptional value in Prescott's Walker area with this beautifully updated 4-bedroom, 3-bath mountain home on over half an acre. Thoughtful updates include luxury vinyl plank flooring, granite kitchen counters and a cozy wood-burning fireplace. A 2-car garage, concrete driveway, fenced yard and private well add everyday convenience. Enjoy cool summer evenings, snowy winter escapes and peaceful pine surroundings, all within an easy drive of Prescott's shopping and dining. Located on a county-maintained road with winter snow removal, this home offers the mountain lifestyle with the practical features that make year-round living easy. Come see what $725,000 buys in Walker!

3929 E Sheldon Road, Prescott

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