Prescott Homes with FHA New Financing

Prescott Homes with FHA New Financing

Welcome to Prescott, Arizona – a charming city nestled in the heart of Yavapai County, where the breathtaking beauty of nature meets the warmth of a close-knit community. Known for its rich history, Prescott boasts a vibrant downtown area filled with unique shops, art galleries, and delightful eateries, all set against the backdrop of the stunning Bradshaw Mountains and the iconic Prescott Courthouse Square. The city is also famous for its mild climate, making it an ideal destination for outdoor enthusiasts year-round, whether you’re hiking the scenic trails, enjoying a round of golf, or simply soaking in the serene landscapes.

For those looking to call Prescott home, the real estate market offers a variety of options to suit diverse lifestyles and budgets. One of the most attractive features for prospective homeowners is the availability of FHA financing. This program provides a fantastic opportunity for first-time buyers or those looking to relocate, allowing for lower down payments and more flexible credit requirements. Homes in Prescott with FHA financing are not only accessible but also provide a chance to invest in a community that boasts a rich heritage and a bright future.

Imagine waking up in your dream home surrounded by the stunning natural beauty of Prescott, where every day feels like a vacation. With a plethora of options ranging from cozy cottages to spacious family homes, Prescott’s real estate market is ready to welcome you. Don’t miss the chance to be part of this enchanting city – your Prescott home awaits!

Newest Prescott Homes with FHA New Financing

$599,900
2 Beds ⋅ 2 Baths ⋅ 7068141 MLS ⋅ 1,884 SqFt.
Nestled in the Village off Copper Basin Road, This 1983 home offers 1884 SF of serene living on nearly half an acre, just minutes away from town. surrounded by ponderosa pines, pinon, juniper, & boulders, the setting delivers true mountain privacy & natural beauty at your doorstep. Inside, vaulted, beamed ceilings & a brick fireplace create a warm, inviting atmosphere perfect for mountain living. The spacious layout features 2 bedrooms & 2 bathrooms, plus a large den that could easily serve as a 3rd bedroom. A lower level provides ideal space for storage or future expansion, & the home includes an enclosed Arizona room complete with heat & A/C for year-round enjoyment. Step outside to a large, elevated deck & exceptional outdoor entertaining spaces in a beautifully private backyard... A newer Tuff shed adds extra utility & storage. This is your chance to own a true mountain escape where nature, comfort, & potential come together. Buyer to Verify SF, County GIS is incorrect.

1739 Broken Arrow Drive, Prescott
$650,000
2 Beds ⋅ 2 Baths ⋅ 7067191 MLS ⋅ 1,367 SqFt.
Perched among the pines with spectacular panoramic views, this beautifully remodeled mountain home captures everything there is to love about Prescott living. Dramatic A-frame architecture, soaring ceilings, exposed wood beams and walls of glass frame sweeping views of the surrounding mountains, forest and iconic Thumb Butte. European white oak flooring flows throughout the home, adding warmth and a beautiful contemporary finish while complementing its mountain character. The open great room features a wood-burning stove and direct access to the expansive deck, creating a seamless connection between indoor and outdoor living. The completely remodeled kitchen features contemporary cabinetry, stainless steel appliances, farmhouse sink and generous counter space. The adjoining dining area keeps the main living space open and inviting, while the loft overlooking the great room adds architectural interest and additional flexible space. The lower level offers even more versatility with a bonus room that could easily serve as a home office, den, hobby space or simply another comfortable place to escape and unwind. Outside, the expansive deck takes full advantage of the incredible scenery, dramatic Arizona skies and far-reaching views. The spacious homesite offers privacy and a winding paved driveway leading to an impressive 4-car tandem garage/workshop, providing exceptional room for vehicles, toys, hobbies and storage. Adding even more value is a fully paid-for, 100% owned Tesla solar energy system, installed in the fourth quarter of 2024, featuring 19 solar panels and a Tesla Powerwall battery for energy storage and backup capability. Distinctive architecture, extensive remodeling, European white oak flooring throughout, flexible living spaces, incredible views, owned solar and an outstanding garage/workshop make 846 N Smoki Drive a truly special Prescott mountain retreat just minutes from town.

846 N Smoki Drive, Prescott
$638,000
3 Beds ⋅ 2 Baths ⋅ 7065798 MLS ⋅ 1,844 SqFt.
Prestigious Pinon Oaks Home!! Featuring an 1844 Square Foot ONE OWNER with 3Bedrooms/2Bathrooms/3CarGarage on a .42 Acre Superior Landscaped Lot & Owned (Paid) Solar providing Ridiculously LOW ELECTRIC BILLS!!! Property has S-Tile Roof, Covered Front Porch, GREAT ROOM Concept, Open/Split Floor Plan, Formal Living Room, Vaulted Ceilings, 2 Tone Paint, Gas Fireplace, Porcelain/Wood Plank Tile, Pot Shelves, Honeycomb Blackout Shades, & Ceiling Fans. Kitchen is Fabulous with Maple Cabinetry, GRANITE Countertops, Black stainless Steel appliances, Wine Fridge, Breakfast Bar w/Custom Bar Stools, & Breakfast Nook. Master/Primary Bedroom is spacious, Dual Sinks, ''Safe Step'' Jetted/Walk-in Tub w/quick fill & quick drain, Separate Shower, & has direct access to Private Screened Patio. Additiona amenities include Full RV Hookup/RV Pad, Chain Link Fenced Yard, ''Pondless'' Waterfall, Dedicated Fenced Garden, Dedicated Dog Run, Doggie Doors, Privacy Screened Back Patio, NEWER HVAC System, 10'x10' Storage Shed, Sunscreens, Large Laundry with Storage, Whole House Water Filtration System, 5 Autumn Blaze Maple Trees, Ornamental Purple Plum Tree, Black Cherry Tree, Rose of Sharon & assorted Hyacinths plus numerous plantings. Don't miss this one!!!! Colors in the 3D Tour look different than in person. Come see for yourself.

737 Peppermint Way, Prescott
$425,000
2 Beds ⋅ 2 Baths ⋅ 7064828 MLS ⋅ 2,104 SqFt.
Discover a rare private retreat on 5 peaceful acres where passive solar design, abundant natural light, and an open floor plan create a warm, inviting sanctuary. Surrounded by striking boulders, mature manzanita, and juniper, this property is a haven for wildlife lovers, gardeners, artists, and anyone seeking the tranquility of nature. The greenhouse offers endless opportunities to cultivate your green thumb, while the spacious kitchen and oversized two-car garage add everyday functionality. Just ¼ mile from pavement, this exceptional property offers the perfect balance of seclusion and accessibility.

14320 N Warbler Lane, Prescott
$599,000
3 Beds ⋅ 3 Baths ⋅ 7064226 MLS ⋅ 2,021 SqFt.
A true gem where timeless Spanish-inspired architecture meets privacy, space, and the beauty of nature. This charming Equestrian Estates single-story home offers 3 bedrooms, with lovely brick-arched entryways setting the tone for the character found throughout. The inviting floor plan features a formal living room with fireplace, spacious family room, dining area with its own fireplace, and a large kitchen with abundant cabinetry and storage. The generous primary suite offers a walk-in shower and a peaceful retreat, while two additional spacious bedrooms provide plenty of room for family, guests, or an office. Step outside and experience the freedom of 2 acres, complete with a barn, corrals, and established horse facilities, ideal for equestrian enthusiasts or simply enjoying the extra space and privacy that acreage provides. Multiple patios and decks create wonderful spaces for outdoor dining, entertaining, or relaxing while surrounded by nature. From the original architectural details and warmth of the interior to the expansive grounds and equestrian amenities, this special property offers a rare combination of character, functionality, and privacy.

6860 N Quail View Lane, Prescott
$464,500
2 Beds ⋅ 2 Baths ⋅ 7063850 MLS ⋅ 1,697 SqFt.
Exceptional Buyer Opportunity! Experience Easy Living with Space, Style, and Privacy! Thoughtfully designed for comfort and effortless living, this beautiful 1,697-square-foot home offers the ideal combination of open living spaces, quality finishes, and a highly desirable lock-and-leave lifestyle. Beautiful and move-in ready, this home provides the rare opportunity to enjoy a finished property with thoughtful upgrades, established landscaping, and desirable features already in place! Conveniently located with easy access to Prescott, Prescott Valley, and Chino Valley, you'll enjoy the best of the Quad-City area while coming home to a peaceful retreat. Open floor plan filled with natural light. Expansive windows, soaring vaulted ceilings, a cozy fireplace, and continuous flooring throughout create a warm, spacious atmosphere that feels both elegant and welcoming. The sought-after split floor plan features two generously sized bedrooms plus a versatile den, providing flexibility for a home office, library, hobby room, or additional guest space! Beautifully landscaped backyard features flagstone accents and backs to a common area, creating additional privacy, an open peaceful setting, and a sense of separation from neighboring homes. Additional highlights include a paver driveway and walkways, professionally landscaped front and rear yards, custom blinds throughout, and a spacious two-car garage. Simple, move in and enjoy!

6244 Barn Owl Avenue, Prescott
$995,000
3 Beds ⋅ 3 Baths ⋅ 7063429 MLS ⋅ 2,569 SqFt.
Tucked among the towering pines on approximately 2 acres just outside desirable Highland Pines, this inviting mountain home offers privacy, space, and classic Prescott character. Inside, soaring tongue-and-groove wood ceilings, real oak hardwood flooring, and abundant natural light create a warm and welcoming atmosphere. The living and dining area is anchored by a dramatic floor-to-ceiling stone fireplace and expansive windows that bring the surrounding forest into view. The spacious kitchen features granite countertops, stainless steel appliances, generous cabinetry, and an open layout that connects easily to the home's multiple living areas. A separate family room provides plenty of space to gather and relax, while an additional den offers flexibility for a home office, sitting room, or guest space. The generously sized primary suite offers a peaceful retreat with direct access to the outdoors. The primary bath features dual vanities, abundant storage, a separate water closet, and a distinctive glass-block shower. Outside, expansive decking takes full advantage of the peaceful, pine-covered setting, providing plenty of room for entertaining, dining, or simply enjoying the fresh mountain air. The approximately 2-acre homesite offers a wonderful sense of privacy and separation, while the metal roof adds both character and practicality.

6010 W Paso Bonito Trail, Prescott
$453,999
3 Beds ⋅ 3 Baths ⋅ 7063408 MLS ⋅ 1,475 SqFt.
This inviting 3-bedroom, 2-bath home delivers the perfect blend of style, comfort, and easy living with a desirable open-split floorplan. The spacious great room creates a natural hub for entertaining, while the split bedrooms offer privacy& flexibility. A 2-car (22x22)garage provides abundant room for vehicles, storage, or hobbies. Step outside and enjoy the privacy in the backyard, along with the exceptional Granville lifestyle, where resort-style amenities are right at your fingertips. The impressive clubhouse features a fitness center, sparkling pools, gathering spaces, parks, walking trails, & pickleball courts. Whether you're enjoying a quiet morning at home or taking advantage of the endless recreation just minutes away, this home makes everyday living feel like a getaway or Inve

6256 E Boothwyn Street, Prescott
$695,000
3 Beds ⋅ 2 Baths ⋅ 7062729 MLS ⋅ 1,793 SqFt.
Here's your opportunity to own a custom Prescott home nestled among the tall pines, yet just minutes from the historic Courthouse Plaza, downtown Prescott, shopping, restaurants, & entertainment. From the moment you step inside, you'll appreciate the warmth, quality, & exceptional craftsmanship that define this beautiful home. Originally built by a respected local contractor for his own family, every detail was thoughtfully designed, & no expense was spared. The current owner, a licensed general contractor, has further enhanced the home by opening up the floor plan to create a more natural flow, brighter living spaces, & an inviting atmosphere. New luxury vinyl plank flooring has also been installed throughout much of this custom single level home. The home features custom oak kitchen... cabinetry, premium Marvin wood-cased dual-pane windows, & numerous quality upgrades throughout. The HVAC system was upgraded in 2010, with a programmable thermostat added in 2017. The kitchen was beautifully remodeled in 2013, the roof was replaced in 2018, & the exterior has been painted within the past five years. Step outside to enjoy the spacious 2-level Trex deck, partially covered & already quipped with hookups for a future hot tub or spa--an ideal setting for relaxing, entertaining, or simply enjoying Prescott's 4 mild seasons. This move-in-ready home is just a short walk along the sidewalk to the community tennis courts & both the indoor & outdoor swimming pools, offering an exceptional combination of quality craftsmanship, thoughtful updates, & an outstanding Prescott lifestyle.

1136 E Timber Ridge Road, Prescott
$799,000
3 Beds ⋅ 3 Baths ⋅ 7062093 MLS ⋅ 2,182 SqFt.
Welcome to this beautifully upgraded 2-bedroom home with a potential 3rd bedroom in the highly desirable Walden Ranch community of Prescott, Arizona. Thoughtfully designed and meticulously maintained, this home reflects true pride of ownership, with quality finishes and attention to detail throughout. The heart of the home features a stunning kitchen with upgraded granite countertops, custom cabinetry, convenient pull-out pot drawers, a built-in oven, and a gas cooktop, making it as functional as it is beautiful. Upgraded flooring flows throughout, creating a warm and inviting atmosphere with a touch of luxury at every turn. The spacious living area opens through an oversized sliding glass door to an exceptional backyard designed for entertaining. Enjoy professionally landscaped grounds, a lush yard, and a custom waterfall feature that creates a peaceful outdoor retreat perfect for relaxing or hosting family and friends. The oversized 3-car garage offers abundant room for vehicles, hobbies, and additional storage, complete with built-in storage solutions. As an added bonus, all appliances--including the washer and dryer--are included, making this home truly move-in ready. From its thoughtful upgrades to its impeccable care, this is a home you can immediately feel has been loved. Offering comfort, elegance, and exceptional indoor-outdoor living in one of Prescott's sought-after neighborhoods, this Walden Ranch gem is one you won't want to miss.

5037 Porter Creek Drive, Prescott
$490,000
3 Beds ⋅ 2 Baths ⋅ 7061641 MLS ⋅ 1,656 SqFt.
Experience the rustic charm of this Chalet-style home in the Yavapai Hills subdivision. The main level features a Great Room with soaring windows that provide abundant natural light, tongue-and-groove vaulted ceilings, and a wood-burning stove. The kitchen is equipped with stainless steel appliances, and two guest bedrooms share a full bathroom on this level. The upper level includes a loft and a primary bedroom suite, both offering elevated views of the southern mountains and the surrounding National Forest. Outdoor living spaces include a Trex deck with multiple seating areas and a backyard that serves as a frequent resting ground for local deer. The laundry room has access to the 2 car garage. Yavapai Hills provides community amenities including a pool, pickle ball, tennis courts, park, and clubhouse, all maintained for a modest HOA fee. This property is well-suited for a seasonal getaway, an investment opportunity, or full-time mountain living.

4996 Cactus Place, Prescott
$510,000
2 Beds ⋅ 2 Baths ⋅ 7061541 MLS ⋅ 1,506 SqFt.
Welcome to Elevated Luxury & Panoramic Mountain Vistas in the Prescott Highlands. Experience the pinnacle of Single Level luxurious living at 2703 College Heights. Centrally located in the highly coveted Villas at Sunrise Terrace, this exquisitely renovated villa pairs modern refinement with sweeping, panoramic mountain views. Every detail of this open-concept home has been thoughtfully considered and modernized. Presenting new luxury vinyl plank flooring throughout, custom tile work, designer paint, and curated fixtures that will thrill those who value timeless beauty and effortless ambiance. The heart of the home is the great room, boasting a refreshed gas fireplace, wrapped in elegant custom tile and topped with a sophisticated designer mantle. A warm and inviting focal point! An oversized picture window takes in the ever changing mountain views. The fully transformed kitchen has premium granite countertops, new stainless steel appliances, and flows seamlessly into the scenic dining area. From there, step into the added private office/flex room, where the new French Doors open directly to an viewing deck, perfect for sunrise coffees or twilight entertaining. The spacious bedrooms serve as tranquil, comforting retreats. The primary suite it is an original work of art; it includes a private balcony deck and features a spa-like en-suite bath adorned with custom tile work, modern cabinetry, and designer lighting. A walk-in shower, soaking tub and linen closet create a complete and functional space. The guest bedroom and bath are well appointed, your guests will appreciate the split floor plan. Superior upgrades include a 2025 washer/dryer set, premium ceiling fans, fresh exterior paint, and a newly repaired driveway. Enjoy all Prescott has to offer; this home is just minutes to historic downtown Prescott, Dog Park, Lakes, Hiking, Embry-Riddle University, Yavapai College and Yavapai Regional Medical Center. Perfect for those looking to invest, downsize, or as a part-time getaway, this upscale sanctuary is low maintenance, turnkey and perfectly balances high-end elegance with lock-and-leave simplicity.

2703 College Heights Road, Prescott
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