Phoenix Homes with FHA New Financing

Welcome to Phoenix, Arizona – a vibrant city where the sun shines nearly 300 days a year, and the spirit of the Southwest comes alive! Nestled in Maricopa County, Phoenix is not just the state capital but also the fifth most populous city in the United States. This dynamic metropolis boasts a rich tapestry of culture, outdoor adventures, and a booming economy, making it an attractive destination for families, young professionals, and retirees alike.

Phoenix is renowned for its stunning desert landscapes, with the majestic Camelback Mountain and the picturesque Papago Park offering residents a plethora of outdoor activities. Whether you're hiking, biking, or simply soaking in the breathtaking sunsets, the natural beauty surrounding the city is truly captivating. The vibrant arts scene, diverse culinary offerings, and a host of annual festivals ensure there’s always something exciting happening in the Valley of the Sun.

For those considering a move to this enchanting city, homes with FHA new financing options are an excellent choice. The Federal Housing Administration (FHA) provides accessible financing solutions, making homeownership more attainable for many. With competitive interest rates and lower down payment requirements, FHA loans are designed to help first-time buyers and those looking to invest in their dream home in Phoenix.

Imagine settling into a charming abode with easy access to the city's amenities, from trendy shopping districts to top-rated schools. Phoenix is not just a place to live; it’s a community where you can thrive. Embrace the opportunity to call this remarkable city home, and discover the perfect property that fits your lifestyle with FHA financing options!

Newest Phoenix Homes with FHA New Financing

16013 S Desert Foothills Parkway Unit 2006, Phoenix

$245,000

1 Beds ⋅ 1 Baths ⋅ 7089285 MLS ⋅ 698 SqFt.

Welcome to San Simeon in the beautiful Phoenix Foothills! This charming 1-bedroom, 1-bath condo is located on the 2nd floor, offering added privacy with no neighbors above and beautiful mountain views from your private balcony. Recent updates include newer A/C, flooring and a remodeled bathroom. Enjoy the community amenities and a monthly HOA fee of under $200. Assigned covered parking adds convenience. **Seller is offering to have the property professionally painted in the buyer's choice of colors**, making it easy to personalize your new home. A peaceful Foothills location with easy access to shopping, dining and major freeways!

16013 S Desert Foothills Parkway Unit 2006, Phoenix

$649,000

3 Beds ⋅ 2 Baths ⋅ 7089242 MLS ⋅ 1,698 SqFt.

Welcome to this charming Arcadia Lite home in Marshall Parkway, where character, thoughtful updates and an unbeatable central location come together! Situated on a quiet corner cul-de-sac lot, this inviting 3-bedroom, 2-bath home offers a flexible floor plan and wonderful indoor-outdoor living. Fresh 2026 improvements include a new roof, new bedroom and office flooring, updated lighting and ceiling fans, plus a fully replaced drip/irrigation system. Enjoy a private backyard with a magnificent mature olive tree, colorful bougainvillea and established oleanders. Just minutes from popular restaurants, coffee shops, shopping, the Biltmore, Old Town Scottsdale and Sky Harbor. Move-in ready and perfectly positioned to enjoy the Arcadia lifestyle! Thoughtful improvements continue throughout the home, including sliding screen doors (2024), attic insulation (2022), exterior paint (2021), storage shed (2021), whole-house water filtration and soft-water system (2021), and kitchen reverse-osmosis system (2025). Refrigerator, washer and dryer available to convey with an acceptable offer upon buyer request.

4002 N 32nd Place, Phoenix

$369,900

4 Beds ⋅ 2 Baths ⋅ 7089228 MLS ⋅ 1,733 SqFt.

Welcome to this charming and inviting 4-bedroom, 2-bathroom home offering 1,733 sq. ft. of comfortable living space. Thoughtfully designed with plenty of room for family, guests, and everyday living, this home offers a warm and welcoming atmosphere from the moment you arrive. The home layout provides flexibility for bedrooms, a home office, or additional living space to fit your lifestyle. Outside, enjoy a generous double carport** for convenient covered parking, along with an *access gate to the rear of the property*, providing added convenience for vehicles, storage, or backyard access. With its inviting curb appeal, functional floor plan, and convenient outdoor features, this property is ready to welcome its next owner. **Come see all that this wonderful home has to offer you!

4720 N 49th Drive, Phoenix

$1,595,000

5 Beds ⋅ 5 Baths ⋅ 7089196 MLS ⋅ 3,491 SqFt.

Move into a resort lifestyle. Relax with mountain views, lounge in your beachfront pool, BBQ on your outdoor grill, gather around your conversation fireplace, practice golf at the putting green. Your luxurious home is open and spacious with 4 bedrooms upstairs for privacy and one bedroom suite downstairs, plus the loft and downstairs den/office. Upgraded cabinets in the kitchen, waterfall countertop on the island, corner sliders open the home to the outdoors, French doors for privacy in the den, quartz counters throughout, extended pergola for greater outdoor comfort, EV charging outlet. Minutes to Mayo Clinic, Kierland Commons, High Point, Desert Ridge Mktplace, with easy access to the 101 fwy. Enjoy the community center, green spaces. You are not just buying a home but a lifestyle!

21111 N 61st Street, Phoenix

$399,900

3 Beds ⋅ 2 Baths ⋅ 7089189 MLS ⋅ 1,776 SqFt.

Classic Hallcraft Ranch! A move-in-ready 3-bedroom, 2-bathroom red-brick home is perfectly blending vintage charm with modern efficiency. The open floor plan features upgraded flooring, fresh paint, doors, dual-pane windows with screens/coverings, and wood-burning fireplace. A built-in Murphy bed provides options for guests or office. The remodeled kitchen and bathrooms have upgraded appliances and modern finishes. Enjoy low electric bills year-round thanks to a 5-kW solar system, 16 Seer HVAC, ceiling fans, and a programmable thermostat. The backyard features a diving pool, covered pergola, artificial turf, and desert landscaping. Out front, enjoy a circular driveway with a shaded carport, a 1-car garage, and Tuff Sheds equipped with electricity--ideal for a workshop or extra storage.

3638 W Krall Street, Phoenix

$139,900

2 Beds ⋅ 1 Baths ⋅ 7089135 MLS ⋅ 864 SqFt.

Investor Opportunity in Central Phoenix! This 2-bedroom, 1-bath condo in the Encanto Garden Townhouses offers great potential for an investor or buyer looking to renovate and make it their own. The functional floor plan features an original kitchen that flows into the dining area and spacious living room, with both bedrooms and the full bathroom located just down the hall. Step outside to the large enclosed patio, offering additional space to relax, entertain, or create your own private retreat. A major improvement includes a newer A/C unit installed in 2022. Property is sold as-is. Conveniently located near Encanto Park, Encanto Golf Course, and Phoenix College, with easy access to Downtown Phoenix, shopping, dining, entertainment, and major roadways. Bring your vision and transform this centrally located condo into a fantastic investment or new home!

2953 N 19th Avenue Unit 49, Phoenix

$389,900

4 Beds ⋅ 2 Baths ⋅ 7089119 MLS ⋅ 960 SqFt.

Welcome home! This beautifully updated property offers a fresh, modern interior with stylish finishes throughout. The bright kitchen features crisp white cabinetry, sleek countertops, stainless steel appliances, recessed lighting, and contemporary black fixtures. The updated bathroom showcases clean finishes and a modern vanity. Enjoy an open, inviting living space with plenty of natural light, plus a spacious backyard with lots of potential for entertaining, gardening, or creating your own outdoor retreat. The gated front yard and attached garage add convenience and functionality. Move-in ready and waiting for its new owner!

3820 W Encanto Boulevard, Phoenix

749 E Montebello Avenue Unit 229, Phoenix

$189,000

2 Beds ⋅ 2 Baths ⋅ 7089118 MLS ⋅ 840 SqFt.

Central Corridor location! Beautiful gated community at Montebello Gardens! This charming second-level unit features a large front porch, lush landscaping, and a light, open floor plan. Two spacious bedrooms and two full baths, eat-in kitchen, three ceiling fans, and great views of the community greenery. Enjoy low-maintenance living with HOA services including water, sewer, gas, trash, exterior maintenance, roof replacement, and building insurance. Community pool! Ideally located near Route 51, Downtown Phoenix, Biltmore, shopping, dining, and entertainment. Madison School District. Limited neighbors and a peaceful setting make this a wonderful place to call home. Hurry--this one won't last long!

749 E Montebello Avenue Unit 229, Phoenix

$450,000

3 Beds ⋅ 2 Baths ⋅ 7089113 MLS ⋅ 1,539 SqFt.

Single-level living + flexible 4th bedroom potential + the GATED community's LARGEST LOT + park-side privacy + realistic Seller = an opportunity worth seeing. In a market where buyers have choices, this North Phoenix home delivers the features that are hard to duplicate--along with a seller willing to help make the numbers work! Located in a gated community just minutes from major freeways, this lovingly maintained, single-level home offers 3 bedrooms + a den that can easily become a 4th bedroom, giving you the flexibility to create the space that works for your lifestyle. Vaulted ceilings, abundant natural light and a nicely appointed kitchen make the home feel open, bright and inviting. But the real showstopper is outside. Situated on the LARGEST LOT IN THE COMMUNITY, the expansive backyard backs directly to the neighborhood park, giving you additional privacy with no home immediately behind. Enjoy the beautiful yard as it is or take advantage of all that extra space and create the backyard you've been dreaming about--with plenty of room to add a pool! And with today's interest rates, the seller wants to help make homeownership a little easier. With an acceptable offer, the seller is willing to contribute toward BUYER CLOSING COSTS and/or an INTEREST RATE BUY-DOWN, potentially helping reduce your cash needed at closing or your monthly mortgage payment. Why settle when you can have the space, location and flexibility--and a seller ready to work with you? Come see what makes this one stand out!

2110 W Carol Ann Way, Phoenix

$500,000

3 Beds ⋅ 2 Baths ⋅ 7089096 MLS ⋅ 2,094 SqFt.

3102 W Eagle Claw Dr, Phoenix, AZ 85086 - Stunning Tramonto Retreat - Where Desert Living Meets Luxury, lush & quiet interior lot with view fence backing NAOS & walking trail, wall to wall tile, 3 bedrooms + bonus room, large great room, Gourmet Kitchen: Show off your culinary skills with granite countertops, an oversized island, and sleek stainless steel appliances, plantation shutters, lush backyard to die for, built in BBQ and fireplace, oversized covered patio, turf and beautiful landscape surround your yard, no direct neighbors behind, NAOS with view fence, spa motor conveys AS IS. Great location short distance to shopping, restaurants, schools and freeway access.

3102 W Eagle Claw Drive, Phoenix

$315,000

3 Beds ⋅ 2 Baths ⋅ 7089095 MLS ⋅ 1,120 SqFt.

Equipped with striking hardwood cabinets, elegant faux granite countertops, stainless steel appliances. Bright, inviting rooms with excellent natural light. Well landscaped front and back yard offer a relaxing retreat from your busy life.

2316 W Marlette Avenue, Phoenix

$190,000

2 Beds ⋅ 1 Baths ⋅ 7089056 MLS ⋅ 750 SqFt.

Welcome to your updated Central Phoenix charmer! This cozy 2 bed, 1 bath home has a great location. Just minutes from GCU, GCC, Metro center, and I-17 for an easy commute. Move-in ready and waiting for you!

9222 N 35th Avenue Unit 1, Phoenix

Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.