Cave Creek Homes with FHA New Financing

Cave Creek Homes with FHA New Financing

Welcome to Cave Creek, Arizona – a hidden gem nestled in the heart of Maricopa County. Known for its stunning desert landscapes and charming Western heritage, Cave Creek offers a unique blend of outdoor adventure and small-town allure. With its picturesque views of the Sonoran Desert and the iconic Black Mountain, residents are treated to a breathtaking backdrop that changes with the seasons. The town boasts a vibrant arts scene, eclectic shops, and mouthwatering dining options, making it a perfect place for families and individuals alike.

Cave Creek is not just about its scenic beauty; it also provides a welcoming community atmosphere. Whether you’re exploring the local parks, hiking the numerous trails, or enjoying the lively events held throughout the year, there’s always something to keep you engaged. The town is known for its strong sense of community, where neighbors become friends and every day feels like a celebration of life in the great outdoors.

For those looking to invest in a home here, Cave Creek offers a range of properties that qualify for FHA New Financing. This is an excellent opportunity for first-time homebuyers or those seeking to upgrade their living situation. FHA financing can make homeownership more accessible, allowing you to take advantage of lower down payment options and flexible credit requirements. With the right support, your dream home in this enchanting desert town is within reach.

Explore the possibilities that Cave Creek has to offer, and discover why so many are choosing to call this extraordinary place home!

Newest Cave Creek Homes with FHA New Financing

$1,299,999
3 Beds ⋅ 3 Baths ⋅ 7068195 MLS ⋅ 2,683 SqFt.
Welcome home to effortless desert luxury in the heart of Cave Creek. This fully furnished, turn-key retreat sits on a private, oversized corner lot ready to enjoy from day one, no shopping, no waiting. Designer-curated interiors feature premium Pottery Barn furnishings, Hunter Douglas window treatments, and a whole-home Sonos media package for effortless entertaining. The insulated, climate-controlled garage with mini-split offers flexible space for a gym, studio, or hobby retreat, while the in-ground dog fence and automated patio water system make outdoor living low-maintenance. Perfectly suited for a lock-and-leave lifestyle, this is Cave Creek living at its most convenient, sophisticated, private, and move-in ready.

29709 N 55th Place, Cave Creek
$625,000
3 Beds ⋅ 3 Baths ⋅ 7067519 MLS ⋅ 2,141 SqFt.
Discover the perfect blend of comfort, convenience, and Arizona living in this spacious 3-bedroom, 2.5-bath home in the heart of Cave Creek. Offering approximately 2,141 square feet of thoughtfully designed living space, this home combines inviting everyday spaces with an impressive list of updates, giving you the opportunity to settle in and enjoy from day one. Inside, the functional layout offers a generous living area, eat-in kitchen, and separate dining space, creating plenty of room to gather, relax, and entertain. The kitchen was remodeled in 2021 and features stainless steel appliances, bringing a fresh, modern feel to the heart of the home. The spacious primary suite offers a comfortable retreat with a private bath and dual sinks, along with custom cabinetry added to the bedroom and updates to the primary bathroom. Additional bedrooms provide flexibility for family, guests, or a home office. The extensive 2021 updates continue throughout the home, including a new roof, two new A/C units, refreshed flooring throughout, and fresh exterior paint. The garage was also epoxied, creating a clean and durable space for parking, storage, hobbies, or projects. Step outside and enjoy your own private backyard oasis. A sparkling swimming pool offers the perfect place to cool off during warm Arizona afternoons, while the block-fenced yard provides privacy. Backyard turf adds a low-maintenance touch of green, creating an inviting space for outdoor gatherings, relaxing, or simply enjoying the sunshine. Located in serene Cave Creek, this home puts you close to the area's beautiful Sonoran Desert scenery, outdoor recreation, dining, shopping, and the distinctive Western charm that makes Tatum Ranch such a lovely community. With major updates already completed and spaces designed for both comfort and everyday living, this home is ready for its next chapter.

5044 E Roy Rogers Road, Cave Creek
$634,900
3 Beds ⋅ 2 Baths ⋅ 7067086 MLS ⋅ 1,996 SqFt.
STUNNING, JUST STUNNING! Fantastic 3 Bedroom 2 FULL Bath Ranch home with approx. 2,000 SF. ALL ON ONE LEVEL! Vaulted Ceilings. 10 Foot Ceilings. OPEN UPDATED KITCHEN! HUGE Master Bedroom Suite with ALL NEW MASTER BATH! Large Family Room with Fireplace! Wet Bar! Built-In Shelving, Perfect Back Yard with Large Covered Patio, Pool, 2 Car Garage and Professional Landscaping! This home is truly MOVE-IN Ready with NEW MASTER BATH 2026, NEW EXTERIOR PAINT 2026 AND NEW TRANE Heat Pump 2024, New Pool Pump 2023, TESLA CHARGING STATION IN GARAGE. Quiet Family Neighborhood. Close to all local restaurants and shopping. Just Minutes to Desert Ridge Shopping Center. MOVE-IN READY!

30832 N 41st Place, Cave Creek
$515,000
2 Beds ⋅ 2 Baths ⋅ 7066537 MLS ⋅ 1,855 SqFt.
Enjoy the Arizona lifestyle in this beautifully updated condo in gated Villagio. Perfect as a full-time residence or lock-and-leave home, it's ideally located next to Dove Valley Ranch Golf Club with miles of scenic hiking and mountain biking trails just down the street. The spacious great room features a gas fireplace and opens to a covered patio overlooking the pool. The kitchen offers cherry cabinetry, granite counters and stainless steel appliances. The split floor plan includes a den, remodeled primary bath and updated guest bath. Villagio offers heated pools, spas, fitness centers and BBQ areas. Golf next door, hit the trails, then come home to relax by the pool and take in the views. This is easy Arizona living at its best!

33550 N Dove Lakes Drive Unit 2043, Cave Creek
$495,000
2 Beds ⋅ 2 Baths ⋅ 7063924 MLS ⋅ 1,383 SqFt.
Experience refined desert living in this beautifully appointed 2BR/2BA home in the gated Villagio at Dove Valley Ranch. The inviting great room features a cozy fireplace, while the chef-inspired kitchen offers granite countertops, a spacious island, and stainless steel appliances. The private primary suite includes a dual-sink vanity and generous storage. Enjoy Arizona mornings or evenings on the covered patio, then unwind at the community's heated pool and spa. An attached garage, low-maintenance desert landscaping, and HOA-covered exterior maintenance create an effortless lock-and-leave lifestyle. Ideally located minutes from Cave Creek's dining, shopping, golf, outdoor recreation, and top-rated schools, this exceptional home offers the perfect blend of comfort, style, and convenience.

33550 N Dove Lakes Drive Unit Unit 2027, Cave Creek
$499,000
2 Beds ⋅ 2 Baths ⋅ 7063291 MLS ⋅ 1,684 SqFt.
You know the saying: location, location, location! Situated on an exceptional lot within gated Tatum Village, this two-bedroom patio home presents an opportunity for comfortable living & personalization at an unbeatable value. Enjoy privacy, desert wash & mountain views, and incredible sunsets all from your expansive covered patio. The functional split-floor plan features a spacious den, plus a neutral, clean palette with solid wood oak cabinetry, tile flooring, and plantation shutters. Located within the Tatum Ranch master plan, Tatum Village offers pickleball & tennis courts, walking paths, a heated pool & spa, meticulously maintained greenbelts, and access to the Tatum Ranch Golf Club. Only minutes to great restaurants, parks, shopping, hiking, first-rate schools, and freeway access. New HVAC within the last two years, and the HOA takes care of your landscaping!

4738 E Casey Lane, Cave Creek
$540,000
3 Beds ⋅ 2 Baths ⋅ 7062732 MLS ⋅ 1,436 SqFt.
This move-in ready 3-bed, 2-bath home has been lovingly cared for and it shows. Featuring vaulted ceilings, natural light, and an open-concept living, dining, and kitchen area anchored by a large functional island with extra storage - all appliances stay! Enjoy updated neutral interior & exterior paint, commercial grade vinyl flooring, fully remodeled bathrooms with new showers, tile, and sinks, plus a new A/C unit installed in 2022. Step outside to your private backyard oasis featuring a covered patio, beautiful pavers, low-maintenance turf, and the added privacy of a desirable corner lot. Just around the corner from Tatum Ranch Golf Course, walking distance to grocery, restaurants, hiking trails & everything Cave Creek has to offer.

30401 N 42nd Place, Cave Creek
$950,000
3 Beds ⋅ 3 Baths ⋅ 7062475 MLS ⋅ 3,022 SqFt.
$70,000 SOLAR SYSTEM PAID OFF AT CLOSING!! Beautifully maintained 3-bedroom home with a spacious office in a desirable gated community, tucked away on a quiet cul-de-sac and backing to a private wash. Major upgrades include a new roof (2021), new A/C units (2023), and a fully heated spool (spa-pool) installed in 2024. With many more improvements throughout, be sure to ask for the complete upgrades list! The functional floor plan features a spacious primary suite with a large walk-in closet, three additional bedrooms with a Jack-and-Jill bath, and a versatile office perfect for working from home or homeschooling. Enjoy Arizona outdoor living with a large covered patio, built-in BBQ, outdoor fireplace, and beautifully landscaped backyard with mature lemon, orange, and pomegranate trees. A 3-car garage with built-in cabinets and attic storage provides ample space for vehicles and storage.

5317 E Forest Pleasant Place, Cave Creek
$900,000
4 Beds ⋅ 3 Baths ⋅ 7061581 MLS ⋅ 1,946 SqFt.
A stunning & incredible home and additional detached 320sf 1br/1ba casita on over an acre. Gated entry w semi-circle driveway to main house. Enter the garden front courtyard to the home and walk in to your beautiful foyer & high vaulted ceiling in the living room with large windows, lots of natural light & a fireplace. The kitchen has dining area with sliding doors to the front courtyard and access to laundry room that leads to carport. The main bedroom has a separate exit to the back patio. Main bathroom is updated & spacious. 2nd Bedroom also has patio door to courtyard. 3rd bedroom with barn doors & fireplace is currently being used as a billiard room. Casita has kitchen & laundry. Ready for new owners to love it and enjoy the space. Close to Desert Ridge, restaurants, I101 & Scottsdale

6510 E Dixileta Drive, Cave Creek
$1,550,000
3 Beds ⋅ 3 Baths ⋅ 7058854 MLS ⋅ 3,397 SqFt.
Come experience this exceptional 3 Bedroom + Office | 2.5 Bathroom residence, ideally situated on an oversized lot in a private cul-de-sac within the gated Montevista community. Thoughtfully designed for both everyday living and entertaining, the open floor plan showcases updated wood-look tile flooring, and spacious living areas filled with an abundance of natural light. The chef's kitchen features premium Sub-Zero and Viking appliances, custom cabinetry, a large center island, and a walk-in pantry. The private primary suite offers direct patio access and a luxurious bath with a soaking tub, split vanities, and a custom walk-in closet. Designed to embrace Arizona's indoor-outdoor lifestyle, the lush backyard features a resort-style pool and spa, built-in BBQ, gas fire pit, pergola with misting system and resort style park-like botanical garden landscaped grounds. Residents enjoy Montevista's premier community park, complete with a tot lot, basketball and pickleball courts, walking paths, and several neighborhood pocket parks. This gem of a home is truly one-of-kind, so come experience the very best of Arizona living and fall in love today.

5205 E Barwick Drive, Cave Creek
$1,595,000
4 Beds ⋅ 4 Baths ⋅ 7057193 MLS ⋅ 3,443 SqFt.
The Former Model Home You've Been Waiting For. Set on 1.19 acres, this single-level retreat blends luxury, comfort, & thoughtful upgrades throughout. The stunning 2025 chef's kitchen features custom alder cabinetry, Taj Mahal Quartzite countertops, GE appliances, a custom coffee bar, & striking copper accents. Enjoy a private detached casita with kitchenette, executive office with custom built-ins, and a resort-style north-facing backyard complete with a Pebble Tec pool, spa, outdoor kitchen, mature ficus privacy, covered pergola, & a premium wildlife-resistant dog retreat. With owned solar, a Tesla Powerwall, new Lennox HVAC systems, and countless upgrades, this is a home you truly need to experience in person.

3654 E Sierra Way, Cave Creek
$1,290,000
4 Beds ⋅ 3 Baths ⋅ 7056174 MLS ⋅ 3,680 SqFt.
This stunning Sonoran Desert jewel is a 4-bedroom, 3-bath multigenerational residence nestled in the heart of Cave Creek. Spanning 3,680 sq ft on a spacious 0.32-acre lot which backs into a 25 acre natural preserve, this home blends timeless Tuscan architecture with modern upgrades. Step inside to soaring ceilings, custom wood beams, and a dramatic 12-foot stone fireplace that burns gas or wood. The open floor plan flows seamlessly into a chef's kitchen with a Sub-Zero fridge and Dacor double ovens. A guest suite with separate entrances offers ideal space for multi-generational living or visitors. Outdoors, enjoy a newly remodeled PebbleTec lagoon-style pool with 2 waterfalls, decorative bowls, and low-maintenance turf. Mountain views frame the backyard, complete with wrought iron fencing and ample entertaining space. Additional highlights include energy-efficient insulation, California Closets, 2 negative edge corner windows, Anderson Premier windows, gas fire pit a storage room, and a 2-car garage. Located in a desirable community with low HOA fees, this property offers both elegance and practicality. This home can be purchased with crypto currency using Propy Title insurance

4502 E Sierra Sunset Trail, Cave Creek
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