Cave Creek Homes with VA Loan New Financing

Cave Creek Homes with VA Loan New Financing

Welcome to Cave Creek, Arizona, a charming town nestled in the breathtaking Sonoran Desert, just north of Phoenix. Known for its rich history, vibrant arts scene, and stunning natural landscapes, Cave Creek offers a unique blend of Old West charm and modern amenities. With its picturesque desert vistas, lush golf courses, and diverse outdoor recreational opportunities, this community is a haven for those seeking a tranquil lifestyle with easy access to urban conveniences.

Cave Creek is renowned for its friendly atmosphere and strong sense of community. The town boasts an array of local shops, art galleries, and delicious dining options, making it a delightful place to explore. Outdoor enthusiasts will appreciate the nearby hiking trails, horseback riding, and mountain biking opportunities, all while taking in the breathtaking views of the surrounding mountains.

For military veterans and active-duty service members looking to settle in this beautiful area, Cave Creek offers homes that qualify for VA Loan financing. This type of financing provides significant advantages, including no down payment and competitive interest rates, making homeownership more accessible. Whether you're searching for a cozy desert retreat or a spacious family home, you'll find a variety of properties that cater to diverse lifestyles and budgets.

Embrace the spirit of Cave Creek and discover the perfect home that not only meets your needs but also enhances your quality of life. With its rich culture, welcoming community, and VA Loan financing options, Cave Creek is the ideal place to call home. Explore the possibilities today!

Newest Cave Creek Homes with VA Loan New Financing

$869,000
4 Beds ⋅ 3 Baths ⋅ 7069625 MLS ⋅ 2,637 SqFt.
Welcome to your immaculate private desert retreat! This beautiful home sits on an oversized cul-de-sac lot backing to a desert wash; no homes directly behind! Enjoy spectacular sunsets and privacy from the resort-style backyard with a saltwater pool, heated spa, gas fireplace and multiple patios. Inside you'll enjoy upgrades galore, soaring ceilings, luxury vinyl flooring and spacious rooms create an inviting feel. The split primary suite features a walk-in closet, dual sinks, and garden tub. The stunning kitchen offers waterfall quartz, new cooktop, stainless appliances and island/breakfast bar. Smart-home features, smart blinds, Murphy bed, pool table, washer/dryer, extensive garage storage, shed, smart irrigation and mature citrus trees complete this exceptional home.

27028 N 47th Place, Cave Creek
$659,000
3 Beds ⋅ 2 Baths ⋅ 7068617 MLS ⋅ 1,996 SqFt.
THREE BEDROOM TWO BATH HOME ON LARGE CORNER LOT. HOME INCLUDES CUSTOM CABINETRY, GRANITE COUNTER TOPS KITCHEN AND BATHROOMS WITH TRAVERTINE AND MARBLE THROUGHOUT. BATH FIXTURES ARE OIL RUBBED BRONZE. STAINLESS STEEL KITCHEN AID APPLIANCES. VERY NICE HOME WITH PUBLIC PARK WITHIN IN 150 YDS. HOMES ROOF HAS JUST BEEN REDONE. WATER HEAT AND SOFT WATER SYSTEM WERE REPLACED IN 2025.

4163 E Wildcat Drive, Cave Creek
$1,795,000
4 Beds ⋅ 5 Baths ⋅ 7068427 MLS ⋅ 3,502 SqFt.
Striking luxury contemporary home meets the wild west offers refined desert living on an impressive, private lot in one of Cave Creek's most desirable enclaves. Thoughtfully designed with clean lines, expansive glass, & seamless indoor-outdoor connection, the residence captures the beauty of the Sonoran landscape while delivering modern comfort & elevated style. The open-concept great room features soaring ceilings, a dramatic architectural fireplace, & abundant natural light. The chef's kitchen showcases waterfall quartz surfaces, custom cabinetry, premium appliances--an ideal setting for both everyday living & sophisticated entertaining. A versatile floor plan provides generous living spaces, including a serene primary suite with spa-inspired finishes and direct access to the outdoors The backyard is a true retreat, complete with a resort-style pool, shaded lounging areas, a built-in BBQ, and a retractable awning over the outdoor patio that enhances comfort and usability throughout the seasons. Thoughtfully designed spaces create the perfect setting for relaxation, gatherings, and stargazing, Mountain views and comfort in the midst of iconic Cave Creek. Located in the heart of action, the home offers convenient access to boutique dining, upscale shopping, live music, art events, and miles of scenic hiking and biking trails. This is contemporary Arizona living at its finest--architectural, effortless, and beautifully connected to the landscape.

6525 E Cave Creek Road Unit 27, Cave Creek
$1,299,999
3 Beds ⋅ 3 Baths ⋅ 7068195 MLS ⋅ 2,683 SqFt.
Welcome home to effortless desert luxury in the heart of Cave Creek. This fully furnished, turn-key retreat sits on a private, oversized corner lot ready to enjoy from day one, no shopping, no waiting. Designer-curated interiors feature premium Pottery Barn furnishings, Hunter Douglas window treatments, and a whole-home Sonos media package for effortless entertaining. The insulated, climate-controlled garage with mini-split offers flexible space for a gym, studio, or hobby retreat, while the in-ground dog fence and automated patio water system make outdoor living low-maintenance. Perfectly suited for a lock-and-leave lifestyle, this is Cave Creek living at its most convenient, sophisticated, private, and move-in ready.

29709 N 55th Place, Cave Creek
$750,000
2 Beds ⋅ 3 Baths ⋅ 7067974 MLS ⋅ 1,975 SqFt.
Spectacular like-new former spec model home in Rancho Madera, featuring a private, tree-lined, pavered drive into this exclusive enclave at the base of Black Mountain. Bright open floor plan with granite kitchen, custom cabinetry, porcelain plank wood look and ceramic tile floors throughout. Two split bedroom suites plus an office. Primary bath features double vanities, separate shower and tub. Abundant storage, 2-car garage with newly sealed floor, built-ins, and overhead rack. Ultra-energy efficient (HERS 28) with owned solar, tankless water heater, and dual-pane Low-E Milgard windows. Surround sound pre-wire plus 3 Ring cameras. New interior/exterior paint, new retractable awning to enjoy the patio and Black Mountain views. Private clubhouse, pool, and spa. Walk to downtown Cave Creek.

6231 E Mark Way E Unit 29, Cave Creek
$625,000
3 Beds ⋅ 3 Baths ⋅ 7067519 MLS ⋅ 2,141 SqFt.
Discover the perfect blend of comfort, convenience, and Arizona living in this spacious 3-bedroom, 2.5-bath home in the heart of Cave Creek. Offering approximately 2,141 square feet of thoughtfully designed living space, this home combines inviting everyday spaces with an impressive list of updates, giving you the opportunity to settle in and enjoy from day one. Inside, the functional layout offers a generous living area, eat-in kitchen, and separate dining space, creating plenty of room to gather, relax, and entertain. The kitchen was remodeled in 2021 and features stainless steel appliances, bringing a fresh, modern feel to the heart of the home. The spacious primary suite offers a comfortable retreat with a private bath and dual sinks, along with custom cabinetry added to the bedroom and updates to the primary bathroom. Additional bedrooms provide flexibility for family, guests, or a home office. The extensive 2021 updates continue throughout the home, including a new roof, two new A/C units, refreshed flooring throughout, and fresh exterior paint. The garage was also epoxied, creating a clean and durable space for parking, storage, hobbies, or projects. Step outside and enjoy your own private backyard oasis. A sparkling swimming pool offers the perfect place to cool off during warm Arizona afternoons, while the block-fenced yard provides privacy. Backyard turf adds a low-maintenance touch of green, creating an inviting space for outdoor gatherings, relaxing, or simply enjoying the sunshine. Located in serene Cave Creek, this home puts you close to the area's beautiful Sonoran Desert scenery, outdoor recreation, dining, shopping, and the distinctive Western charm that makes Tatum Ranch such a lovely community. With major updates already completed and spaces designed for both comfort and everyday living, this home is ready for its next chapter.

5044 E Roy Rogers Road, Cave Creek
$669,000
3 Beds ⋅ 2 Baths ⋅ 7067495 MLS ⋅ 1,933 SqFt.
Situated on a cul-de-sac lot, this 3-bedroom, 2-bath home with a large den offers a flexible floorplan and a beautifully landscaped backyard designed for enjoying the Arizona lifestyle. The kitchen features quartz countertops, stainless steel appliances, a 5-burner gas range, staggered cabinetry, and an eat-in dining area, with additional space for formal dining in the living area. Travertine flooring extends throughout much of the home, with laminate flooring in the den and primary bedroom and stained concrete in the secondary bedrooms, providing an easy opportunity to add carpet or flooring of your choice. The spacious den could also be converted to a 4th bedroom, if desired. The primary suite includes a tiled shower with glass enclosure and *CLICK MORE for more description* a separate backyard exit. The guest bathroom features a brand-new jetted soaking tub. The beautifully landscaped backyard offers a Pebble Sheen pool, AlumaWood gazebo, mature landscaping and a dedicated garden bed with convenient hose bib access. Newer roof and A/C add to the home's appeal. A great opportunity to enjoy a peaceful setting in a desirable community with plenty of indoor and outdoor living space.

28645 N 50th Place, Cave Creek
$634,900
3 Beds ⋅ 2 Baths ⋅ 7067086 MLS ⋅ 1,996 SqFt.
STUNNING, JUST STUNNING! Fantastic 3 Bedroom 2 FULL Bath Ranch home with approx. 2,000 SF. ALL ON ONE LEVEL! Vaulted Ceilings. 10 Foot Ceilings. OPEN UPDATED KITCHEN! HUGE Master Bedroom Suite with ALL NEW MASTER BATH! Large Family Room with Fireplace! Wet Bar! Built-In Shelving, Perfect Back Yard with Large Covered Patio, Pool, 2 Car Garage and Professional Landscaping! This home is truly MOVE-IN Ready with NEW MASTER BATH 2026, NEW EXTERIOR PAINT 2026 AND NEW TRANE Heat Pump 2024, New Pool Pump 2023, TESLA CHARGING STATION IN GARAGE. Quiet Family Neighborhood. Close to all local restaurants and shopping. Just Minutes to Desert Ridge Shopping Center. MOVE-IN READY!

30832 N 41st Place, Cave Creek
$789,000
4 Beds ⋅ 3 Baths ⋅ 7066656 MLS ⋅ 2,588 SqFt.
Meticulously updated home with 12+ ft ceilings, fresh 2025 interior/exterior paint, and refinished slate & wood floors. Major upgrades include a 2023 roof & 2023/2024 HVACs. The chef's kitchen features white cabinets, Calacatta quartz countertops, full backsplash, walk-in pantry, and 2025 Frigidaire Gallery appliances. An open family room offers a media wall & gas fireplace. The primary suite boasts backyard access and a spa bath with a jetted tub and rimless glass shower. The primary suite has a large walk-in closet. Outside, enjoy a 2025 refreshed patio with ceiling fan, new landscaping stone, & an RV gate. The extended 3-car garage comes w/epoxy floors, built-in cabinets, and a Culligan water system. Great location close to shopping and restaurants. This home is meticulously maintained.

5149 E Silver Sage Lane, Cave Creek
$515,000
2 Beds ⋅ 2 Baths ⋅ 7066537 MLS ⋅ 1,855 SqFt.
Enjoy the Arizona lifestyle in this beautifully updated condo in gated Villagio. Perfect as a full-time residence or lock-and-leave home, it's ideally located next to Dove Valley Ranch Golf Club with miles of scenic hiking and mountain biking trails just down the street. The spacious great room features a gas fireplace and opens to a covered patio overlooking the pool. The kitchen offers cherry cabinetry, granite counters and stainless steel appliances. The split floor plan includes a den, remodeled primary bath and updated guest bath. Villagio offers heated pools, spas, fitness centers and BBQ areas. Golf next door, hit the trails, then come home to relax by the pool and take in the views. This is easy Arizona living at its best!

33550 N Dove Lakes Drive Unit 2043, Cave Creek
$1,600,000
4 Beds ⋅ 3 Baths ⋅ 7066098 MLS ⋅ 3,037 SqFt.
Private Lone Mountain resort living awaits in this fully remodeled Torrey Pines residence, on an oversized cul-de-sac lot with sweeping mountain & sunset views! New roof, two new Trane 18-SEER HVAC/furnace systems with HEPA/UV filtration, smart thermostats, & a Navien tankless water heater. Designed for seamless indoor-outdoor living, this offers two expansive travertine patios surrounding a pool, new Bullfrog spa, fire pit, pergola, synthetic grass, putting green & LED landscape lighting. The professionally upgraded outdoor kitchen elevates entertaining with a 42-inch Hestan grill, XL Green Egg, beverage refrigerator, ice maker. Inside, refined finishes include new quartz countertops, smart under-cabinet lighting, wireless Hunter Douglas blinds, three new Toto commodes & designer lighting The home's exterior, fence and gutters are finished in durable SW Duration paint. Exceptional mechanical confidence comes from a A HANS whole-home reverse osmosis system paired with Culligan softening delivers state of the art water quality, while zoned whole-yard drip irrigation, full gutters and French drains support thoughtful desert-living performance. Resort-ready, meticulously documented and designed for effortless luxury, this exceptional residence blends privacy, dramatic views, sophisticated outdoor living, refined interiors and major systems upgrades in the prestigious enclave of gated Lone Mountain.

6316 E Lonesome Trail, Cave Creek
$990,000
4 Beds ⋅ 3 Baths ⋅ 7065050 MLS ⋅ 2,932 SqFt.
Set in the heart of Cave Creek with no HOA, this unique equestrian property features approximately 2.3 acres, giving you space, flexibility, and endless opportunity. The property includes a comfortable 3-bedroom, 2-bath home plus an attached 1-bedroom, 1-bath casita complete with its own kitchen and living room, ideal for guests, multi-generational living, or added privacy. Designed for horse lovers, the setup includes a 3-stall mare motel, large turnout, and tack shed, with direct access to nearby trails so you can ride right out into Cave Creek's beautiful desert landscape. A circular driveway, expansive parking areas for trailers, RVs, and toys, a large fenced yard with mature fruit trees, and breathtaking 360-degree mountain views.

6914 E Highland. Road, Cave Creek
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